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Argos: Argos card reviews

Name: Argos card
Rating: 3.52 (61 reviews)

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3.52

Based on 61 reviews, last reviewed 21st Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

47%

13%

28%

Latest highest rating:

5

Perfect for spreading the cost The Best Way to Buy Electronics and Furniture I’m so happy I got the Argos Card. I used it for a large appliance purchase and was able to take advanta... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

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About this product

With the Argos card, you can buy now, pay later and spread the cost of everything you buy at Argos.

There are a interest free options for different terms, depending on how much you spend. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan which will be backdated to the date of purchase.

Argos card reviews help you find out what it’s really like to be a customer. If you’ve used the Argos card before, you can also leave a review and share your experience.

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Argos Argos card reviews (61)

disgusting treatment of hospitalised customers

when argos knew a customer was in hospital, they continued to call them in hospital, did not care if they were in hospital and couldnt care less they couldnt confirm security details due to illness, I have never heard of such disgusting treatment from a company, If i were you I wouldnt get an Argos Card, no help or assistance, even send a bill dated 3rd April which wasnt received until 8th! which means they can charge £12 late fee, what a joke this company are Reviewed on: 8th April 2022

Kristian

2000£ I I whant take advance payment bickose I not whawe money Reviewed on: 30th March 2022

DO NOT GET ARGOS CARD

NIGHTMARE CUSTOMER EXPERIENCE . RIP UP THE CARD Reviewed on: 28th October 2021

My nightmare experience using Argos card

Be very careful when using this card people. Especially normal credit. I've been using buy now pay later and normal credit and it's impossible to pay the normal credit off first. First person I spoke to said it was a problem with the app. The second person blamed me. Yesterday I spoke to a third person who talked me through the payment whilst I was on the app and they told me without any doubt that the money would come off normal credit and it didn't. It's been a terrible experience and once I've paid up I'll never use them again. I really don't think anyone has the slightest idea what they are doing. Reviewed on: 23rd October 2021

Reliable

The app is easy and reliable to keep on track of your spending and easy to make additional payments too. Reviewed on: 5th August 2021

Great

Always handy if things at home break Reviewed on: 17th June 2021

Mr

Argos is a wonderful store with a wide variety of goods and prices, I like to always shop from it, because they handle everything very well, the service is fast and at a high level, the online system is also fast and very easy to use, and with the card the argos buy now pay later, with it everyone can afford to buy everything, it is very easy and wonderful. Reviewed on: 14th June 2021

Argos number 1

Perfect company, I'm using only argos in uk Reviewed on: 14th June 2021

Bad credit card

Very bad credit card. Not able to setup direct debit. Then get charged late fee. Rubbish Reviewed on: 26th April 2021

weight round your neck

look argos didnt hold a gun to my head and told me only to pay the min payment that was my choice and you get comfy with it you buy items pay the min payment and life goes on but boy it sure does catch up with you and before you know it your monthly payment is all interest and all your paying off is very small amounts so at the end of the day if your going to get an argos card and pay it off before the 6 months great go for it but if your just going and pay min payments BAD IDEA Reviewed on: 11th March 2021

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