MORE THAN Home Insurance Reviews

Ratings based on 82 reviews Last review 9 months ago

MORE THAN home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did MORE THAN handle your home insurance claim? Our MORE THAN home insurance reviews can help you to find out this...

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MORE THAN home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did MORE THAN handle your home insurance claim? Our MORE THAN home insurance reviews can help you to find out this and much more. Have you ever had a policy with MORE THAN? You can tell us about it by writing your own review below.

5 31
4 14
3 5
2 4
1 28

Your Home Insurance Reviews (82)

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3rd December 2019

Untrustworthy and deceitful

I have just found that there is a blocked drain at my home, the main outlet to the public sewer, with raw sewage gathering in the garden. The local water board were very helpful and tried to clear it at no charge but, because the blockage is on my...

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I have just found that there is a blocked drain at my home, the main outlet to the public sewer, with raw sewage gathering in the garden. The local water board were very helpful and tried to clear it at no charge but, because the blockage is on my property, could do no more. I was not too concerned because I had a MORE TH>N (part of RSA) Home Insurance policy, for both contents and buildings cover, and also including something called Home Emergency Assistance. The wording of the policy describing what is covered by Home Emergency Assistance left me in no doubt that this situation would be covered and I confidently called MORE TH>N.
I was then told by MORE TH>N that this situation would not be covered, the reasons being that there was no damage to the inside of the property and no risk to health and safety etc. Given that the nature of the blockage is that all the drains in and around the house appear to be backed up with gurgling noises are coming from the downstairs sink drains and toilet, it sounds to me as if it is highly likely that sewage will start to come into the house through these. Yet, I was told, this is not considered an emergency! It was suggested that if something changes and damage results that I call back! Essentially, I was on my own. How is that for customer care?
On the basis that this situation is not covered, I feel that I have been misled into buying this insurance policy.
I have just looked at some of the other reviews of this company. I wish I had looked before taking out the policy! Be warned. This is not a company I would ever do business with again.

I have awarded 1 star because it wasn't possible to give no stars....but that is what they truly deserve.

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22nd November 2019

***POTENTIAL POLICY BUYER BEWARE***

***POTENTIAL POLICY BUYER...

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***POTENTIAL POLICY BUYER BEWARE***
These guys will up your renewal by 200% if you auto renew. That wasn't the end of it for me as I cancelled before they had taken payment. I've had 5 phone calls to reinstate my 8 years no claims bonus, where I have been told different things on each call. Now on the fifth call currently where I've been on hold 10 minutes. Asked what time the complaints department were open, the advisor responded "today." Now advised that they open at 0900 and she will put me on hold for the 4 minutes until then... Useless, useless, useless. Postscript - still on hold 10 minutes later and 6 minutes after the complaints department are supposedly open. Customer service is outsourced to South Africa where they seem clueless (poor training). Spoke to resolution team in Sunderland who advised the notes -from outsourced foreign contact centre- he had read made no sense regarding my query. Needless to say he resolved the issue and emailed within a few hours. All in all what should have been a 48 hour turnaround (to get a letter confirming my correct NCB) was turned into a two week nightmarish hassle. DO NOT USE

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23rd July 2019

30 years and my policy more than doubled

I was with more than over 30 years. I have had 1 claim for less than 300 4 years ago. Last year they doubled my premium to over 70 month. I only live in a 2 bed terrace, no kids decent area, not London or city centre. They reduced it to 52 but was...

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I was with more than over 30 years. I have had 1 claim for less than 300 4 years ago. Last year they doubled my premium to over 70 month. I only live in a 2 bed terrace, no kids decent area, not London or city centre. They reduced it to 52 but was still 15 more a month more. This year they wanted 73. Attitude of CC advisor on phone was terrible. They then asked me to do a text questionnaire but wanted to charge for every answer I sent. Gone with direct line. Better cover and 35 month.

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21st July 2019

Excellent cover for a good price

Been with more than insurance for many years for both contents and house...

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Been with more than insurance for many years for both contents and house cover.
Always been happy with the great service I have received and always do a price search when I get my renewal , and find them very competitive.
Good friendly customer service when I have had to contact them ,and highly recommend their quality service .

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30th April 2019

Agreed to Settle then refused to pay up

Accident cover & and claimed for a damaged TV, said they would post out voucher to spend at Currys... never arrived citing wrong email address yet I used same email address to join more than home insurance...

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Accident cover & and claimed for a damaged TV, said they would post out voucher to spend at Currys... never arrived citing wrong email address yet I used same email address to join more than home insurance LOL..

3 weeks later and still no sign of payment but same old excuse blaming wrong email address. Then blaming me... Refused to post out nor send any correspondence relating to my claim which was completely suspicious and irregular

These guys are criminals and should be reported to FCA

Stay well clear

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22nd February 2019

Very very poor terrible service

Very very poor ! Don’t stand over there offers! They told me the wrong excess, agreed a claim settlement then realised they had made an error and wouldn’t stand over it. I won’t be renewing my policy. Staff on the phone are very nice but their polic...

