Santander Help to Buy ISA Reviews

  Ratings based on 7 reviews       Last review 2 months ago    

Santander Help to Buy ISA reviews can help you to find out more about this innovative savings product, designed to help first time buyers get onto the property ladder.

Overall Rating

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What are people saying in their reviews?

Price & Interest Rates

67% of feedback is Process related

Customer profile

Top Age Profile: 25-34

Top Channel Preference: App

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Your Help to Buy ISA Reviews

7 reviews

Review Santander's Help to Buy ISA now

Good bank for fraudsters

I am the victim of identity theft and criminals are applying for accounts and credit cards in my name. Santander happily set up the account without due diligence. Three weeks, six calls and a formal complaint later, the account is still open and... Read more

I am the victim of identity theft and criminals are applying for accounts and credit cards in my name. Santander happily set up the account without due diligence. Three weeks, six calls and a formal complaint later, the account is still open and Santander still insists it is genuine. In the meantime ten other banks have stopped the process, removed searches from my credit report and reported it as fraud to Cifas. Santander does not care, their actions are actually supporting the criminals. Whenever I call I need to wait for at least an hour to deal with rude and unhelpful staff. Honestly avoid at all cost!

Reviewed on 3rd November 2021
Marcus Christoph Durst's avatar
Marcus Christoph Durst

Hard to Use

So I took out this product, I no longer need it/ its not sutible for me I tried to cancle , has to be done in bank not on app web or phone, and they tried to sell me a mortgage, I still have it and want it closed, so time consuming and not very... Read more

So I took out this product, I no longer need it/ its not sutible for me I tried to cancle , has to be done in bank not on app web or phone, and they tried to sell me a mortgage, I still have it and want it closed, so time consuming and not very helpful. However if you just want to save each month and view in the mobile app, its brilliant. just not for me and hard to remove.

Reviewed on 1st November 2021
David Mac D's avatar
David Mac D

Easy and Reliable

An savings account that still has a decent interest rate is increasingly difficult to find, and this one was easy to set up and to regularly transfer money into - so now I'm one step closer to owning a house!

Reviewed on 25th January 2020
cm95's avatar
cm95

Fast and easy

I thought signing up to open a bank account would be time consuming...but with Santander help to buy ISA it only took 5 minutes. I signed up online and it appeared on my online banking app straight away.

Reviewed on 4th February 2018
Amanda O'Rourke's avatar
Amanda O'Rourke

Help to buy ISA - great rates

I have a help to buy ISA with Santander and they offer some of the best rates in the market, they also don't let you take out money without contacting them which helps me save

Reviewed on 14th January 2018
Bec James's avatar
Bec James

OUT OF SIGHT OUT OF MIND

As a student, saving money can be very challenging, as well as being all too tempting to spend if its sat in your usual current account. The thought of moving back home after i graduate makes me want to cry! so i wanted to place my saving into... Read more

As a student, saving money can be very challenging, as well as being all too tempting to spend if its sat in your usual current account. The thought of moving back home after i graduate makes me want to cry! so i wanted to place my saving into something that will benefit me after my studies! Santander were really helpful, and i now have a current account with them with all my savings that places £200 a month into my Help To Buy ISA with them - i cut my card up on the current account so i know all that money will be invested into my future, and at the time, it had the highest interest. I will be changing come April to maximise my interest on my savings! These life ISA's are tempting me now....

Reviewed on 31st March 2017
Madeline Estelle's avatar
Madeline Estelle

Free money from the Government

Myself and my husband each put £200 per month of our wage into Santander Help to Buy ISA (a total of £400). We get £50 per month from the Government towards our new home. It only applies to first time buyers but we are purchasing this month and we ha... Read more

Myself and my husband each put £200 per month of our wage into Santander Help to Buy ISA (a total of £400). We get £50 per month from the Government towards our new home. It only applies to first time buyers but we are purchasing this month and we have a bonus of £1800 from the government. The interest rate is 2% if you are a Santander customer.

Reviewed on 7th March 2017
Lynsey Harvey's avatar
Lynsey Harvey