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Argos: Pet Insurance reviews

Name: Pet Insurance
Rating: 4.18 (26 reviews)

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4.18

Based on 26 reviews, last reviewed 13th Oct 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

62%

19%

Latest highest rating:

5

Easy to make a claim and paid quickly which during t... Easy to make a claim and paid quickly which during the stress of having a sick or injured pet is a huge bonus Reviewed on: 13th October 2026

Latest lowest rating:

2

Ridiculous premium increases They have increased my premium by £100 for second year running. (forgot about auto renewal last year) Ozzie is a young fit crossbreed with no health p... Read more Reviewed on: 1st May 2022

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About this product

Finding the right insurance policy for your pet is important, but ensuring the provider is reputable is just as key. We collect Argos pet insurance reviews to help you understand what life as an Argos policyholder is really like.

Argos pet insurance is provided by Pinnacle Insurance Plc, with policies for cats, dogs and rabbits. All three animals can benefit from Lifetime policies, with Time limited and Maximum Benefit options available for cats and dogs.

If Argos sounds like the right provider for you and your pet, find out more by reading our reviews. Learn what animal existing customers have insured and which policy they chose. Find out how satisfied they have been throughout their policy term and whether they would renew with Argos. Check out the Argos pet insurance reviews on Smart Money People. Reading firsthand experiences in customer reviews can help you make an informed decision when choosing your new provider.

If you’ve had a pet insurance policy with Argos, share your experience with other pet owners by leaving a review. Tell us which policy you chose and how comprehensive you’ve found it to be. Have you had any experience with the customer service team? If you’ve had to make a claim on your policy, share how well Argos handled it. Whether good or bad, write an honest Argos pet insurance review today. Together, we can help people like you make better financial decisions.

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Argos Pet Insurance reviews (26)

Easy to make a claim and paid quickly which during t...

Easy to make a claim and paid quickly which during the stress of having a sick or injured pet is a huge bonus Reviewed on: 13th October 2026

Quick claims and great value, low fixed excess

Argos cover for max of I think £7.5k per condition, per year, but they also have a very low fixed excess and I have never had a copayment % added which is so beneficial to me and keeps me loyal to them. If my other pets didn't have pre-existing conditions I would move them to Argos too. Claims have been quick or super quick and can now be submitted online by me. My only negative points would be to say I would like the choice to have a slightly higher cover level. The premium does shoot up when your pet hits around 8 years, no matter if you've claimed much, just like all of the pet insureres, but for me it has now stayed pretty steady. The low excess and lack of % is such a huge bonus though. This is the pet insurance I always recommend to friends who don't have loads of spare cash for unexpected bills. Reviewed on: 30th September 2022

Ridiculous premium increases

They have increased my premium by £100 for second year running. (forgot about auto renewal last year) Ozzie is a young fit crossbreed with no health problems. Got equivalent cover at under half the £450 they want. Usual insurance trick of hoping you're too busy to read the renewal. Reviewed on: 1st May 2022

refused to pay

Our dog had been to the vets previously for her anal glands smelling. I insured her with Argos, and a few weeks later took her back to the vets for her anal glands again. The Vet said further tests revealed a polyp which required surgery costing £1000. Argos refused to contribute claiming that it "was a previous medical condition". I wouldn't recommend them and will not be renewing. Reviewed on: 2nd January 2022

Waste of money!

Absolutely appalling service regarding our claim. They have declined our claim with the flimsiest excuse that it might be connected with the cat's previous visit to the vet. Even our vet can't believe that the claim has been declined. Wish I hadn't wasted my money paying them any premiums! Reviewed on: 21st December 2021

BAD

If I could have scored Argos Pet Insurance (Platinum), I would have scored it ZERO...not even 1 ⭐ Massive scam folks, dont sign up. Better off putting your £50+ in an account of your own. Or, a contribution to an organisation that actually wants to help like the PDSA for us folks who are financially struggling and SICK of scam outfits like Argos Pet Insurance. Take care all. Reviewed on: 6th January 2021

Avoid

Cheap till your pet gets a problem. I'm tired in now and renewal is up to 254 pound. They dont care about animals, they just care about money Reviewed on: 6th October 2020

Rip off insurance but tied in

We have a 3 year old dog. When we first had her, we took insurance out. At 6 months, we claimed as she had a slight limp. She had xrays, and it determined a slight issue with her shoulder joint that required no further treatment. That year, her insurance was £20 per month. The following year, it rose to £35 per month. I understood we had claimed, but thought no more of it. This year, its gone up to £47 per month. I rang to ask why and they said its her age!!! They couldn't reduce it and I cant go elsewhere as she has a preexisting condition. At this rate, by the time she is 8 it will £100 per month. not happy but stuck . Reviewed on: 1st September 2019

argos pet insurance

great service with value for money and peace of mind to be with a large company x Reviewed on: 22nd May 2019

Compassionate and helpful

only had to use once and was unfortunately when had to get my cat put to sleep as was not fit for an operation. They handled the claim direct with the vet with no hassle at all. Reviewed on: 19th August 2018

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