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PayItMonthly reviews

PayItMonthly logo
Rated Excellent 4.91/5

PayItMonthly reviews

Verified business Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 237 product reviews

Average score of 4.91/5
5 star
95%
4 star
3%
3 star
1%
2 star
0%
1 star
1%
Reviews for PayItMonthly have trended positively over the past 90 days

Latest positive rating

5/5

Very easy to use service with excellent customer ser...

Very easy to use service with excellent customer services if needed

Latest negative rating

1/5

Not FCA regulated

They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to them... They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to them when the service providers goes into liquidation before the service is complete! Read more Read less

About PayItMonthly

PayItMonthly lets you spread the cost of big purchases into easy, interest-free monthly payments — with no hidden fees.

From fabulous furniture to unexpected car repairs or that beauty treatment just in time for summer, our goal is to make the things you need (or just really want) more accessible. PayItMonthly work with both national retailers and trusted local businesses.

Are you looking for PayItMonthly reviews? Smart Money People is the UK's financial services review website, and if you're a customer of PayItMonthly , then we'd love to hear your feedback. Please share a short review below to help other people find out more!

PayItMonthly at a glance

Reviews for PayItMonthly

Showing 11 of 237 company reviews Last reviewed within 7 days

Very easy to use service with excellent customer ser...

Retail finance 24th April 2026

Very easy to use service with excellent customer services if needed

Rated Excellent 5/5
Read more product reviews

Good service and communication.

Retail finance 24th April 2026

Good service and communication. Would recommend to anyone when it comes to a fiance provider.

{"display":"Max","full_name":"Max","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Max
Rated Excellent 5/5
Read more product reviews
  • 5/5

    Very easy to use and helpful.

    Very easy to use and helpful. It was easy to set up and go through all the relevant information

    {"display":"Shauna D","full_name":"Shauna D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail finance
    Shauna D 23rd April 2026
  • 5/5

    Great service from the beginning to the end.

    Great service from the beginning to the end. Would definitely recommend.

    {"display":"ASHLIE J","full_name":"ASHLIE J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail finance
    ASHLIE J 22nd April 2026
  • 5/5

    Very easy to use , easy to understand language and q...

    Very easy to use , easy to understand language and quick process

    {"display":"FR","full_name":"FR","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail finance
    FR 21st April 2026
  • 5/5

    Direct debit take on time every month.

    Direct debit take on time every month. Spoke to a member off staff at Payitmonthly last Friday to make my last payment early. The gentleman... Direct debit take on time every month. Spoke to a member off staff at Payitmonthly last Friday to make my last payment early. The gentleman I spoke with was well spoken and very experienced dealing with the public. It was a pleasure talking with him. Read more Read less

    {"display":"JJS","full_name":"JJS","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail finance
    JJS 18th April 2026
  • 5/5

    Easy to set up & affordable.

    Easy to set up & affordable. Being able to spread the cost of something is very beneficial to lots of people who would not be able to access a product.

    {"display":"Jill","full_name":"Jill","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail finance
    Jill 17th April 2026
  • 5/5

    Excellent

    I didn't even notice this, meaning everything went smooth and perfect without any issues. What else could I ask for?

    {"display":"LH","full_name":"LH","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail finance
    LH 17th April 2026
  • 5/5

    Steady and good, would recommend this to everyone wh...

    Steady and good, would recommend this to everyone who is interested in this project

  • 5/5

    Overall my experience with payitmonthly was good.

    Overall my experience with payitmonthly was good. All payments went through on time and i also made a early payment and paid a specific amount... Overall my experience with payitmonthly was good. All payments went through on time and i also made a early payment and paid a specific amount which was easy via my account. Read more Read less

    {"display":"Zenab ","full_name":"Zenab ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail finance
    Zenab 16th April 2026
  • 5/5

    Klarna, who?

    Much better customer experience than with other retail lenders

    {"display":"Mr ","full_name":"Mr ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail finance
    Mr 14th April 2026

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