LV - Liverpool Victoria Car Insurance Reviews

The Worst car insurance on the market

LV are the worst insurance company I have ever dealt with a star is too much. On Oct 4th 2019 I was hit at high speed by a drunk driver who was also insured by LV. My injuries are all over and I am recovering, I have spent over 20 hours, spoken to...

LV are the worst insurance company I have ever dealt with a star is too much. On Oct 4th 2019 I was hit at high speed by a drunk driver who was also insured by LV. My injuries are all over and I am recovering, I have spent over 20 hours, spoken to at least 10 different people to be in a stalemate.

The other driver has admitted liability, I was told this perhaps by an honest niave Marty Barrett, then three days later LV deny the call took place, they have told me the police informed LV of the accident, the police have stated twice they have not, LV state that no liability had been admitted.

The legal cover I have is useless not one piece of advice or help, in fact the man I have been dealing with is not even a qualified solicitor, although he likes to think he is.

My car is a right off and I have been offered £900 under market value, in fact the car they compared my car to had 50k difference in mileage and was a private seller.

The whole experience has been vile, rude staff and noone has a clue what is going on, a stalling tactic as they know they will have to pay out. I am a completely innocent party who has not only been attacked by a drunk driver, his and my insurer LV are also attacking me, just terrible. I am now so depressed by their behaviour with no future. My life has been turned upside down, I have no home, no job as a result of a drunk driver, LV have not assisted in these matters in any way. On the 16th Oct I was suppose to start my new life in Jersey, new home, new job. I have been instructed by LV's legal that I must not leave England pending investigation, it is cleancut, I was hit by a drunk driver.

No offer of medical in Jersey, the physio they offer are all booked and they only deal with one company in the UK.
They will not give any advice or help in anyway.

Steer clear of this most awful insurance company

Karen williamsonLevel 1

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Very good prices

This was the cheapest and best car insurance offer available!

James SLevel 1

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Competitive

I have been insuring my car with LV for more years than I care to remember and have been impressed with their service when I have required it. In addition, their quotations for me as a civil servant, have consistently been far lower than all others.

Alan PatrickLevel 1

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Extremely competitive price

After quotes of over £350 for my annual car insurance, LV managed an extremely competitive £190 which included legal cover/windows etc... A fair price as far as I'm concerned having 10 years no claims intact at 47 years of age. No other company came c...

After quotes of over £350 for my annual car insurance, LV managed an extremely competitive £190 which included legal cover/windows etc... A fair price as far as I'm concerned having 10 years no claims intact at 47 years of age. No other company came close to this quote although I'm unsure why. Very good.

Simon AylwardLevel 1

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Amazing service

I had a car accident while insured with LV.Having an accident is an awful experience but LV made the whole experience stress free.The speed and efficiency in sorting and settling my claim was simply superb.I have recommended LV to a number of my...

I had a car accident while insured with LV.Having an accident is an awful experience but LV made the whole experience stress free.The speed and efficiency in sorting and settling my claim was simply superb.I have recommended LV to a number of my friends as I believe they're the best.

Brian JohnsonLevel 1

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Multi car is a great product

Had a great saving by putting all our vehicles on one policy

Letty BakerLevel 1

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Good price and customer service

Answer calls quickly and solved my credit card payment problem very quickly.

Lydia Lillyinthesun HoughtonLevel 1

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Repeat purchase

Happy with last year’s quote and price this year is just as great.

Elizabeth EnglishLevel 1

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They keep their promises

Have had to use LV for 2 claims now, both handled with speed and professionalism. Every time I’ve contacted their Customer Services I’ve been greeted with efficiency and first rate service.

RobLevel 1

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Poor renewal

My renewal was 3 pence less than the year before, quotes from other insurance companies were a lot less.

RejhasLevel 1

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Great support and resolution

When I was in a minor bump LV were great and supported me every step of the way to see my claim upheld - as I was totally without fault! - I wasn't out of pocket at all as a result! Really pleased - thanks LV!

MissyTrueLevel 1

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A pleasure to do business with.

I have had a motor policy with LV for more years than I care to remember. I had to claim on one occasion when I was out of the country and the sea broke coastal defenses during a storm and flooded both my garage and my wife's car. There was no quibble...

I have had a motor policy with LV for more years than I care to remember. I had to claim on one occasion when I was out of the country and the sea broke coastal defenses during a storm and flooded both my garage and my wife's car. There was no quibble with the settlement which was based upon the car's replacement value at the time. I have also had two windscreens replaced, again with no quibbles. LV do try to get me to auto renew my policy which I refuse to do as I am always offered a better quote when I telephone.

Alan PatrickLevel 1

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A unique style of serving customers

Friendly, well trained and efficient staff make the usual onerous task of dealing with car insurance, an absolute pleasure. Well done LV=.

Mike PeachLevel 1

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Great value and very sympathetic

I broke my ankle in December 2018 and had to ring and advise I wanted a family friend added to my insurance as I couldn't drive. The advisor I spoke to was so helpful and patient, sorted everything out quickly for me. In January 2019 I received a...

I broke my ankle in December 2018 and had to ring and advise I wanted a family friend added to my insurance as I couldn't drive. The advisor I spoke to was so helpful and patient, sorted everything out quickly for me. In January 2019 I received a delivery of flowers as I thought from someone I knew, However, when I read the attached card they were from LV, I cannot describe how happy that made me! It was such a lovely surprise and really cheered me up. Fantastic service, I always recommend LV. Good luck.

Debbie Mahoney GallagherLevel 1

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Car insurance explanations

Great understanding of customer service very polite and very helpful and thry explain their policies and procedures

AngelLevel 1

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Good service

Helpful on the phone, always get information to you quickly

Martin Level 1

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Uninterested customer service and low layout offer

Would give 0 stars if possible. My partner was in an accident that wasn't her fault and the other party admitted full liability at the roadside in the presence of the police and witnesses that provided numbers. The car was written off and their offer...

Would give 0 stars if possible. My partner was in an accident that wasn't her fault and the other party admitted full liability at the roadside in the presence of the police and witnesses that provided numbers. The car was written off and their offer was lower than market value and stated we would only get a hire car for a week from when we settled. We explained that we couldn't get a car within 130 miles of us for that and that personally with a small family this was a massive inconvenience and it felt like they didn't care and simply wanted to get rid of us. My partner wasn't even sure if they asked how she was after the crash. Since we couldn't be without a car we travelled the distance to buy a car on the promise the payout would be in our account the next day which it wasn't and we had to buy the car on credit cards. Payment still pending to us after 3 full working days and the value was less than 15k. We will not use this company again. Not there for you when needed.

Julian BridgemanLevel 1

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brilliant

the best car insurance company I have dealt with

Stephen WilshawLevel 1

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Excellent customer service and 5* cover

I moved to LV a couple of years ago, as they offered the best cover for a very good price. I am so pleased I did. The company have amazing customer service and are always happy to help.

Joanne CherryLevel 1

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best price for multicar

Have only just signed up to them for my multicar insurance for my wife and me so cannot comment on customer service, but initial experience very good. Web site very easy to use, and best of all i saved over £400 on my renewal quotation from Direct ...

Have only just signed up to them for my multicar insurance for my wife and me so cannot comment on customer service, but initial experience very good. Web site very easy to use, and best of all i saved over £400 on my renewal quotation from Direct line (which had gone up 100 from previous year), as well as other quotes from Admiral and NFU. Had to double check that i had all the details in correctly as it seemed such a good deal by comparison

WardLevel 1

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