My experience with Klarna has been mostly positive, especially for spreading the cost of purchases. The “pay in 3” option is really useful, as it... My experience with Klarna has been mostly positive, especially for spreading the cost of purchases. The “pay in 3” option is really useful, as it lets me split payments into smaller amounts without interest, which makes bigger purchases feel more manageable. The app is easy to use and keeps track of upcoming payments, which helps me stay organised. I also like the flexibility of being able to pay later or spread the cost depending on what suits me. However, it can be a bit risky if you’re not careful. It’s easy to lose track if you have multiple payments going at once, and missing a payment can lead to fees or affect your finances. Overall, it’s a convenient and flexible way to manage spending, but it’s important to use it responsibly and keep track of repayments. They also let you use a credit card as a payment method so if you want to stooze your payments even longer you can do that using a credit card and paying off in full at the end of the month. Read more Read less

Yh best !!!!!!!!!!!!!!!!! Ofcourse!!!

Good for big payments but creates a bit of a debt trap for those who rely on it. Overall ok for bug purchases with planning

It was very easy to accept the Klarna card on the Klarna app and immediately this was in my Apple Wallet. Very easy to use... It was very easy to accept the Klarna card on the Klarna app and immediately this was in my Apple Wallet. Very easy to use it as well to pay for any product when you are buying online or in a physical shop. Read more Read less

I think that Klarna offers a great service, the attention to customers is fast too. My only complaint is when someone misses a payment, I... I think that Klarna offers a great service, the attention to customers is fast too. My only complaint is when someone misses a payment, I do not find it very clear to understand what the late fees are, when they are going to retry to charge your account etc. It can get quite messy in the app. Read more Read less

Very easy to arrange, an affordable & convenient way to pay for expensive items, offsetting costs into smaller regular payments for 3 months interest free,... Very easy to arrange, an affordable & convenient way to pay for expensive items, offsetting costs into smaller regular payments for 3 months interest free, with options to choose longer periods at great interest rates Read more Read less

Pay in 3 not only helped me purchase when wanted or needed but at almost any time making it more available and helpful than PayPal... Pay in 3 not only helped me purchase when wanted or needed but at almost any time making it more available and helpful than PayPal which did not always allow Pay in 3 as it was not satisfied with answers Read more Read less

You can use your clarna card like debit card and it gives you flexibility to buy now and pay later

I am a student and was struggling with money at that time but I had to buy a laptop to submit my assignments. Klarna helped... I am a student and was struggling with money at that time but I had to buy a laptop to submit my assignments. Klarna helped me a lot by paying in installments. Read more Read less