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Argos: Argos card reviews

Name: Argos card
Rating: 3.52 (61 reviews)

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3.52

Based on 61 reviews, last reviewed 21st Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

47%

13%

28%

Latest highest rating:

5

Perfect for spreading the cost The Best Way to Buy Electronics and Furniture I’m so happy I got the Argos Card. I used it for a large appliance purchase and was able to take advanta... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

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About this product

With the Argos card, you can buy now, pay later and spread the cost of everything you buy at Argos.

There are a interest free options for different terms, depending on how much you spend. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan which will be backdated to the date of purchase.

Argos card reviews help you find out what it’s really like to be a customer. If you’ve used the Argos card before, you can also leave a review and share your experience.

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Argos Argos card reviews (61)

Good customer service on a multi but offer.

Good customer service on a multi but offer. I was able to buy both items from two different locations Reviewed on: 21st April 2026

Perfect for spreading the cost

The Best Way to Buy Electronics and Furniture I’m so happy I got the Argos Card. I used it for a large appliance purchase and was able to take advantage of their interest-free credit plan. As long as I pay it off within the specified period (like 6 or 12 months), I pay zero interest. It’s been a lifesaver for managing my budget on those expensive 'must-have' items. The app is also very easy to use for tracking my remaining balance. Reviewed on: 18th April 2026

Pay later options

I love the fact they have lots of pay later options to help spread out the cost over a longer period of time Reviewed on: 16th April 2026

Very lovely, used it without stress

Very lovely, used it without stress Reviewed on: 19th March 2026

Easy to use App , pay online service is exceptionall...

Easy to use App , pay online service is exceptionally fast Reviewed on: 12th June 2025

Worst credit provider ever

Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

Excellent service happy to recommend to anyone

I have been using my Argos Credit card for a few years now and never had any problems with either making payments on the App or online or instore. Always found Argos staff in the stores very friendly and help full if I can`t find what I`m looking for. Reviewed on: 26th May 2025

Excellent Customer Service: A wonderful experience an

A wonderful experience and value for my money. After sale service guaranteed when i had issues with the smart phone I subscribed for it was repaired since it fell within the repair warranty and I felt delighted receiving the phone after one week . Reviewed on: 29th April 2025

Declined straight away with out even the chance

Declined straight away with out even the chance Reviewed on: 23rd April 2025

Argos is very good.

Argos is very good. I'm so happy with that Reviewed on: 8th June 2024

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