Best car insurance
5 Star Rated Comprehensive Car Insurance Awarded By Defaqto, 2025
Aviva provides award-winning car insurance for UK customers. Aviva car insurance covers you against the cost of accidents, damage and theft. The cover you get and how much for, is down...
With AA car insurance, you can choose from three levels of cover depending on your needs. Each level has different features and benefits. If you buy an AA car insurance policy,...
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Voting in the Insurance choice awards is open - Vote here
You can apply for Acorn car insurance online via the website or over the phone. Acorn offer specialist car insurance, considering cover for those who have driving convictions, as well as...
You can manage your Ageas car insurance securely, online via the mobile app. Ageas car insurance includes accidental misfuelling, personal accident cover and 90 days cover for driving in the EU....
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We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Hastings Direct provide award-winning car insurance. You can get a Hastings Direct car insurance quote online and manage your policy via the mobile app. There are three levels of cover, Essentials,...
Sheilas’ Wheels car insurance is award-winning cover for UK customers. With Sheilas’ Wheels car insurance, you get 24/7 accident helpline, a courtesy car and windscreen cover with the comprehensive cover. There’s...
Our Budget Insurance Car Insurance reviews can help you to find out what life as a Budget Insurance customer is really like. And if you have experience of using this...
Tesco car insurance has three levels of cover: Bronze, Silver and Gold. If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week....
Dial Direct car insurance has a standard level of cover or choose a Premier Car Insurance package. Dial Direct car insurance has a 24-hour claims line and you can manage your...
Geoffrey Insurance provide car insurance policies for UK drivers. You can choose optional extras including legal expenses, breakdown cover, keycare and guaranteed replacement car cover to increase your protection. Geoffrey Insurance...
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Frequently asked questions
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How does car insurance work in the UK?
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Car insurance works by paying a monthly or yearly premium to your provider in return for financial protection if your car is damaged, stolen or involved in an accident. This helps cover expensive repairs and other costs. Policies vary in the level of cover they offer ranging from Third Party to Comprehensive.
The cost of your car insurance premium is calculated on the probability of risk. Insurers assess various factors including your age and occupation, make and model of your vehicle and whether you've made claims on car insurance before. -
How can you get cheaper car insurance?
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There are several ways to get cheaper car insurance. These include protecting your no-claims bonus, bundling insurance policies with the same provider and limiting your annual mileage. Shopping around is a great way to find cheaper car insurance, so compare providers and find the best deal.
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What is 'excess' on car insurance?
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Car insurance excess is the amount you'll pay towards any claim you make. There are two types of excess: compulsory and voluntary. Your insurer decides the compulsory excess and you choose your voluntary excess amount. Selecting a higher voluntary excess can lower your premiums, but it should only be an amount you know you can pay if you need to make a claim.
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What are the different levels of car insurance cover?
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There are three main levels of car insurance cover in the UK. Third party only is the legal minimum and covers damage or injury you cause to other people and their property. Third party, fire and theft adds cover for your own car if it’s stolen or damaged by fire. Comprehensive cover is the most extensive option and also covers damage to your own vehicle, even if you’re at fault.
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Is comprehensive car insurance always the most expensive?
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Not necessarily. Comprehensive car insurance is often competitively priced and can sometimes cost less than third party cover. This is because drivers who choose comprehensive cover tend to be statistically lower risk. It’s always worth comparing all levels of cover when shopping around.
Best car insurance
Whether you’re looking for the best comprehensive car insurance, the most affordable cover, or top-rated customer service, find the right provider for your needs based on genuine customer satisfaction.
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