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Argos: Argos card reviews

Name: Argos card
Rating: 4.31 (65 reviews)

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4.31

Based on 65 reviews, last reviewed 13th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

49%

14%

26%

Latest highest rating:

5

Mohammed ALJASIR It was very good, especially for essential household items like electrical appliances and the like Reviewed on: 13th October 2026

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

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About this product

With the Argos card, you can buy now, pay later and spread the cost of everything you buy at Argos.

There are a interest free options for different terms, depending on how much you spend. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan which will be backdated to the date of purchase.

Argos card reviews help you find out what it’s really like to be a customer. If you’ve used the Argos card before, you can also leave a review and share your experience.

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Argos Argos card reviews (65)

Mohammed ALJASIR

It was very good, especially for essential household items like electrical appliances and the like Reviewed on: 13th October 2026

Polly the exspert

Love argos have had lots of items all been very good value for money Reviewed on: 29th June 2026

Easy to use and helpful for spreading the cost

I have had a good experience using the Argos Card. It is convenient when buying items from Argos, especially for larger purchases where spreading the cost makes things easier. The application and account management process is straightforward, and the payment options are clear. I also like that it gives flexibility, but it is important to keep track of payment dates to avoid extra charges. Overall, it is a useful card if used responsibly and paid on time. Reviewed on: 11th June 2026

very good highly recommend for everyone

very good highly recommend fir everyone looking for quality Reviewed on: 8th June 2026

Good customer service on a multi but offer.

Good customer service on a multi but offer. I was able to buy both items from two different locations Reviewed on: 21st April 2026

Perfect for spreading the cost

The Best Way to Buy Electronics and Furniture I’m so happy I got the Argos Card. I used it for a large appliance purchase and was able to take advantage of their interest-free credit plan. As long as I pay it off within the specified period (like 6 or 12 months), I pay zero interest. It’s been a lifesaver for managing my budget on those expensive 'must-have' items. The app is also very easy to use for tracking my remaining balance. Reviewed on: 18th April 2026

Pay later options

I love the fact they have lots of pay later options to help spread out the cost over a longer period of time Reviewed on: 16th April 2026

Very lovely, used it without stress

Very lovely, used it without stress Reviewed on: 19th March 2026

Easy to use App , pay online service is exceptionall...

Easy to use App , pay online service is exceptionally fast Reviewed on: 12th June 2025

Worst credit provider ever

Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

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