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Quotemehappy.com: Home insurance reviews

Name: Home insurance
Rating: 3.47 (30 reviews)

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2.96

Based on 30 reviews, last reviewed 30th Jan 2026

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

54%

10%

3 star

33%

Latest highest rating:

4

Reasonable quote - even on renewal Reasonable quote - even on renewal Reviewed on: 15th October 2024

Latest lowest rating:

1

They will give you cheap insurance in the beginning... They will give you cheap insurance in the beginning with the device who keeps on tracking you . Whenever you drive long distance , they will keep red ... Read more Reviewed on: 30th January 2026

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About this product

Quotemehappy.com offer three levels of home insurance cover: Essentials, Essentials Plus and Premier.

This is a self-service policy so you manage your account online. Being online means your policy information will be sent via email or SMS. If you get stuck or have a question, there is a team you can email for help.

Quotemehappy.com home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Quotemehappy.com before, you can also leave a review and share your experience.

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Quotemehappy.com Home insurance reviews (30)

They will give you cheap insurance in the beginning...

They will give you cheap insurance in the beginning with the device who keeps on tracking you . Whenever you drive long distance , they will keep red rating and start warning you to cancel the insurance . There is no contact number where you can discuss about the rating and compalints about the device. They will cancel the services in mid of contract and charged you extra money . So please avoid this services . Consider to opt it if you buy a car and don't drive Reviewed on: 30th January 2026

No electricity with an 8-month-old, lowballed by £3K

I am currently in a dispute with Aviva (underwriting QuoteMeHappy) regarding claim [10578847] that highlights a shocking disregard for safety and the FCA's Consumer Duty. 1. **Safety & Crisis Management Failure:** A massive leak caused a total electrical short circuit. Instead of helping, Aviva and QuoteMeHappy "ping-ponged" me on the phone for hours, refusing to take ownership. We were left **without electricity for 3 days** with an 8-month-old baby. It was scheduled to be 4 days, and was only resolved because the **handyman himself** had to step in and escalate it to them, explaining that a home with no power is uninhabitable for an infant. It is disgraceful that a contractor cared more about my child's safety than my insurer did. 2. **Severe Lowballing:** They offered a cash settlement of just **£486.63** after the excess to fix extensive water damage affecting the subfloor, joists, and ceiling. I have obtained an independent quote for **£3,624.00** to actually fix the damage safely. Aviva is effectively offering 13% of the true cost, trying to use my personal refurbishment plans as an excuse to pay £0 for the structural repairs they are liable for. 3. **Process Failures:** The claims handler has refused to accept the evidence of the water bill and is trying to force me to open a "second claim" (with a second excess) for the same damage event to avoid paying out. I have escalated this to a formal complaint, but be warned: Aviva will bounce you between departments while you sit in the dark, and use every technicality to avoid paying to make your home safe. Reviewed on: 10th December 2025

Had our renewal for our Home insurance and it had in...

Had our renewal for our Home insurance and it had increased by 124%. they are just a bunch of criminals. Nothing has changed at our home so how can a 124% increase be justified, just trying it on. Reviewed on: 17th January 2025

So I am a community mental health nurse and about 6...

So I am a community mental health nurse and about 6 weeks ago whilst on a visit I got caught in the floods. I drove my Jaguar through a puddle in the road I couldn’t avoid and then lost my power steering and mode control. I called the insurance and they said an engineer would come out to look at Damage. Next day engineer called me to say he would not be coming out because it’s a common fault. I asked him were he got his info he said Google. So I called Jaguar and they said this simply isn’t true. So I contacted my insurance again. They said he should have come out and would sort it out. But could not give me a courtesy car as they hadn’t looked at it. This went on for 5 weeks and in the end I had to tell them I have no choice but to get legal team involved. The next day my car was picked up. However, sill no courtesy car as the engineer is yet to turn up at the garage to look at my car. I need my car as I am a community mental health nurse I told them this but they simply don’t care. I have business insurance and pay for a courtesy car. I believe Aviva insurance are the underwriters. So stay clear of these. They still haven’t sorted this and I’m about to go into week 7. Reviewed on: 17th November 2024

Reasonable quote - even on renewal

Reasonable quote - even on renewal Reviewed on: 15th October 2024

Excellent value for money.

Excellent value for money. All the extras added on for a very competitive price. Small increase on last year. Linked to a well known company. Reviewed on: 4th September 2024

An excellent service, with the indepednace to manage...

An excellent service, with the indepednace to manage yourself but with the knowledge that the service is there to call on if needed. Reviewed on: 4th September 2024

Good service at affordable price.

Good service at affordable price. Good value for money. Everything is done online. Reviewed on: 4th September 2024

Third year of having home insurance and their renewa...

Third year of having home insurance and their renewal quote is always the cheapest, with a decent level of cover. Reviewed on: 26th August 2024

£100,000 contents, unlimited buildings cover

I have £100,000 contents cover, unlimited buildings cover, legal services cover for about £150 this year. Part of Aviva group, a multi national company. Reviewed on: 22nd August 2024

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