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Klarna: Buy Now Pay Later reviews

Name: Buy Now Pay Later
Rating: 4.38 (557 reviews)

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4.38

Based on 557 reviews, last reviewed 11th Jun 2026

1100% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very convenient to pay in 3 interest free instalments. Very convenient to pay in 3 interest free instalments. The payment flow is easy and intuitive but also feels that they do everything to keep my money ... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

I liked my earlier dealings with Klarna but ... I liked my earlier dealings with Klarna but have rated them a one-star because of more recent attempts at dealing. I appreciate that my financial stat... Read more Reviewed on: 11th June 2026

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About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

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Klarna Buy Now Pay Later reviews (557)

I liked my earlier dealings with Klarna but ...

I liked my earlier dealings with Klarna but have rated them a one-star because of more recent attempts at dealing. I appreciate that my financial status has changed since the first time using, but because of this I no longer qualify for the buy now pay later as I no longer work yet I do have a fixed monthly income which they did not accept. Reviewed on: 11th June 2026

Very convenient to pay in 3 interest free instalments.

Very convenient to pay in 3 interest free instalments. The payment flow is easy and intuitive but also feels that they do everything to keep my money secure. Reviewed on: 11th June 2026

Have used a few times excellent and convenient.

Have used a few times excellent and convenient. Very easy to use and reliable. Reviewed on: 11th June 2026

Don’t fall into the trap of using Klarna buy now pay...

Don’t fall into the trap of using Klarna buy now pay later schemes or pay in 4 as it soon catches up with you. Reviewed on: 9th June 2026

pay later option

like the pay in 30 days option when buying garments to try different sizes Reviewed on: 9th June 2026

Very good Excellent

Very good very excellent best for us Reviewed on: 5th June 2026

Purchased numerous items then wont let you use it at...

Purchased numerous items then wont let you use it at all even with a perfect credit score avoid at all costs Reviewed on: 27th May 2026

I’ve had a good experience using Klarna’s Pay in 3.

I’ve had a good experience using Klarna’s Pay in 3. It’s been a simple and flexible way to spread the cost of purchases into three interest-free payments, which makes budgeting easier. The app is easy to use, payment dates are clearly shown, and reminders help keep everything on track. My only small downside is that it’s not available at every retailer, but overall it’s been convenient and reliable. Klarna’s Pay in 3 splits purchases into three equal interest-free payments, typically every 30 days. Reviewed on: 5th May 2026

Very good.

Very good. Its very easy to shopping Reviewed on: 2nd May 2026

Klarna Buy Now Pay Later

My experience with Klarna has been mostly positive, especially for spreading the cost of purchases. The “pay in 3” option is really useful, as it lets me split payments into smaller amounts without interest, which makes bigger purchases feel more manageable. The app is easy to use and keeps track of upcoming payments, which helps me stay organised. I also like the flexibility of being able to pay later or spread the cost depending on what suits me. However, it can be a bit risky if you’re not careful. It’s easy to lose track if you have multiple payments going at once, and missing a payment can lead to fees or affect your finances. Overall, it’s a convenient and flexible way to manage spending, but it’s important to use it responsibly and keep track of repayments. They also let you use a credit card as a payment method so if you want to stooze your payments even longer you can do that using a credit card and paying off in full at the end of the month. Reviewed on: 25th April 2026

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