Smart Money People Logo

Santander: Long Term Balance Transfer Credit Card reviews

3.75
Based on 4 reviews, last reviewed 1st Jul 2017
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
25%
See only 4 star reviews
50%
3 star
See only 3 star reviews
0%
See only 2 star reviews
25%
1 star
See only 1 star reviews
0%

Latest highest rating:

4

Great bank Excellent rates . Great customer service Reviewed on: 1st July 2017
Gary's avatar
Gary

Latest lowest rating:

2

Lack of communication between departments showing a lack or organisation. There is a complete lack of communication between a number of departments that has led to increased stress for myself during a troubling financial per... Read more Reviewed on: 19th February 2016
Mark Ambler's avatar
Mark Ambler

About this product

Review Santander: Long Term Balance Transfer Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

Santander Long Term Balance Transfer Credit Card reviews (4)

Great bank

4
Excellent rates . Great customer service Reviewed on: 1st July 2017

disappointment

5
I am very disappointed after I learned that Santander is cutting its interest to %1.50. The account is called 123?!!! or not?!! I am switching my account soon Reviewed on: 5th September 2016

Generous 0% rate on purchases plus cashback

4
I was lucky enough to get a Santander 123 credit card under the original, more generous T&Cs. The account came with a lengthy interest free period on purchases of 18 months, plus the first year fee waived (as I had a 123 current account) plus cashback. My card fee is about to revert to the new £3 per month fee, but I've caculated that if I spend at least £150 per month in the fuel & travel category, the card is worth keeping. My tip would be to keep a careful record of when your 0% rate expires, and either pay off the card or transfer out the balance in advance of this. Don't forget to adjust any direct debit to pay the full balance each month if you continue to use the card for cashback after this date! Reviewed on: 5th September 2016

Lack of communication between departments showing a lack or organisation.

2
There is a complete lack of communication between a number of departments that has led to increased stress for myself during a troubling financial period due to redundancy. Could and should do better! Reviewed on: 19th February 2016

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • 123 Current Account (discontinued)

    from Santander 4.17 from 1247 reviews
    Santander
  • Choice Current Account

    from Santander 4.16 from 17 reviews
    Santander
    View all products