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Clearpay: Buy now pay later reviews

View other Clearpay products
3.52
Based on 64 reviews, last reviewed 13th Oct 2026
50% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
6%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
34%

Latest highest rating:

5

Great experience Easy to use and all T&C explained simply Reviewed on: 13th October 2026
Paul K's avatar
Paul K

Latest lowest rating:

1

I would not trust Clearpay to protect you when a mer... I would not trust Clearpay to protect you when a merchant fails to deliver My experience with Clearpay has completely destroyed my confidence in usin... Read more Reviewed on: 6th October 2026
Philip's avatar
Philip
Read all reviews Write a review

About this product

Clearpay allows you to split purchases into four equal, interest-free payments over six weeks.

Clearpay has an app where you can track your payments and reschedule payment dates. You can also set up a digital Clearpay Card to add to your Apple or Google Wallet.

Clearpay reviews help you find out what it’s really like to be a customer. If you’ve used Clearpay before, you can also leave a review and share your experience.

Review Clearpay: Buy now pay later now

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Clearpay Buy now pay later reviews (64)

Great experience

5
Easy to use and all T&C explained simply Reviewed on: 13th October 2026
Paul K's avatar
Paul K

Great range of products available through clearway.

5
Great range of products available through clearway. Reviewed on: 12th October 2026
John J's avatar
John J

I would not trust Clearpay to protect you when a mer...

1
I would not trust Clearpay to protect you when a merchant fails to deliver My experience with Clearpay has completely destroyed my confidence in using them for purchases where there is any risk of a dispute. I paid £500 for a “done-for-you” digital product service with a clear list of promised deliverables. Only a fraction of what I paid for was delivered. The merchant subsequently acknowledged in writing that he “did not finish the full setup” and that he then “went quiet” after I provided the information he needed to continue. Despite Clearpay being provided with extensive evidence — including the merchant’s own written admission — my disputes have repeatedly been closed in the merchant’s favour and payments have continued to be taken. My biggest issue is not simply that I disagree with their decision. It is the way the evidence appears to have been handled. I have spent considerable time supplying correspondence, timelines, lists of missing deliverables and the merchant’s own admission that the service was not completed, yet I have repeatedly been left feeling that the substance of that evidence has not been properly addressed. I am now pursuing the matter outside Clearpay. My warning to other customers is simple: do not assume that paying through Clearpay means you are fully protected if a merchant fails to provide what you paid for. Based on my experience, I certainly would not rely on Clearpay to resolve a serious merchant dispute fairly. I will not use Clearpay again. Reviewed on: 6th October 2026
Philip's avatar
Philip

They have reduced loyal paying customers credit to 0

1
They have reduced loyal paying customers credit to 0 Reviewed on: 16th August 2026
H West's avatar
H West

Really poor customer service.

1
Really poor customer service. Unhelpful Reviewed on: 27th July 2026
Poppy Patey's avatar
Poppy Patey

I love clearpay is so handy and reasonable for cloth...

5
I love clearpay is so handy and reasonable for clothes shopping and treating yourself with out having to worry about money Reviewed on: 13th July 2026
Tasha's avatar
Tasha

Clearpay had really had my back for a few years now !

5
Clearpay had really had my back for a few years now ! When I’m broke but still need a dress or something I know I can count on Clearpay making it easier. The pay in 4 option is so wonderful and really makes a purchase easier. However, the pay a k period being every 2 weeks can be a bit daunting especially if my timing is off within the month for when I place my order vs when I get paid. Regardless, it’s very useful! Reviewed on: 22nd June 2026
Mo B's avatar
Mo B

and It is extremely suitable for shopping

5
It is extremely good and useful for many people and because you can also go to stores to buy Reviewed on: 11th June 2026
Alexandru R's avatar
Alexandru R

Soon adds up

2
The process of applying was very straightforward, however be aware these schemes can often add up without noticing! Reviewed on: 9th June 2026
Elin A's avatar
Elin A

I’ve had a positive experience using Clearpay for bu...

4
I’ve had a positive experience using Clearpay for buy now, pay later purchases. It’s been a simple and convenient way to spread the cost of bigger purchases without paying everything upfront. The app is easy to use, repayment dates are clear, and I like being able to keep track of upcoming payments in one place. Clearpay lets eligible UK customers split purchases into 4 interest-free instalments over 6 weeks when payments are made on time. Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Review Clearpay: Buy now pay later now

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