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Santander: 123 Credit Card reviews

3.88
Based on 151 reviews, last reviewed 24th Aug 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
26%
See only 3 star reviews
13%
See only 2 star reviews
5%
See only 1 star reviews
10%

Latest highest rating:

5

I have been with them from the beginning and current... I have been with them from the beginning and current account as well as credit card with them. They can be easily contacted as I live nearb. Reviewed on: 24th August 2024
Moods's avatar
Moods

Latest lowest rating:

1

Poor app and website Poor experience. Would not recommend. Locked out of account for no reason. Reviewed on: 30th April 2024
Reece C's avatar
Reece C

About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Santander 123 Credit Card reviews (151)

Great card, great benefits, easy to manage online

5
I'm a Santander CA customer and 123 customer also. Got this card and was added to my online account, allowing me to manage it easily. Great when purchases work towards my 123 benefits. Just wish I could get interest free forever haha Reviewed on: 19th May 2017

A good card

4
Happy with santander, always paid off in full and had no problems Reviewed on: 18th May 2017

123 SANTANDER CREDIT CARD

4
The credit card is good and the facility is handy and great if you shop ta the places where they give you cash back! However the one thing that annoys me with Santander is you cannot see whats pending in you account so I often miss calculate what I have left. Reviewed on: 12th May 2017

No Problems

4
Have had the 123 Credit card for nearly 2 years now and haven't had any issues at all the communicate well when making changes and allow for a number for useful alerts to be put in place when nearing credit limit or for larger transactions Reviewed on: 3rd April 2017

friendly and safe

5
I am impressed that they do a check if there is unusual activity on the card. Always friendly and helpful Reviewed on: 12th February 2017

Cashback and extended interest free period!

5
Have been using this card for around 18 months, have earned a lot of cash back on my every day spending, there are changing deals on the app too so opt in for additional cash back. 48 month interest free has made this the best card to date for me. Reviewed on: 11th February 2017

Makes me free money

5
Very good and easy to use app on the phone and good customer service! Reviewed on: 28th January 2017

Excellent value

5
I've received excellent value on this account, with cashback on bills and payments Reviewed on: 20th January 2017

Cheeky

3
I used to love this credit card until they added a monthly charge. It has good cashback rates, but by the time you have paid the monthly charge, even the cashback doesn't make this back. As soon as my interest free period is over I will be leaving this credit card. Reviewed on: 4th January 2017

Current account

2
Very bad customer service, not very professional. Reviewed on: 27th December 2016

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