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Argos: Argos card reviews

Name: Argos card
Rating: 3.52 (61 reviews)

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3.52

Based on 61 reviews, last reviewed 21st Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

47%

13%

28%

Latest highest rating:

5

Perfect for spreading the cost The Best Way to Buy Electronics and Furniture I’m so happy I got the Argos Card. I used it for a large appliance purchase and was able to take advanta... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

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About this product

With the Argos card, you can buy now, pay later and spread the cost of everything you buy at Argos.

There are a interest free options for different terms, depending on how much you spend. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan which will be backdated to the date of purchase.

Argos card reviews help you find out what it’s really like to be a customer. If you’ve used the Argos card before, you can also leave a review and share your experience.

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Argos Argos card reviews (61)

The Best Bank

I find very easy, helpful staff and it's a best bank in the world.I recommend this. Reviewed on: 9th February 2019

Buy now pay later is Great

Buy now pay later makes it so I'm so able to purchase the things I want now rather than later. Reviewed on: 21st January 2018

Argos Card

Brilliant interest free purchases pay as and when you want. Reviewed on: 7th January 2018

Poor customer service

Every time I had to call them the customer service was just awful. Never helpful or happy to fix the problem, the cards were getting damaged very easily. Had to cancel my credit card with them Reviewed on: 22nd June 2017

The best credit card provider

Argos credit card has been the best credit card I have had. The customer service is second to none and the points earned make it all worth while. I've had nothing but good experiences with Argos! Reviewed on: 8th June 2017

Card is convenient but expensive

Having an Argos card is great for one thing: buying moderately expensive but common items that aren't any cheaper elsewhere, and paying them off before the interest free period expires. However if you don't do this, they nail you with interest. I've also found it means I sometimes I pay more for things that I could get cheaper elsewhere. Which I guess makes it a good business tactic on Argos' part. Reviewed on: 7th June 2017

Horrendous

Worst product you could let yourself in for.. poor customer service Reviewed on: 31st May 2017

Card

12 months 0% and any item u take and pay faster u got always 0% take easy live Reviewed on: 23rd May 2017

Long 0%

If u take somthing for 12 months u can pay what ever u like but u must pay faster then 12 months Reviewed on: 23rd May 2017

Great service

Great credit cards offers and repayment plans. Reviewed on: 11th May 2017

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