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Quotemehappy.com: Car insurance reviews

Name: Car insurance
Rating: 2.97 (119 reviews)

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2.57

Based on 119 reviews, last reviewed 4th Dec 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

38%

13%

44%

Latest highest rating:

5

Very happy with cover, price and ease of purchase an... Very happy with cover, price and ease of purchase and renewal. Reviewed on: 17th July 2025

Latest lowest rating:

1

Misleading Cover, Poor Claims Handling I had an extremely frustrating experience with Quote Me Happy after making a claim. When arranging my policy, I specifically paid for the courtesy car... Read more Reviewed on: 4th December 2025

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About this product

Quotemehappy.com provide self-service car insurance policies.

There are five levels of Quotemehappy.com car insurance with different features and coverage limits so you can choose what’s best for your circumstances. You’ll need to be aged between 21 and 75 to buy a policy.

Quotemehappy.com car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Quotemehappy.com before, you can also leave a review and share your experience.

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Quotemehappy.com Car insurance reviews (119)

Misleading Cover, Poor Claims Handling

I had an extremely frustrating experience with Quote Me Happy after making a claim. When arranging my policy, I specifically paid for the courtesy car as an optional extra. However, after my vehicle was involved in an accident, I was told I would not be provided with a hire vehicle because I allegedly did not have “total loss hire cover” – a type of cover that was never offered to me as an optional extra in the first place. What makes this even worse is that they are now classing my car as a total loss when it has not even been properly assessed yet. No final inspection or confirmation has been completed, yet they are already using this as a reason to refuse a courtesy car. This is completely unacceptable and premature. This feels misleading and unfair. I paid for courtesy car cover in good faith, only to be told when I actually needed it that it doesn’t apply due to conditions that were never clearly explained at the point of sale. If courtesy car cover becomes void in the event of a potential write-off, this should be made crystal clear before customers are charged for it. Communication throughout the claim has been slow, unhelpful, and inconsistent, adding unnecessary stress to an already difficult situation. I feel completely let down as a customer and would not recommend Quote Me Happy to anyone who expects transparent cover and fair treatment. Reviewed on: 4th December 2025

Very poor at handling claims

Very poor at handling claims, gave incorrect legal information and let guilty party, a company, off the hook with their total incompetence to the extent that I suspect they were acting on their behalf Reviewed on: 20th November 2025

DO NOT GO WITH THIS COMPANY FOR ANYTHING.

DO NOT GO WITH THIS COMPANY FOR ANYTHING. I've been with this company since February and have insured my first car with them which is a 2012 citroen c1, so nothing sporty at all. Yet their app that you have to use and the black box they have sent me has caused me nothing but issues since day 1. They've threatened to cancel my policy a few times due to the lack of service they provide as I've had to recently put in WEEKLY complaint to them about this issue and they still haven't fixed it. I've had several cases open up with them due to their services being so poor that they had to look into it further and I still have no fix. I've been sending them constant complaint emails since the first month I've been with them. And more recently they've just started to ignore Mt emails and do absolutely nothing about the issues I'm having. I've just woken up this morning (30/09/2025) with an email from them saying that my weekly report was overall red and if I get another red rated week then my policy is being cancelled. Even though I've contacted multiple people across last week about the same things but I have no solution and no response from them. So the point of this rating is to try and warn other people like me who have just passed their test and looking for cheap insurance to STAY AWAY from this company as they will give you nothing but issues, fake promises, stress, and nothing positive to look at. Reviewed on: 30th September 2025

they do not respect customers, they charge too much,...

they do not respect customers, they charge too much, they are illogical, they take advantage of situations. Reviewed on: 20th July 2025

Very happy with cover, price and ease of purchase an...

Very happy with cover, price and ease of purchase and renewal. Reviewed on: 17th July 2025

Absolutely disgusting service !

Absolutely disgusting service !! My son has had insurance for 6 months no issue, black box has now decided he drives too much !!! Although his driving is 100%. Cancelled his insurance and stole his 6 mths payments. Absolutely swindle, praying on young people. Should be ashamed of yourselves Reviewed on: 3rd March 2025

Would have left zero stars if possible.

Would have left zero stars if possible. Do not use this rip off insurance company! I just changed my car and gone from group 36 down to group 22, I expected a refund but was charged more... Also my renewal quote is £630 the exact same as my previous car. I did the comparison quotes on Google and quotes from other insurers are at least £300 cheaper. So there it is Quote me happy, also known as aviva are double the price of my other quotes, and they try telling me its not in their control! Absolutely disgusting!!! Reviewed on: 27th February 2025

I renewed with this company but why?!.

I renewed with this company and I can say the service I have received this time wasn’t the greatest. I called serval times for them to change my address even when changing it online and being charged an admin fee for it. Unfortunately my car was written off by another driver and it took 3months to get this sorted. I understand they had to deal with the other insurance company which took full blame of the accident so I am not sure why it took so long to deal with it. I had to chase and make complaints to get a response from anyone from any team as emails were not being answered. In one of my complaint I got a phone call and was offered a compensation sum to help sort out my complaint. And guess what?! I am still waiting for the payment which has now been over a month. Trying to get someone to talk to me or answer me has been very difficult. I decided not to renew this time and I was quick enough to get documents and for them to wash their hands of me but I am really not happy with the service I received. Out of this whole experience I had one really helpful lady Gemma who actually seems like she cared. Sadly I wouldn’t recommend anyone to join Reviewed on: 3rd October 2024

Quotemehappy.com saved the day

After being with ByMiles for 4 years they told me they could not insure me anymore with only a month to shop around. I was worried that I would find all other options to be too expensive and yet I found a better policy for the same low fee that I was used to for low miles at Quotemehappy.com and felt ever so relieved and happy to have found their product which covers everything I need. Reviewed on: 26th August 2024

.Good value insurer

Simple and clear process. Language straightforward. Could understand differences in policy options. Reviewed on: 24th August 2024

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