Write a review

Go to business site

Argos: Argos card reviews

Name: Argos card
Rating: 3.52 (61 reviews)

View other Argos products

3.52

Based on 61 reviews, last reviewed 21st Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

47%

13%

28%

Latest highest rating:

5

Perfect for spreading the cost The Best Way to Buy Electronics and Furniture I’m so happy I got the Argos Card. I used it for a large appliance purchase and was able to take advanta... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

Read all reviews Write a review

About this product

With the Argos card, you can buy now, pay later and spread the cost of everything you buy at Argos.

There are a interest free options for different terms, depending on how much you spend. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan which will be backdated to the date of purchase.

Argos card reviews help you find out what it’s really like to be a customer. If you’ve used the Argos card before, you can also leave a review and share your experience.

Review Argos: Argos card now

Help others make smarter decisions by sharing your own experience.

Write a review

Argos Argos card reviews (61)

Excellent

I'm happy to work with you and I'm happy to carry on! Reviewed on: 11th April 2023

Great fantastic awesome

Excellent company to be with and great customer service they have. Reviewed on: 5th April 2023

Credit card

I can buy things on credit and pay after with no interest. Reviewed on: 3rd April 2023

Poor is being generous

Trying to pay. Call centre staff do not know process. Say they will allocate payments to different balances but don’t, which could have screwed up my credit score. Automated payment line does not recognise English and sends you back to call centre who can’t take a payment. Useless Card number not recognised after 4 attempts. Argos are s*** Reviewed on: 30th March 2023

Easy to access

affordable, easy to access and intuitive Reviewed on: 14th March 2023

Good service

Easy and straight forward. Good length of time to pay back. Reviewed on: 14th August 2022

Angry

Nightmare to pay them. The App wont let you make a payment, so to the on line system, which if you've forgotten one of the endless questions, it locks you out telling you to requesting a reset, which tells you that an email will arrive in the next few minutes. Took 4 hours so was then unable to go straight onto the site as at work, so noting that you have 48 HOURS to use the link, I went on the following morning. Guess what! The link has expired. My advise if you can afford it, just pay on another card! Reviewed on: 12th August 2022

Very good service

Excellent service always helpful and there to help. Reviewed on: 8th August 2022

Not bad

Argos have expensive items but it easy to open credit account. I preference this account for beginners to make high your credit core. Reviewed on: 4th August 2022

Argos card

With Argos credit plan, it help me to buy the products and pay later in months, Reviewed on: 8th July 2022

Do you have a different Argos product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Retail finance
from PayItMonthly 4.91 from 246 reviews
Buy Now Pay Later
from Duologi 4.59 from 14 reviews
Pay in 3
from PayPal 4.93 from 44286 reviews

Want to see more from Argos?

Pet Insurance
from Argos 3.77 from 25 reviews
Warranty
from Argos 3.61 from 26 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub