Steve Higgins's community profile page

Write a review

Viewing profile for,

Steve Higgins

Total reviews written

Helpful marks given to their reviews

126

Times reviews seen

All reviews (8)

Review of the Chip, Savings App:

View on product page

Great for automatic savings

Chip is a great app that automatically saves your money for you. It links (read-only) to your bank account, monitors your balance and only saves what you can afford. It comes with a guarantee not to send you overdrawn! Reviewed on: 9th February 2018

Review of the Pockit, Account:

View on product page

Great prepaid card

Pockit is a great prepaid MasterCard with low fees, no dormancy charges and generous Cashback at many stores such as Halfords, M&S, ToysRus, B&Q, Zizzi, etc. Their new cards now also have contactless functionality. Reviewed on: 12th February 2017

Review of the Santander, Fixed Term Bond:

View on product page

Great rate on evil at savings, but a pain to open the account by phone

The application for a Santander regular saver can only be made by phone, which is a pain as it takes some time to go through all of the account conditions and T&Cs with the advisor. However once opened, it's easy to operate via monthly standing order credit and gives a good interest rate on your savings. Reviewed on: 5th September 2016

Review of the Santander, Long Term Balance Transfer Credit Card:

View on product page

Generous 0% rate on purchases plus cashback

I was lucky enough to get a Santander 123 credit card under the original, more generous T&Cs. The account came with a lengthy interest free period on purchases of 18 months, plus the first year fee waived (as I had a 123 current account) plus cashback. My card fee is about to revert to the new £3 per month fee, but I've caculated that if I spend at least £150 per month in the fuel & travel category, the card is worth keeping. My tip would be to keep a careful record of when your 0% rate expires, and either pay off the card or transfer out the balance in advance of this. Don't forget to adjust any direct debit to pay the full balance each month if you continue to use the card for cashback after this date! Reviewed on: 5th September 2016

Review of the first direct, Regular Saver Account:

View on product page

Great rate and straightforward savings product

The First Direct Regular Saver offers a market leading 6% on savings up to £300 per month, and matures after a year. You must add at least £25 per month to your regular saver, but you can make up any shortfall (up to the £300 per month maximum) in subsequent months. The account can be opened online, and once you've created a standing order to credit your monthly savings to the account, you can essentially forget about it until it matures. Definitely worth getting in today's low interest rate environment! Reviewed on: 5th September 2016

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.