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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (151 reviews)

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3.88

Based on 151 reviews, last reviewed 24th Aug 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

46%

26%

13%

10%

Latest highest rating:

5

I have been with them from the beginning and current... I have been with them from the beginning and current account as well as credit card with them. They can be easily contacted as I live nearb. Reviewed on: 24th August 2024

Latest lowest rating:

1

Poor app and website Poor experience. Would not recommend. Locked out of account for no reason. Reviewed on: 30th April 2024

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Santander 123 Credit Card reviews (151)

No problems, but less attractive than it was

I took out the 123 credit card on a long interest-free offer which is still running. Overall I have been very happy with it, but the increased charges and reduced cashback offer may make me look around once the interest-free term expires in a few months. Reviewed on: 24th December 2016

it's OK

It's OK... was much better when I was in the interest free period!! Reviewed on: 19th December 2016

Was good but getting worse

The santander 123 card used to be great, but not so good now! Reviewed on: 19th December 2016

Not happy the rate is dropping soon

Good because of the cashback it pays. That said, it's about to be cut though so will drop rating to 'just ok' Reviewed on: 19th December 2016

Great

Good for the 0% for two years , not sure if I will continue after but has been good to use and i get the cash back to cover the cost of the card which is 3 pound a month Reviewed on: 18th December 2016

Poor customer service

I don't like their customer service at Santander. They get things mixed up too easily. Reviewed on: 16th December 2016

Good...for now

The 123 card is good... for now. It's 0% and contactless which I like. Reviewed on: 15th December 2016

Pros and cons

The 123 card is just OK. They offer cashback which is great, but they have introduced a monthly charge - bad! Reviewed on: 15th December 2016

123 account

This account is great, especially their students one. Great interest Reviewed on: 11th December 2016

OK

I use the Santander 123 card with my account which you get cashback on for your spends. its good but the interest is quite high, so its ok. Reviewed on: 7th December 2016

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