Quotemehappy.com reviews
Quotemehappy.com reviews
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Review summary
People rate this company as Average based on 148 product reviews
Latest positive rating
Very happy with cover, price and ease of purchase an...
Very happy with cover, price and ease of purchase and renewal.
Latest negative rating
No electricity with an 8-month-old, lowballed by £3K
I am currently in a dispute with Aviva (underwriting QuoteMeHappy) regarding claim [10578847] that highlights a shocking disregard for safety and the FCA's Consumer Duty.... I am currently in a dispute with Aviva (underwriting QuoteMeHappy) regarding claim [10578847] that highlights a shocking disregard for safety and the FCA's Consumer Duty. 1. **Safety & Crisis Management Failure:** A massive leak caused a total electrical short circuit. Instead of helping, Aviva and QuoteMeHappy "ping-ponged" me on the phone for hours, refusing to take ownership. We were left **without electricity for 3 days** with an 8-month-old baby. It was scheduled to be 4 days, and was only resolved because the **handyman himself** had to step in and escalate it to them, explaining that a home with no power is uninhabitable for an infant. It is disgraceful that a contractor cared more about my child's safety than my insurer did. 2. **Severe Lowballing:** They offered a cash settlement of just **£486.63** after the excess to fix extensive water damage affecting the subfloor, joists, and ceiling. I have obtained an independent quote for **£3,624.00** to actually fix the damage safely. Aviva is effectively offering 13% of the true cost, trying to use my personal refurbishment plans as an excuse to pay £0 for the structural repairs they are liable for. 3. **Process Failures:** The claims handler has refused to accept the evidence of the water bill and is trying to force me to open a "second claim" (with a second excess) for the same damage event to avoid paying out. I have escalated this to a formal complaint, but be warned: Aviva will bounce you between departments while you sit in the dark, and use every technicality to avoid paying to make your home safe. Read more Read less
About Quotemehappy.com
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Quotemehappy.com at a glance
Reviews for Quotemehappy.com
Showing 11 of 148 company reviews • Last reviewed within 7 days
No electricity with an 8-month-old, lowballed by £3K
I am currently in a dispute with Aviva (underwriting QuoteMeHappy) regarding claim [10578847] that highlights a shocking disregard for safety and the FCA's Consumer Duty.... I am currently in a dispute with Aviva (underwriting QuoteMeHappy) regarding claim [10578847] that highlights a shocking disregard for safety and the FCA's Consumer Duty. 1. **Safety & Crisis Management Failure:** A massive leak caused a total electrical short circuit. Instead of helping, Aviva and QuoteMeHappy "ping-ponged" me on the phone for hours, refusing to take ownership. We were left **without electricity for 3 days** with an 8-month-old baby. It was scheduled to be 4 days, and was only resolved because the **handyman himself** had to step in and escalate it to them, explaining that a home with no power is uninhabitable for an infant. It is disgraceful that a contractor cared more about my child's safety than my insurer did. 2. **Severe Lowballing:** They offered a cash settlement of just **£486.63** after the excess to fix extensive water damage affecting the subfloor, joists, and ceiling. I have obtained an independent quote for **£3,624.00** to actually fix the damage safely. Aviva is effectively offering 13% of the true cost, trying to use my personal refurbishment plans as an excuse to pay £0 for the structural repairs they are liable for. 3. **Process Failures:** The claims handler has refused to accept the evidence of the water bill and is trying to force me to open a "second claim" (with a second excess) for the same damage event to avoid paying out. I have escalated this to a formal complaint, but be warned: Aviva will bounce you between departments while you sit in the dark, and use every technicality to avoid paying to make your home safe. Read more Read less
Misleading Cover, Poor Claims Handling
I had an extremely frustrating experience with Quote Me Happy after making a claim. When arranging my policy, I specifically paid for the courtesy car... I had an extremely frustrating experience with Quote Me Happy after making a claim. When arranging my policy, I specifically paid for the courtesy car as an optional extra. However, after my vehicle was involved in an accident, I was told I would not be provided with a hire vehicle because I allegedly did not have “total loss hire cover” – a type of cover that was never offered to me as an optional extra in the first place. What makes this even worse is that they are now classing my car as a total loss when it has not even been properly assessed yet. No final inspection or confirmation has been completed, yet they are already using this as a reason to refuse a courtesy car. This is completely unacceptable and premature. This feels misleading and unfair. I paid for courtesy car cover in good faith, only to be told when I actually needed it that it doesn’t apply due to conditions that were never clearly explained at the point of sale. If courtesy car cover becomes void in the event of a potential write-off, this should be made crystal clear before customers are charged for it. Communication throughout the claim has been slow, unhelpful, and inconsistent, adding unnecessary stress to an already difficult situation. I feel completely let down as a customer and would not recommend Quote Me Happy to anyone who expects transparent cover and fair treatment. Read more Read less
Products from Quotemehappy.com
Showing all products offered by Quotemehappy.com
Car insurance
by Quotemehappy.comQuotemehappy.com provide self-service car insurance policies. There are five levels of Quotemehappy.com car insurance with different features and coverage limits so you can choose what’s best for your circumstances. You’ll...
Car insurance
by Quotemehappy.comQuotemehappy.com provide self-service car insurance policies. There are five levels of Quotemehappy.com car insurance with different features and coverage limits so you can choose what’s best for your circumstances. You’ll...
Home insurance
by Quotemehappy.comQuotemehappy.com offer three levels of home insurance cover: Essentials, Essentials Plus and Premier. This is a self-service policy so you manage your account online. Being online means your policy information...
Home insurance
by Quotemehappy.comQuotemehappy.com offer three levels of home insurance cover: Essentials, Essentials Plus and Premier. This is a self-service policy so you manage your account online. Being online means your policy information...
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