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Clearpay: Buy now pay later reviews

3.10
Based on 50 reviews, last reviewed 3rd Oct 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
4%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
36%

Latest highest rating:

5

Partners engagement ring Have ordered my parents engagement ring from clear pay and posted it in 4 payments, helps so much was very happy with product Reviewed on: 13th July 2025
Lucas's avatar
Lucas

Latest lowest rating:

1

Awful Company No understanding if you hit a rough patch!!! They will keep your account up and won't let you delete it but won't ever let you use it again, even afte... Read more Reviewed on: 3rd October 2025
Proud Mummy's avatar
Proud Mummy

About this product

Clearpay allows you to split purchases into four equal, interest-free payments over six weeks.

Clearpay has an app where you can track your payments and reschedule payment dates. You can also set up a digital Clearpay Card to add to your Apple or Google Wallet.

Clearpay reviews help you find out what it’s really like to be a customer. If you’ve used Clearpay before, you can also leave a review and share your experience.

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Clearpay Buy now pay later reviews (50)

Great service

5
Clearpay is very easy to use and great credit options Reviewed on: 31st July 2023

best for shoping

5
helpfull way to buy. very good costum service Reviewed on: 31st July 2023

Really easy to use!

5
I find that Clearpay is super easy to use - even easier than paying by card in most cases. Their app is great and really breaks down exactly how much you owe, and when it will be debited from your account, so you can keep on top of your spending. Reviewed on: 30th July 2023

No livechat, No customer service call number

1
Pray you do not encounter an issue with your purchase using clearpay. They are very difficult to reach. they would ask you to fill out a form in their contact us section. and will take days even to get an automated response. I had a very frustrating experience. It is all nice till you encounter an issue with no one to complain to. I would not recommend. Reviewed on: 22nd June 2023

Brilliant service, easy to use

5
Really simple app, easy application and easy to use at checkout. Reviewed on: 1st June 2023

Easy to setup and a smart choice at checkout

5
Split large payments over 4 equally split and spaced out payments for both online or in store (some advance set required). Am far from being tech savvy and I found the setup and online use of this line of short term interest free credit very straightforward and very useful in the present market Reviewed on: 31st May 2023

Just the job

5
This company has helped me immeasurably when buying items through them always had great service and being able to spread costs over 4 payments is useful as I'm a pensioner Reviewed on: 19th May 2023

Very helpful

5
Allows me to purchase things I need and budget my money Reviewed on: 19th May 2023

Changes in benefits for mint customer

3
What upsetting news. I am a clerpays Mint customer and I have some benefits from that. I can have better gift cards which I don't use or discounts in some shops which I don use because no shops on that offer what I like, or know about sales first but I don't care about sales which means I don't use that benefits but only benefits I was using is pay nothing up front but from 30 Aipril you are stoping that benefit that what point now is be mint customer? Maby I have to find a different companie Reviewed on: 31st March 2023

Partly refunded, customer care no help!

1
I have not received my refund in my account, only part of it. £374.99 Was never refunded. I bought a bed in January 2022 from Waifair that never arrived. I am still waiting for my refund and its 11 Feb 2023. I have contacted customer care on three occasions and they keep on emailing me, saying the full amount has been refunded. It has not reached my account, my bank has asked for the 23 digit ARN numbermber/s to track where the money has been transferred to but no help from customer care. They don't want to provide me with the ARN number, no help from anyone. I have no bed as sold my bed, the bed I purchase was never delivered. 3 Months later, I still don't have my refund to purchase another bed. Going to have to open a case at the Financial Ombudsman. Really disappointed, I will NEVER buy anything through Clearpay again! It is a nightmare to get your money back when things go wrong. Customer care is no help, can't speak to anyone an no manager to contact! Reviewed on: 11th February 2023

Review Clearpay: Buy now pay later now

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