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PayItMonthly : Retail finance reviews

4.81
Based on 294 reviews, last reviewed 18th Jul 2026
29% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
3%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great company Easy to understand great customer service with real people no problems no gobbadegook paperwork Reviewed on: 18th July 2026
Jacqueline W's avatar
Jacqueline W

Latest lowest rating:

1

Not FCA regulated They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to ... Read more Reviewed on: 30th June 2025
Veronica A's avatar
Veronica A

About this product

PayItMonthly give businesses tools to offer their customers simple instalment plans.

There are no set up fees, no fixed contract and no minimum turnover required to use PayItMonthly. Customers can sign agreements in-person, by email or online. Payment is made to the business once goods or services have been delivered.

PayItMonthly reviews help you find out what it’s really like to be a customer. If you’ve used PayItMonthly before, you can also leave a review and share your experience.

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PayItMonthly Retail finance reviews (294)

Great company

5
Easy to understand great customer service with real people no problems no gobbadegook paperwork Reviewed on: 18th July 2026

Payment plan set up easily & very quick.

5
Payment plan set up easily & very quick Direct Debit taken out every month so did not need to worry about missing a payment. Contract was over ten months & did not realise that final payment had been made Reviewed on: 8th July 2026

Always on hand to help, very friendly

5
Always on hand to help, very friendly Reviewed on: 7th July 2026

Great finance partner offering interest-free credit,...

5
Great finance partner offering interest-free credit, making it easier for our customers to purchase. The service has been reliable, though the fees are quite high I’d love to see lower fees in the future to make the partnership even better. Reviewed on: 6th July 2026

Amazing service - bigger sales for us!

5
Payitmonthly has made a huge difference to us as a small business, enabling so many more of our clients to afford the large framed portraits that they want in a way that is affordable to them. The application process is extremely quick and easy, and we find the approval rate really high too. Any queries we have had with payitmonthly have been answered promptly, and payments into our account are quick and reliable. Reviewed on: 6th July 2026

PayItMonthly are a fabulous team and business.

5
PayItMonthly are a fabulous team and business. While I have never had finance from them personally. I am a retailer and offer their finance to my customers. The team are always incredibly responsive. They truly feel like a rare finance company that actually cares about its clients. Reviewed on: 6th July 2026

very good company to deal with - and fast customer s...

5
very good company to deal with - and fast customer service Reviewed on: 6th July 2026

Super easy platform to offer interest payments for o...

5
Super easy platform to offer interest payments for our clients and boost our sales. Reviewed on: 6th July 2026

It looks great and easy to use and great customer se...

5
It looks great and easy to use and great customer service skills Reviewed on: 6th July 2026

Easy set up, good informative support provided.

5
Easy set up, good informative support provided. Reviewed on: 6th July 2026

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