Argos Credit Card Reviews

Ratings based on 21 reviews Last review 3 days ago

Argos Credit Card reviews from our Smart Money People can help you to find out more about this product? Oh, and if you have an Argos Credit Card, why not leave a quick review today! You're helping us to build the UK's no.1 review site for financial...

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Argos Credit Card reviews from our Smart Money People can help you to find out more about this product? Oh, and if you have an Argos Credit Card, why not leave a quick review today! You're helping us to build the UK's no.1 review site for financial products.

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Your Credit Card Reviews (21)

26th October 2020

Callous unethical credit company

I used Argos credit and unfortunately was unable to pay-my fault. So I arranged a payment plan and they put me through to a company called Moorcroft who agreed to take on my account and payments. So I started making min payments to them and what do...

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I used Argos credit and unfortunately was unable to pay-my fault. So I arranged a payment plan and they put me through to a company called Moorcroft who agreed to take on my account and payments. So I started making min payments to them and what do you know, Argos are still logging arrears despite me making payments to Moorcroft who should be managing my account now. They were rude and did not accept responsibility for this error. Poor unethical company! Please avoid!

11th September 2020

Best bnpl

Easy to use and understand. One of the best buy now pay later plans around. Everything on the app is well planned out so you no what needs to be paid by when to avoid interest.

25th March 2020

Unpleasant letter, having never missed a payment in 10 plus years.

I have received a lovely letter informing me that my credit score could be affected if payments are not increased - and that my account is under...

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I have received a lovely letter informing me that my credit score could be affected if payments are not increased - and that my account is under observation?
Considering I pay by variable direct debit and pay large sums off periodically, I am dumbfounded.
At a time when the obvious virus is stressful enough - is there any need to send letters such as these when payments are always made.
Argos card now resembles a jigsaw - balance to be paid in full and account closed.

13th February 2020

appalling trying to pay Argos card

Reg my card tried to pay on line said I had then said it hadn’t gone through ...

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Reg my card tried to pay on line said I had then said it hadn’t gone through
So I rang this morning 3 times cut of 3 times my statement doesn’t say what I have bought
Charging me £12 late payment when I can not get though on phone and it’s not taking my payment
When fin paying I’m done it’s a waste of time
One women asked me my details another didn’t
And one rude to me on the phone so what now ARGOS

5th February 2020

poor practice

Due to unforseen and very difficult circumstance I ended up in a financial pickle, this was in 2013/14, another 2 years of financial struggle I found myself in a debt relief order, which was granted. and everyone was informed. I didn't hear from any...

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Due to unforseen and very difficult circumstance I ended up in a financial pickle, this was in 2013/14, another 2 years of financial struggle I found myself in a debt relief order, which was granted. and everyone was informed. I didn't hear from any of my debtors and still haven't, my circumstance got worse (health) after a year all debts were lifted. or so I thought, fast forward 3 and a half years after the debt relief order, I recieved a letter out of the blue from argos, claiming it had now sold my debt with them onto arrow global who btw are using one of their alias names - capquest to try and chase me for a debt which is part of a debt relief order 3 years ago. I contacted Argos and Argos are claiming that they have never had confirmation of any debt relief order. If this is true then why did Argos not correspond with either myself or any other debt recovery company before now or any time in the last 3 and a half years.

I have NEVER had any other credit with argos nor any other company since prior to the debt relief order.

13th November 2019

Threatening Letter's and no right to complain!

Started to receive demands for payment from their card services for a debt that is not mine (someone else's name at my address that I have lived there for 20 years. Spoke to them and told send back and they will correct. 5 letters and phone calls...

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Started to receive demands for payment from their card services for a debt that is not mine (someone else's name at my address that I have lived there for 20 years. Spoke to them and told send back and they will correct. 5 letters and phone calls later, still kept receiving them, then started get debt collector threats of legal action. Wrote and complained to be told as the debt is not mine, I have no rights to complain and that they will continue to send threatening letters until the real person contacts them to change the address!! What a load of **** as if whoever gave a fraudulent address (which they should have check them out before giving credit) is going to have a change of heart and tell them where they actually live. Never use store cards and will never use Argo's again too!

8th June 2017

The best credit card provider

Argos credit card has been the best credit card I have had. The customer service is second to none and the points earned make it all worth while. I've had nothing but good experiences with Argos!

7th June 2017

Card is convenient but expensive

Having an Argos card is great for one thing: buying moderately expensive but common items that aren't any cheaper elsewhere, and paying them off before the interest free period expires....

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Having an Argos card is great for one thing: buying moderately expensive but common items that aren't any cheaper elsewhere, and paying them off before the interest free period expires.

However if you don't do this, they nail you with interest.

I've also found it means I sometimes I pay more for things that I could get cheaper elsewhere. Which I guess makes it a good business tactic on Argos' part.