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Very very poor ! Don’t stand over there offers! They told me the wrong excess, agreed a claim settlement then realised they had made an error and wouldn’t stand over it. I won’t be renewing my policy. Staff on the phone are very nice but their policies and complaints team are very poor. Not worth putting your belongings in the hands of. They misquoted my excess by £150.00 and now they have not paid me for my lost eyeglasses and won’t even do an interim payment. Call after call to them as they don’t respond to emails. The whole thing has been so unnecessarily stressful from
Start to finish and 18 days later with no payment for my glasses ... which are essential for daily living ! And no interim payment either which is finically disadvantageous. A very sorry sad mess because of MORETHAN and RSA.

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15th February 2019

Stressful

Really stressful experience ,one hand does not know what the other is doing ,at 88 years old alone and nearly a lifetime with them I needed help, this morning I was put through to 3 diff phone lines waiting in queue each time (around 2 hours )...

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Really stressful experience ,one hand does not know what the other is doing ,at 88 years old alone and nearly a lifetime with them I needed help, this morning I was put through to 3 diff phone lines waiting in queue each time (around 2 hours ) feeling absolutely whacked and still with same problem to sort alone myself .

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11th January 2019

Disgusting customer service !

My elderly female lone pensioner neighbour had locked herself out of her house on this cold January evening. She came to my house to call More Than ( Royal Sun Alliance ) as she was covered under her home emergency policy . She was on hold for almost...

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My elderly female lone pensioner neighbour had locked herself out of her house on this cold January evening. She came to my house to call More Than ( Royal Sun Alliance ) as she was covered under her home emergency policy . She was on hold for almost an hour , with repetitive ‘ our agents are busy dealing with other calls .... ‘ and then they just hung up on her and cut the call after almost an hour on hold ! What ?? How can you do this to a valued elderly customer in need ? Absolutely disgraceful !! I think she went on to arrange her own locksmith so she could get access to her own home . I wouldn’t insure with these clowns if they were the only insurance company on earth . Words fail me !

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23rd September 2018

Communication Poor

I used More Than for many years, until I needed to make a claim. The process was complicated, because they wanted to try to reclaim the money from the company who manufactured the appliance that caught fire. I was not kept informed of developments and...

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I used More Than for many years, until I needed to make a claim. The process was complicated, because they wanted to try to reclaim the money from the company who manufactured the appliance that caught fire. I was not kept informed of developments and found the unexpected calls from solicitors stressful. They also tried to replace my dishwasher with the same make as the one that caught fire, then when I objected, they found the cheapest model they could and weren't interested when it fell apart after a few weeks.

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21st September 2018

fair price, great, no quibble service.

When I had to claim on my house insurance policy due to a bathroom flood the service I received from more than was excellent. They were sympathetic to our situation, quick to act and provided regular updates. They were understanding rather than...

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When I had to claim on my house insurance policy due to a bathroom flood the service I received from more than was excellent. They were sympathetic to our situation, quick to act and provided regular updates. They were understanding rather than suspicious.

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18th August 2018

Appalling customer service

Made a claim for 2 carpets and underlay which were damaged as a result of a washing machine which leaked. The washing machine had new pipes fitted by a local company and the leak happened as a result of this work. The company have refused to accept...

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Made a claim for 2 carpets and underlay which were damaged as a result of a washing machine which leaked. The washing machine had new pipes fitted by a local company and the leak happened as a result of this work. The company have refused to accept responsibility and so the policy excess is compulsory. The loss adjusters they use were incompetent in handling the claim and the solicitor just accepted the company's denial. This conclusion has taken 9 months, the leak happened a couple of weeks before Christmas and the company used by More Than to dry out the property was unable to supply any equipment because of the time of year. Would not recommend this insurance company as we are now out of pocket and the whole idea of taking out insurance is avoid this happening.

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8th August 2018

Appalling service

Home emergency cover is a joke. Reported on Saturday, sent someone out more than 24hrs later to look at boiler. Currently still without hot water (Wednesday) with no definite fix in sight. Following advice from engineer to deal with problem for...

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Home emergency cover is a joke. Reported on Saturday, sent someone out more than 24hrs later to look at boiler. Currently still without hot water (Wednesday) with no definite fix in sight. Following advice from engineer to deal with problem for intermittent period have badly scolded hands and feet from unfortunate shower incident, to then instantly have absolutely no hot water at all. Having to constantly chase for updates with no urgency from support staff, who demonstrate very little care or concern - apparently MoreThan are more than happy to leave a disabled individual without access to safe showering facilities, and could not care less about resolving in a timely fashion despite the fact that I am covered under my policy.

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