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Argos Credit Card Reviews

Ratings based on 18 reviews Last review 2 months ago

Argos Credit Card reviews from our Smart Money People can help you to find out more about this product? Oh, and if you have an Argos Credit Card, why not leave a quick review today! You're helping us to build the UK's no.1 review site for financial...

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Argos Credit Card reviews from our Smart Money People can help you to find out more about this product? Oh, and if you have an Argos Credit Card, why not leave a quick review today! You're helping us to build the UK's no.1 review site for financial products.

3.19 / 5 Write your review
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Your Credit Card Reviews (18)

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25th March 2020

Unpleasant letter, having never missed a payment in 10 plus years.

I have received a lovely letter informing me that my credit score could be affected if payments are not increased - and that my account is under...

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I have received a lovely letter informing me that my credit score could be affected if payments are not increased - and that my account is under observation?
Considering I pay by variable direct debit and pay large sums off periodically, I am dumbfounded.
At a time when the obvious virus is stressful enough - is there any need to send letters such as these when payments are always made.
Argos card now resembles a jigsaw - balance to be paid in full and account closed.

Michael Jones's avatarMichael JonesLevel 1
(1)
13th February 2020

appalling trying to pay Argos card

Reg my card tried to pay on line said I had then said it hadn’t gone through ...

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Reg my card tried to pay on line said I had then said it hadn’t gone through
So I rang this morning 3 times cut of 3 times my statement doesn’t say what I have bought
Charging me £12 late payment when I can not get though on phone and it’s not taking my payment
When fin paying I’m done it’s a waste of time
One women asked me my details another didn’t
And one rude to me on the phone so what now ARGOS

Gloria 's avatarGloria Level 1
(0)
5th February 2020

poor practice

Due to unforseen and very difficult circumstance I ended up in a financial pickle, this was in 2013/14, another 2 years of financial struggle I found myself in a debt relief order, which was granted. and everyone was informed. I didn't hear from any...

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Due to unforseen and very difficult circumstance I ended up in a financial pickle, this was in 2013/14, another 2 years of financial struggle I found myself in a debt relief order, which was granted. and everyone was informed. I didn't hear from any of my debtors and still haven't, my circumstance got worse (health) after a year all debts were lifted. or so I thought, fast forward 3 and a half years after the debt relief order, I recieved a letter out of the blue from argos, claiming it had now sold my debt with them onto arrow global who btw are using one of their alias names - capquest to try and chase me for a debt which is part of a debt relief order 3 years ago. I contacted Argos and Argos are claiming that they have never had confirmation of any debt relief order. If this is true then why did Argos not correspond with either myself or any other debt recovery company before now or any time in the last 3 and a half years.

I have NEVER had any other credit with argos nor any other company since prior to the debt relief order.

confuzzled's avatarconfuzzledLevel 1
(0)
13th November 2019

Threatening Letter's and no right to complain!

Started to receive demands for payment from their card services for a debt that is not mine (someone else's name at my address that I have lived there for 20 years. Spoke to them and told send back and they will correct. 5 letters and phone calls...

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Started to receive demands for payment from their card services for a debt that is not mine (someone else's name at my address that I have lived there for 20 years. Spoke to them and told send back and they will correct. 5 letters and phone calls later, still kept receiving them, then started get debt collector threats of legal action. Wrote and complained to be told as the debt is not mine, I have no rights to complain and that they will continue to send threatening letters until the real person contacts them to change the address!! What a load of **** as if whoever gave a fraudulent address (which they should have check them out before giving credit) is going to have a change of heart and tell them where they actually live. Never use store cards and will never use Argo's again too!

Warren Craddock's avatarWarren CraddockLevel 1
(1)
8th June 2017

The best credit card provider

Argos credit card has been the best credit card I have had. The customer service is second to none and the points earned make it all worth while. I've had nothing but good experiences with Argos!

Ashley 's avatarAshley Level 1
(0)
7th June 2017

Card is convenient but expensive

Having an Argos card is great for one thing: buying moderately expensive but common items that aren't any cheaper elsewhere, and paying them off before the interest free period expires....

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Having an Argos card is great for one thing: buying moderately expensive but common items that aren't any cheaper elsewhere, and paying them off before the interest free period expires.

However if you don't do this, they nail you with interest.

I've also found it means I sometimes I pay more for things that I could get cheaper elsewhere. Which I guess makes it a good business tactic on Argos' part.

Chase Richards's avatarChase RichardsLevel 2
(1)
27th December 2016

Not to bad I suppose

I have a credit card, really wish I hadn't got it to be honest, my payments keep rising each month even though I no longer use the card and haven't for months, yet the payments go up and up, avoid unless you really really need it

caz1112's avatarcaz1112Level 1
(0)