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Ulster Bank reviews

Ulster Bank Logo
Rated Good 3.89/5

Ulster Bank reviews

Unverified business

Review summary

People rate this company as Good based on 65 product reviews

Average score of 3.89/5
5 star
63%
4 star
15%
3 star
2%
2 star
2%
1 star
18%
Reviews for Ulster Bank have trended negatively over the past 90 days

Latest positive rating

5/5

Good interest rate

Good interest rate on savings and a clear easy to use mobile app

Latest negative rating

1/5

TOP RANKING RUBBISH CUSTOMER SERVICE

It would be hard to have worse customer service from a bank. The Ulster Bank has gone way and beyond ordinary lousy service. Over the... It would be hard to have worse customer service from a bank. The Ulster Bank has gone way and beyond ordinary lousy service. Over the two months the bank has been unable to rectify their own error in deleting my access to withdrawing funds, ie. they deleted my linked account, or for some reason the withdrawal system does not work as it should. I have been told that I need a card and card reader. I have been told that this account does not have a card and card reader. So far the bank has plonked £50 and £80 into my account for the lack of service they have given me. This week they wrote to say that they understand my complaint but that I can order a card reader online. And hey! did the complaints person actually look at anything? Clearly not. I decided to phone on the complaints telephone number in the complaints response. I waited for the call to be answered for 2hours and 20 minutes. Every 30 seconds the loop tape apologises and says their staff are busy, please thank you for waiting. Dream on. The complaints department closes at 6pm. Bboom. Bboom. It was 6pm when I gave up. I have written now to the CEO. She's clearly busy not looking into customer service as I haven't heard a peep. Next step: will write again to the CEO and give her a final warning. Should that fail, then I send all this to the Ombudsman. Read more Read less

About Ulster Bank

Ulster Bank believe in giving back to the communities they serve, they do this in two ways: By helping staff play an active role in voluntary work, fundraising and community projects and giving financial support through their community investment programmes and sponsorship. Smart Money People is the place for Ulster Bank reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Ulster Bank at a glance

Reviews for Ulster Bank

Showing 11 of 65 company reviews

Available but not suited for Great Britain

Standard Current Account 9th September 2024

Despite being the same bank as Natwest/RBS, their account opening forms were decades behind, very ugly and clunky. One with them the app and linked... Despite being the same bank as Natwest/RBS, their account opening forms were decades behind, very ugly and clunky. One with them the app and linked saving accounts were great. In time there was better options elsewhere so I decided to close my account. But I had opened the account from England. Natwest have limited powers over the account in branch. Over the phone I tried closing it, only to be told; could I go to Ireland to close the account... Eventually we closed the account via a handwritten letter to branch as advised by Natwest. Same as opening, it was clunky, but is a viable option for savers to get more than one reg saver. Read more Read less

Rated Average 3/5
Read more product reviews

Good interest rate

Instant Access Savings 14th April 2024

Good interest rate on savings and a clear easy to use mobile app

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Signing up was quick and easy.

    Signing up was quick and easy. I loved that I can do everything online. All of the information was clear and informative. Plus, the interest... Signing up was quick and easy. I loved that I can do everything online. All of the information was clear and informative. Plus, the interest rate on their savings account was one of the best on the market. Read more Read less

  • 5/5

    Very good.

    Very good. Very nice. Hello chicken nugget!

  • 5/5

    Personal experience with ulsterbank

    I was re-mortgaging for the 3rd time and was dealt with a wonderful caring person called Sinead and she made the entire experience so easy... I was re-mortgaging for the 3rd time and was dealt with a wonderful caring person called Sinead and she made the entire experience so easy and explained everything wonderfully that made me feel incredibly happy to stay as a ulsterbank mortgage customer. She not only put my mind at easy with costs but her whole personality and professionalism was amazing and she brought a caring and fun experience. Sinead was not only wonderful to deal with but she has went abouve and beyond as I receive a bunch of flowers on my door step which I found so personal that she remembered who I was and I cannot recommend not only herself to deal with but choosing Ulsterbank as they clearly have wonderful staff to help their customers and any new customers. I highly recommend to anyone looking to mortgage to choose ulsterbank! Read more Read less

    {"display":"Hayley F","full_name":"Hayley F","avatar":{"url":"\/assets\/uploads\/avatars\/users\/840748.png"}}'s avatar
    Fixed Rate Mortgage
    Hayley F 20th February 2024
  • 5/5

    Better interest rates on easy withdrawal savings acc...

    Better interest rates on easy withdrawal savings account

    {"display":"Derek","full_name":"Derek","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Instant Access Savings
    Derek 18th February 2024
  • 5/5

    Can't be beaten

    Loyalty saver is paying 5.2% and money is easily transferred in and out with no penalty

  • 5/5

    Excellent rate and a handy app, on the few occasions...

    Excellent rate and a handy app, on the few occasions I have needed to speak to them it has always been easy

  • 1/5

    TOP RANKING RUBBISH CUSTOMER SERVICE

    It would be hard to have worse customer service from a bank. The Ulster Bank has gone way and beyond ordinary lousy service. Over the... It would be hard to have worse customer service from a bank. The Ulster Bank has gone way and beyond ordinary lousy service. Over the two months the bank has been unable to rectify their own error in deleting my access to withdrawing funds, ie. they deleted my linked account, or for some reason the withdrawal system does not work as it should. I have been told that I need a card and card reader. I have been told that this account does not have a card and card reader. So far the bank has plonked £50 and £80 into my account for the lack of service they have given me. This week they wrote to say that they understand my complaint but that I can order a card reader online. And hey! did the complaints person actually look at anything? Clearly not. I decided to phone on the complaints telephone number in the complaints response. I waited for the call to be answered for 2hours and 20 minutes. Every 30 seconds the loop tape apologises and says their staff are busy, please thank you for waiting. Dream on. The complaints department closes at 6pm. Bboom. Bboom. It was 6pm when I gave up. I have written now to the CEO. She's clearly busy not looking into customer service as I haven't heard a peep. Next step: will write again to the CEO and give her a final warning. Should that fail, then I send all this to the Ombudsman. Read more Read less

  • 1/5

    Useless!

    Aside from their good interest rates, avoid this bank unless you want to deal with people you can't get through to via telephone or chat,... Aside from their good interest rates, avoid this bank unless you want to deal with people you can't get through to via telephone or chat, are not helpful or knowledgeable and you don't want to be able to access or transfer any money. Worst customer service experience - ever! Read more Read less

  • 5/5

    Easy to use

    I’ve enjoyed using the round up feature and I’ve found the updates on the app very easy to use

    Products from Ulster Bank

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