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Argos: Credit Card reviews

Name: Credit Card
Rating: 3.39 (57 reviews)

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3.35

Based on 57 reviews, last reviewed 12th Jun 2025

300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

45%

14%

30%

Latest highest rating:

5

Easy to use App , pay online service is exceptionall... Easy to use App , pay online service is exceptionally fast Reviewed on: 12th June 2025

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

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Argos Credit Card reviews (57)

appalling trying to pay Argos card

Reg my card tried to pay on line said I had then said it hadn’t gone through So I rang this morning 3 times cut of 3 times my statement doesn’t say what I have bought Charging me £12 late payment when I can not get though on phone and it’s not taking my payment When fin paying I’m done it’s a waste of time One women asked me my details another didn’t And one rude to me on the phone so what now ARGOS Reviewed on: 13th February 2020

poor practice

Due to unforseen and very difficult circumstance I ended up in a financial pickle, this was in 2013/14, another 2 years of financial struggle I found myself in a debt relief order, which was granted. and everyone was informed. I didn't hear from any of my debtors and still haven't, my circumstance got worse (health) after a year all debts were lifted. or so I thought, fast forward 3 and a half years after the debt relief order, I recieved a letter out of the blue from argos, claiming it had now sold my debt with them onto arrow global who btw are using one of their alias names - capquest to try and chase me for a debt which is part of a debt relief order 3 years ago. I contacted Argos and Argos are claiming that they have never had confirmation of any debt relief order. If this is true then why did Argos not correspond with either myself or any other debt recovery company before now or any time in the last 3 and a half years. I have NEVER had any other credit with argos nor any other company since prior to the debt relief order. Reviewed on: 5th February 2020

Good stuff

A nice dish prepering to the high standard Reviewed on: 29th January 2020

Threatening Letter's and no right to complain!

Started to receive demands for payment from their card services for a debt that is not mine (someone else's name at my address that I have lived there for 20 years. Spoke to them and told send back and they will correct. 5 letters and phone calls later, still kept receiving them, then started get debt collector threats of legal action. Wrote and complained to be told as the debt is not mine, I have no rights to complain and that they will continue to send threatening letters until the real person contacts them to change the address!! What a load of **** as if whoever gave a fraudulent address (which they should have check them out before giving credit) is going to have a change of heart and tell them where they actually live. Never use store cards and will never use Argo's again too! Reviewed on: 13th November 2019

Good argos review

Brilliant scheme 0 interest free helps with paying big items back spread over time. Also offer great deals all the time very pleased customer. Reviewed on: 27th August 2019

Ok

Not the best experience, service could be improved Reviewed on: 6th July 2019

The Best Bank

I find very easy, helpful staff and it's a best bank in the world.I recommend this. Reviewed on: 9th February 2019

Buy now pay later is Great

Buy now pay later makes it so I'm so able to purchase the things I want now rather than later. Reviewed on: 21st January 2018

Argos Card

Brilliant interest free purchases pay as and when you want. Reviewed on: 7th January 2018

Poor customer service

Every time I had to call them the customer service was just awful. Never helpful or happy to fix the problem, the cards were getting damaged very easily. Had to cancel my credit card with them Reviewed on: 22nd June 2017

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