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Dan Manser

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All reviews (2)

Review of the Santander, 123 Credit Card:

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Goal-post Changing

I've had this card for about 2 years. It all started really well; I was earning decent 'free' money through the 1-2-3 cash back offer until they changed their terms. There's always been a fee of £3 per month but now they've capped it so the most you can earn is £9 per month (£6 net after charges) and that's only if you meet the three spending elements. It is what it is, I guess, but it's a shame as there are plenty of other credit cards that offer cash back without setting limits. Reviewed on: 30th May 2017

Review of the Zopa, Personal loan:

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Excellent in every way

I'm really pleased I chose Zopa. At first I chose a loan with Zopa because they offered the most competitive rate but I found the application process was easy, the funds were in my account the same day and I receive regular updates about the outstanding balance. What's more i like the idea that the money I borrowed is helping someone to achieve higher returns on their investments than they would expect to receive from an instant access savings account with a bank; a win-win situation! Reviewed on: 30th May 2017

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