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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (151 reviews)

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3.89

Based on 151 reviews, last reviewed 24th Aug 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

46%

26%

13%

10%

Latest highest rating:

5

I have been with them from the beginning and current... I have been with them from the beginning and current account as well as credit card with them. They can be easily contacted as I live nearb. Reviewed on: 24th August 2024

Latest lowest rating:

1

Poor app and website Poor experience. Would not recommend. Locked out of account for no reason. Reviewed on: 30th April 2024

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Santander 123 Credit Card reviews (151)

Good cashback

The Santander 123 credit card is good because it gives cashback on purchases Reviewed on: 30th November 2016

Got it for the 123 account

The Santander 123 is OK - don't actually use it, just have it so I can get a better 123 ISA rate :) Reviewed on: 28th November 2016

Good but better companies out there

Company has bad policies and talk to you rudely in the bank, online team are helpful though Reviewed on: 26th November 2016

fantastic

never had any problems with Santander account , excellent online serivce Reviewed on: 22nd November 2016

Not as good as it was!

Rates / awards have dropped so no longer worth the bother, just traded it in for a non fee paying card with them. Reviewed on: 14th November 2016

Great account

I have had a 12e account for several years and have found it fantastic, the cashback is great. Reviewed on: 14th November 2016

Mediocre

Good service but system can be complicated Reviewed on: 27th September 2016

Santander Credit Card

Use it all the time. Quick response if there are issues. Highly recommended. Reviewed on: 12th September 2016

It's ok

I am considering leaving Santander because of the drop in interest rates. The credit card cost per year does not match the cash back amount offered. The service in branch is good. The card is accepted everywhere so that's a bonus. I could get more rewards from a credit card elsewhere. Reviewed on: 7th September 2016

Good if you make sufficient use of it

The Santander 123 Credit Card is handy if you shop regularly with it as you get cash back. As I hardly use it, it is not really worth the monthly fee for me, so it is important to consider whether the benefits outweigh the costs before you decide to take it out. The policy is clear though when you do decide to go for it. Reviewed on: 6th September 2016

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