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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1775 reviews)

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4.92

Based on 1,775 reviews, last reviewed 14th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Does what I need it to no fuss great app Does what I need it to no fuss great app Reviewed on: 14th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1775)

Does what I need it to no fuss great app

Does what I need it to no fuss great app Reviewed on: 14th March 2026

Excellent service

Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Excellent banking services

I am more than satisfied with Monzo! It has helped me in difficult scams and very user friendly. After having a personal account for years I have now also a business account and that makes things so much easier. Excellent for use in different currencies as I travel a lot for work! Reviewed on: 13th March 2026

Hmm money

It just works like a bank should Reviewed on: 13th March 2026

User friendly

Easy to open account, app very user friendly, customer service responds quickly, interest on tax pots, integration with Xero. Reviewed on: 13th March 2026

Superbly simple and easy to set up.

Superbly simple and easy to set up. The ability to make any changes, receipt and pay is all seamless. I got the business account due to already having a current account. The additional options for saving are a great touch. Reviewed on: 12th March 2026

Great experience, would recommend

As a new business we were declined by competitors and asked hundreds of questions over weeks by a big bank. Monzo approved us quickly and easily, allowing us to receive the business grant we had applied for which needed a business account to receive the funds. We have since been able to grow our business. Reviewed on: 12th March 2026

Love the app and being able to take payments from cu...

Love the app and being able to take payments from customers through it Reviewed on: 12th March 2026

Great account for a sole trader.

Great account for a sole trader. Easy to use app and the monthly statistics of cash flow etc really help keep you engaged Reviewed on: 12th March 2026

Simple and intuitive

The feature that automatically saves tax has been invaluable. As a small business owner these are easy wins. The app is simple and intuitive. Reviewed on: 12th March 2026

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