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Argos: Argos card reviews

View other Argos products
3.34
Based on 58 reviews, last reviewed 19th Mar 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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14%
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7%
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29%

Latest highest rating:

5

Very lovely, used it without stress Very lovely, used it without stress Reviewed on: 19th March 2026
Justice Chikadibia's avatar
Justice Chikadibia

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025
Kevin's avatar
Kevin
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About this product

With the Argos card, you can buy now, pay later and spread the cost of everything you buy at Argos.

There are a interest free options for different terms, depending on how much you spend. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan which will be backdated to the date of purchase.

Argos card reviews help you find out what it’s really like to be a customer. If you’ve used the Argos card before, you can also leave a review and share your experience.

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Argos Argos card reviews (58)

My nightmare experience using Argos card

1
Be very careful when using this card people. Especially normal credit. I've been using buy now pay later and normal credit and it's impossible to pay the normal credit off first. First person I spoke to said it was a problem with the app. The second person blamed me. Yesterday I spoke to a third person who talked me through the payment whilst I was on the app and they told me without any doubt that the money would come off normal credit and it didn't. It's been a terrible experience and once I've paid up I'll never use them again. I really don't think anyone has the slightest idea what they are doing. Reviewed on: 23rd October 2021
David Hill's avatar
David Hill

Reliable

4
The app is easy and reliable to keep on track of your spending and easy to make additional payments too. Reviewed on: 5th August 2021
staceyjobling@icloud.com's avatar
[email protected]

Great

5
Always handy if things at home break Reviewed on: 17th June 2021
Micha's avatar
Micha

Mr

5
Argos is a wonderful store with a wide variety of goods and prices, I like to always shop from it, because they handle everything very well, the service is fast and at a high level, the online system is also fast and very easy to use, and with the card the argos buy now pay later, with it everyone can afford to buy everything, it is very easy and wonderful. Reviewed on: 14th June 2021
Krasimir's avatar
Krasimir

Argos number 1

5
Perfect company, I'm using only argos in uk Reviewed on: 14th June 2021
Simo Manov's avatar
Simo Manov

Bad credit card

1
Very bad credit card. Not able to setup direct debit. Then get charged late fee. Rubbish Reviewed on: 26th April 2021
Juwel Talukder 's avatar
Juwel Talukder

weight round your neck

2
look argos didnt hold a gun to my head and told me only to pay the min payment that was my choice and you get comfy with it you buy items pay the min payment and life goes on but boy it sure does catch up with you and before you know it your monthly payment is all interest and all your paying off is very small amounts so at the end of the day if your going to get an argos card and pay it off before the 6 months great go for it but if your just going and pay min payments BAD IDEA Reviewed on: 11th March 2021
lj8005's avatar
lj8005

Extortionate rees app poor

1
Argos app will ignore your payment option and allocate the money to 9thet credit leaving you to pay for late fees, the late fee 8s 12 pounds!!! Even if you only used 23 pounfs credit! Reviewed on: 29th December 2020
Barbara's avatar
Barbara

Callous unethical credit company

1
I used Argos credit and unfortunately was unable to pay-my fault. So I arranged a payment plan and they put me through to a company called Moorcroft who agreed to take on my account and payments. So I started making min payments to them and what do you know, Argos are still logging arrears despite me making payments to Moorcroft who should be managing my account now. They were rude and did not accept responsibility for this error. Poor unethical company! Please avoid! Reviewed on: 26th October 2020
Markrs's avatar
Markrs

Best bnpl

5
Easy to use and understand. One of the best buy now pay later plans around. Everything on the app is well planned out so you no what needs to be paid by when to avoid interest. Reviewed on: 11th September 2020
Nrea's avatar
Nrea

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