Write a review

NatWest: Student Account reviews

Name: Student Account
Rating: 4.49 (89 reviews)

View other NatWest products

4.26

Based on 89 reviews, last reviewed 20th Jun 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

66%

28%

Latest highest rating:

4

The Natwest student account was my first account The Natwest student account was my first account I chose myself as an adult. It came with good rewards and I found it easy to use. There was also help... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

NATWEST STOLE MY MONEY! NATWEST STOLE MY MONEY! I opened a student bank account in 2015 and I kept it open. Whenever I would visit the UK I would put money in it. In 2024 whe... Read more Reviewed on: 20th June 2025

Read all reviews Write a review

About this product

NatWest’s Student Bank Account is a current account designed for those heading off to further education. The account is free to open and manage, and it comes with the option for an interest-free overdraft. NatWest also offers a freebie when opening a Student Bank Account. Check what the current offer is with NatWest before opening the account.

Find out more about the account by reading our NatWest Student Bank Account reviews. At Smart Money People, we aim to help you make an informed decision by providing you with reviews from genuine customers.

Find out how long account holders have had their Student Bank Account, and how happy they’ve been so far. Read about the main benefits of the account, as well as any aspects that existing customers feel could be improved. Learn more about the overdraft options. Read about the freebies that customers have claimed with their accounts. All of this and more can be found in our NatWest Student Bank Account reviews.

If you have a NatWest Student Bank Account, why not leave a review today? Is this your first current account with NatWest, and if so, why did you choose NatWest as your student banking provider? What freebies have you claimed with your account? What are the main pros and cons that you’ve experienced so far? If you’ve had any experience with the customer service team, how swiftly did they resolve your concerns? Would you recommend the account to other students? Whether good or bad, write an honest NatWest Student Bank Account review today. Together, we can help people like you make better financial decisions.

Review NatWest: Student Account now

Help others make smarter decisions by sharing your own experience.

Write a review

NatWest Student Account reviews (89)

NATWEST STOLE MY MONEY!

NATWEST STOLE MY MONEY! I opened a student bank account in 2015 and I kept it open. Whenever I would visit the UK I would put money in it. In 2024 when I went to visit I get the news that they closed my bank account and I couldn't retrieve the money. I had to file in paper and didn't hear back from them. In 2023 they decided that my country is one of the countries they no longer want to work with and only sent 1 email that I missed informing me that I have 6 months to take my money out. They didn't call me to inform me and didn't send any further emails. In 2024 I was chocked when I went in person to the bank and was told there is no department to talk to about this. Now it's been me calling them I have spend more than 200$ worth of phone bills and I was told now they cannot find the money or my account! The only means of contact with them is via international calls or letter which never seem to arrive. My country is at the brick of war and my money is stolen by Nattiest. Reviewed on: 20th June 2025

The Natwest student account was my first account

The Natwest student account was my first account I chose myself as an adult. It came with good rewards and I found it easy to use. There was also help in-branch when I needed it. I like the ability to get cash out without your card, this has been helpful for me several times. Reviewed on: 18th April 2025

Great app, branches, and perks. Ts&Cs apply

I really like NatWest branches (my local branch has been refurbished so maybe I'm biased), there are plenty of staff and cash machines, although counter service is sometimes slow. The NatWest app is also one of the best I've used, smooth to open, secure, feature-packed and pleasant to use. Unfortunately, the student account can only be opened online, but the £100 and free taste card make this an attractive offering. The interest free overdraft is also useful, but bear in mind that this is subject to a credit check, so it may be limited to £500 or less. Reviewed on: 8th January 2024

I would not recommend NatWest to a enemy

The most shocking and poor customer service I have ever experienced and can’t believe how NatWest play about with people’s life’s by withholding there own money , do not use this bank Reviewed on: 7th July 2023

Love NatWest

I’ve been with NatWest since I was 16 years old! I am now almost 30! I don’t think I would ever change bank! I love NatWest! They are reliable, honest and trustworthy! Reviewed on: 3rd April 2023

Great app

My favourite part of the app is the spending section which makes it easy to see where your money is going and it allows you to add budget in certain areas and as a university student this is really helpful so I would absolutely recommend the app Reviewed on: 26th March 2023

Theyre perfect and easy to use

Better than Barclays. Boo Barclays. Reviewed on: 18th March 2023

Lovely bank to use

Lovely bank to use and they are always adding new features to the mobile app Reviewed on: 18th March 2023

Brilliant

Easy to use, I already recommended to my all friends and family to. Thanks to the app I can make my life easier, comfortable and I don’t need to going through the all processes from the bank branch Reviewed on: 26th February 2023

Great experience

I've been with Natwest for a few years now (have a basic and student accounts as well as mortgage) and I am really happy with their products Reviewed on: 21st February 2023

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Club Lloyds Current Account
from Lloyds Bank 4.40 from 582 reviews
Student Account
from permanent tsb 0.00 from 0 reviews
Day2Day Current Account
from The Cumberland 4.43 from 19 reviews

Want to see more from NatWest?

Life Insurance
from NatWest 5.00 from 3 reviews
Tracker Rate Mortgage
from NatWest 5.00 from 5 reviews
Natwest Rooster Money
from NatWest 4.92 from 13255 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub