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Argos: Argos card reviews

Name: Argos card
Rating: 4.31 (65 reviews)

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4.31

Based on 65 reviews, last reviewed 13th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

49%

14%

26%

Latest highest rating:

5

Mohammed ALJASIR It was very good, especially for essential household items like electrical appliances and the like Reviewed on: 13th October 2026

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

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About this product

With the Argos card, you can buy now, pay later and spread the cost of everything you buy at Argos.

There are a interest free options for different terms, depending on how much you spend. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan which will be backdated to the date of purchase.

Argos card reviews help you find out what it’s really like to be a customer. If you’ve used the Argos card before, you can also leave a review and share your experience.

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Argos Argos card reviews (65)

cheating with interest

Blocked my app, couldn't get access to see the statment and charged my £96 for one month interest without telling me about it I recived email with minimum for current month and no information about previous payment. Normally I should recive email with minimum payment two weeks before payment date, but they never did email my statment to charged me more money, Cheaters Reviewed on: 6th July 2023

Rubbish

Absolute disaster. for the past 6 months. they kept canceling my direct debit and they kept charging me 12 pounds late payment fee the worst part is they keep lying about it. the worst customer service that I have seen. no accountability at all. they messed up my credit score and now the last months they said they cannot locate the payment I made over the phone. then I hear lies and lies again denying their responsibility. Avoid it like the plague. Reviewed on: 25th June 2023

Comprehensive

Argos is really good at providing the means to obtain necessary items with flexible plans before interest starts to incur. Reviewed on: 31st May 2023

Just alright.

You get a great little card which enables you to buy stuff with credit at any Argos store and as long as you spend over a specified amount they will not apply interest for a number of months. However, they seem to offer you a high credit rating when applying but then keep lowering it for no reason. It's a little harder to get in touch with customer support as there only seems to be the one option of phoning. Reviewed on: 11th April 2023

Excellent

I'm happy to work with you and I'm happy to carry on! Reviewed on: 11th April 2023

Great fantastic awesome

Excellent company to be with and great customer service they have. Reviewed on: 5th April 2023

Credit card

I can buy things on credit and pay after with no interest. Reviewed on: 3rd April 2023

Poor is being generous

Trying to pay. Call centre staff do not know process. Say they will allocate payments to different balances but don’t, which could have screwed up my credit score. Automated payment line does not recognise English and sends you back to call centre who can’t take a payment. Useless Card number not recognised after 4 attempts. Argos are s*** Reviewed on: 30th March 2023

Easy to access

affordable, easy to access and intuitive Reviewed on: 14th March 2023

Good service

Easy and straight forward. Good length of time to pay back. Reviewed on: 14th August 2022

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