Have used a few times excellent and convenient. Very easy to use and reliable.

Don’t fall into the trap of using Klarna buy now pay later schemes or pay in 4 as it soon catches up with you.

like the pay in 30 days option when buying garments to try different sizes

Very good very excellent best for us

Really surprised. All payments always paid on time and sometimes is declined. Nonsense.

Purchased numerous items then wont let you use it at all even with a perfect credit score avoid at all costs

I’ve had a good experience using Klarna’s Pay in 3. It’s been a simple and flexible way to spread the cost of purchases into three... I’ve had a good experience using Klarna’s Pay in 3. It’s been a simple and flexible way to spread the cost of purchases into three interest-free payments, which makes budgeting easier. The app is easy to use, payment dates are clearly shown, and reminders help keep everything on track. My only small downside is that it’s not available at every retailer, but overall it’s been convenient and reliable. Klarna’s Pay in 3 splits purchases into three equal interest-free payments, typically every 30 days. Read more Read less

Very good. Its very easy to shopping

My experience with Klarna has been mostly positive, especially for spreading the cost of purchases. The “pay in 3” option is really useful, as it... My experience with Klarna has been mostly positive, especially for spreading the cost of purchases. The “pay in 3” option is really useful, as it lets me split payments into smaller amounts without interest, which makes bigger purchases feel more manageable. The app is easy to use and keeps track of upcoming payments, which helps me stay organised. I also like the flexibility of being able to pay later or spread the cost depending on what suits me. However, it can be a bit risky if you’re not careful. It’s easy to lose track if you have multiple payments going at once, and missing a payment can lead to fees or affect your finances. Overall, it’s a convenient and flexible way to manage spending, but it’s important to use it responsibly and keep track of repayments. They also let you use a credit card as a payment method so if you want to stooze your payments even longer you can do that using a credit card and paying off in full at the end of the month. Read more Read less