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Metro Bank reviews

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Rated Excellent 4.84/5

Metro Bank reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days
  • Has branches you can visit in-person
    Has branches you can visit in-person
  • Offers in-person appointments
    Offers in-person appointments
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 15,200 product reviews

Average score of 4.84/5
5 star
92%
4 star
6%
3 star
1%
2 star
0%
1 star
1%
Reviews for Metro Bank have trended positively over the past 90 days

Metro Bank is loved for its friendly, helpful staff and the convenience of branches open seven days a week with long hours. The app is praised for being easy to use and reliable, making banking straightforward. However, some find the account opening process slow or complicated, and there are frustrations with security measures causing account blocks and poor handling of fraud cases.

Positive themes

  • Metro Bank’s staff are friendly and always ready to help in branch or on the phone.
  • The app is easy to use and makes managing accounts simple and stress-free.
  • Branches open seven days a week with long hours make banking very convenient.

Negative themes

  • Opening accounts can be slow and complicated with poor communication.
  • Security measures often block accounts causing frustrating access issues.
  • Fraud handling is poor with little support or reimbursement for victims.
Summarised by AI
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About Metro Bank

Metro Bank is a personal and business bank that was founded by Anthony Thomson and Vernon Hill.

Metro Bank first opened in 2010 and was the first new high street bank to open in the UK in over 100 years. Today, Metro Bank has over three million customers and branches across the UK.

For personal customers, Metro Bank offers bank accounts, savings, loans, mortgages and insurance. Commercial customer products include business accounts, deposit accounts and loans.

Metro Bank at a glance

Contact details

Phone
0345 080 8500
Social media

Reviews for Metro Bank

Showing 11 of 15200 company reviews Last reviewed within 7 days

Good experience in personality and protection on sta...

Current account 23rd January 2026

Good experience in personality and protection on staff are very amazing their are amazing by the way

Rated Excellent 5/5
Read more product reviews

Overall, a good bank.

Current account 23rd January 2026

Overall, a good bank. Office timings, staff behaviour, and facilities for kids to play and learn about finances are good. I am happy with the... Overall, a good bank. Office timings, staff behaviour, and facilities for kids to play and learn about finances are good. I am happy with the services like online banking and card payments globally. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Always professional polite when I have contacted the...

    Always professional polite when I have contacted them answered my queries felt respected and valued as a customer

    {"display":"Sally W","full_name":"Sally W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current account
    Sally W 23rd January 2026
  • 5/5

    Good customer service, helpful staff

    Good customer service with easy process to quickly access all products with help from staff if you need assistance.

    {"display":"Des","full_name":"Des","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Instant Access Savings
    Des 22nd January 2026
  • 1/5

    Metro knows nothing about account switching

    I used the the account switching service to move my current acc to a new bank. Metro did not move my overdraft balance to my... I used the the account switching service to move my current acc to a new bank. Metro did not move my overdraft balance to my new bank and marked my account as outstanding to the debt agency. This left a nasty footprint on my credit score. I applied for credit with my new bank which was declined due to my credit score. I had to borrow money from a friend… embarrasing. I complained and Metro admitted the mistake. The offered me £50. I declined as I felt it did not reflect fair compensation for the impact this had on me. Read more Read less

    {"display":"Anton","full_name":"Anton","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current account
    Anton 22nd January 2026
  • 5/5

    Good Customer Service and I highly recommend their b...

    Good Customer Service and I highly recommend their basic account

  • 3/5

    Better accounts elsewhere

    Decent app but no open banking links from Metro to other banks. Current account is standard fare. Charges for foreign transactions. No whistles and bells... Decent app but no open banking links from Metro to other banks. Current account is standard fare. Charges for foreign transactions. No whistles and bells at all. Store staff are ok but often disinterested.. Not sure that they really want retail business. Read more Read less

    {"display":"Latic","full_name":"Latic","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current account
    Latic 22nd January 2026
  • 1/5

    Account switching feels like sour grapes

    I recently decided to move my bank account away from Metro Bank as I was not satisfied with the reduced branch (Store) availability and the... I recently decided to move my bank account away from Metro Bank as I was not satisfied with the reduced branch (Store) availability and the general moral of the employees. At first Metro Bank was a breath of fresh air but that changed and it feels as tired as banks always were. I used the current account switching service offered by my new bank/building society. All seemed to go well up to the point where my balance was meant to be moved over. Metro Bank neglected to move my overdrawn balance to my new bank and set my account balance to zero. Metro Bank then went to mark my account as outstanding and reported me to the credit bureaus. I immediately walked to my nearest Metro Bank store to pay the outstanding balance but the cashier said that is not possible. She raised this with the account switching team. I contacted the customer services and asked to pay the outstanding which was then sorted out over the phone. I also made a complaint. (In the past, I had always maintained a very high credit score) This left a nasty footprint on my credit score and when I asked my new bank for credit, this was refused as my credit score was rubbish. This put me in an awkward position as I was forced to ask family for a loan. I made a complaint Metro Bank. The complaint was upheld and they apologised for the way they treated my account switch. They offered £50 compensation. I then contacted them and said that I do not need the £50 anymore as I have resolved my problems but I do not feel that £50 nearly compensates for the difficult position that their handling of my account switch put me in. They maintained that £50 was all that was on offer. I declined this offer again. If there was any doubt of changing bank accounts, this had now been put to rest. Read more Read less

    {"display":"Anton","full_name":"Anton","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current account
    Anton 14th January 2026
  • 1/5

    No empathy or flexibility whatsoever

    In June 2025. I was in the process of buying a home for my family. At the same time, I renewed a fixed-term savings account... In June 2025. I was in the process of buying a home for my family. At the same time, I renewed a fixed-term savings account with Metro. When I was later told that I had to pay a much higher stamp-duty, I asked Metro to close the account and get access to my money. Because the cool-off period had elapsed and my situation was not “hardship” I could not get access to the funds until the expiration date. I escalated the issue because of an unforeseen situation that impacted my whole family, willing to forego due interest. Some weeks later…hold your breath…. a fat “No”, just as before. The same explanation. This is a bank trying to square a circle. ON the one hand it wants to be a “relationship Bank”, noting that under Principle 12 of the FCA it needs to ensure that “consumers can be confident they a re dealing with firms where the fair treatment of customers is central to the corporate culture”, while on the other hand it proved to me that my custom is not important and that my concerns are dealt with a checklist and a “computer says no” attitude. No empathy or flexibility whatsoever. I am disappointed, will move my money out asap and tell everyone I know how poor you are. Metro Bank is to be avoided. Read more Read less

    {"display":"Marco C","full_name":"Marco C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Fixed Term Savings
    Marco C 24th September 2025
  • 5/5

    I’ve been a customer for many years now and have had...

    I’ve been a customer for many years now and have had zero issues which is what you want from your bank.

  • 5/5

    I have been with Metro bank for over six years now,...

    I have been with Metro bank for over six years now, and it's been a breeze really. The app is easy to navigate and self... I have been with Metro bank for over six years now, and it's been a breeze really. The app is easy to navigate and self explanatory. Every time I needed to go into my local branch I have always been helped promptly. The app is so easy and complete that one hardly ever needs to phone them up or go to a branch. Overall I'd recommend Metro Bank Read more Read less

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