Admiral provide third party car insurance policies and four levels of comprehensive cover – Admiral Essential, Admiral, Admiral Gold and Admiral Platinum. Admiral offer vehicle insurance policies for vans, young drivers,...
Churchill provides car insurance for UK customers. You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and...
Hastings Direct provide award-winning car insurance. You can get a Hastings Direct car insurance quote online and manage your policy via the mobile app. There are three levels of cover, Essentials,...
AXA car insurance has two levels of cover to choose from. AXA offer a multi-car discount for cars registered at your home address. There are optional extras you can add on...
With AA car insurance, you can choose from three levels of cover depending on your needs. Each level has different features and benefits. If you buy an AA car insurance policy,...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Quotemehappy.com provide self-service car insurance policies. There are five levels of Quotemehappy.com car insurance with different features and coverage limits so you can choose what’s best for your circumstances. You’ll need...
Sheilas’ Wheels car insurance is award-winning cover for UK customers. With Sheilas’ Wheels car insurance, you get 24/7 accident helpline, a courtesy car and windscreen cover with the comprehensive cover. There’s...
Co-op car insurance is available with two cover options – third party, fire and theft or comprehensive. Members get a discount on Co-op car insurance. The discount will only be applied...
Tesco car insurance has three levels of cover: Bronze, Silver and Gold. If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week....
Lloyds Bank car insurance is underwritten by a panel of insurers and administered by BISL Limited. You can manage your Lloyds Bank car insurance policy online via ‘My Account’. Using the...
esure car insurance has two options for cover: esure and esure Flex. esure Flex has increased coverage inclusions and higher limits. You can choose from third party, fire and theft or...
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Frequently asked questions
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How does car insurance work?
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Car insurance works by paying a monthly or yearly premium to your provider in return for financial protection if your car is damaged, stolen or involved in an accident. This helps cover expensive repairs and other costs. Policies vary in the level of cover they offer ranging from Third Party to Comprehensive.
The cost of your car insurance premium is calculated on the probability of risk. Insurers assess various factors including your age and occupation, make and model of your vehicle and whether you've made claims on car insurance before. -
How can you get cheaper car insurance?
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There are several ways to get cheaper car insurance. These include protecting your no-claims bonus, bundling insurance policies with the same provider and limiting your annual mileage. Shopping around is a great way to find cheaper car insurance, so compare providers and find the best deal.
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What is 'excess' on car insurance?
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Car insurance excess is the amount you'll pay towards any claim you make. There are two types of excess: compulsory and voluntary. Your insurer decides the compulsory excess and you choose your voluntary excess amount. Selecting a higher voluntary excess can lower your premiums, but it should only be an amount you know you can pay if you need to make a claim.
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