Smart Money People Logo
Own this company?
Share this page

esure reviews

Esure Logo
Rated Poor 2.01/5

esure reviews

This business hasn't yet registered to manage and respond to reviews on their page. Own this business?. Find out how to register here

Unverified business
Last reviewed within 14 days

Review summary

People rate this company as Poor based on 505 product reviews

Average score of 2.01/5
5 star
19%
4 star
11%
3 star
4%
2 star
3%
1 star
63%
Reviews for esure have trended negatively over the past 90 days

Latest positive rating

5/5

Competitive price with a comprehensive home cover

Competitive price with a comprehensive home cover and paid a claim after a damage. It took a few years but we're happy and stayed customers afterwards.

{"display":"Mira","full_name":"Mira","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Home insurance
Mira 23rd September 2025

Latest negative rating

1/5

Very angry Esure home insurance customer

After being a customer for a number of years, I had to make a claim on my buildings insurance as water had obviously been getting... After being a customer for a number of years, I had to make a claim on my buildings insurance as water had obviously been getting in underneath my conservatory floor resulting in the laminate floor lifting significantly in a number of places. I noticed a build up of moss and a mushroom after moving some furniture on the inside outer wall of the conservatory. On lifting the laminate boards to have a look I found the laminate underlay to be soaking along the majority of the outer wall, there is no evidence of water pipes near or around the base of the conservatory and the guttering is relatively new. The evening after making the claim I received an email saying that the claim had been rejected as my policy does not cove the damage detailed. I phoned an adavisor to ask why because after checking my policy it seemed that water damage due to weather was indeed covered. The advisor told me that there may be water pipes underneath my conservatory and as they did not know where the water was coming from that I would have to arrange for a plumber investigation to determine exactly where the water was coming from. Surely it is the responsibility of the insurance company to arrange for this invest to be carried out to find out exactly what I am claiming for as how the hell am I, as a customer supposed to know where the leak is coming from without demolishing my conservatory at a significant cost to me that as the icing on the cake may provide evidence of damage that may not be covered anyway. Absolutely terrible customer service after waiting nearly an hour for a human to answer to be told BY AN INSURANCE company THAT I AM supposed to carry out the leak invest. Not happy, I will definitly not be renewing my home insurance with this joke of a company. Read more Read less

{"display":"James C","full_name":"James C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Home insurance
James C 11th November 2025

About esure

Esure reviews written by our Smart Money People can help you to find out more about this insurance company. Smart Money People is the UK's independent financial services review site. Read and write Esure insurance reviews, and together we can help to increase trust and transparency in financial services.

esure at a glance

Reviews for esure

Showing 11 of 505 company reviews Last reviewed within 14 days

Very angry Esure home insurance customer

Home insurance 11th November 2025

After being a customer for a number of years, I had to make a claim on my buildings insurance as water had obviously been getting... After being a customer for a number of years, I had to make a claim on my buildings insurance as water had obviously been getting in underneath my conservatory floor resulting in the laminate floor lifting significantly in a number of places. I noticed a build up of moss and a mushroom after moving some furniture on the inside outer wall of the conservatory. On lifting the laminate boards to have a look I found the laminate underlay to be soaking along the majority of the outer wall, there is no evidence of water pipes near or around the base of the conservatory and the guttering is relatively new. The evening after making the claim I received an email saying that the claim had been rejected as my policy does not cove the damage detailed. I phoned an adavisor to ask why because after checking my policy it seemed that water damage due to weather was indeed covered. The advisor told me that there may be water pipes underneath my conservatory and as they did not know where the water was coming from that I would have to arrange for a plumber investigation to determine exactly where the water was coming from. Surely it is the responsibility of the insurance company to arrange for this invest to be carried out to find out exactly what I am claiming for as how the hell am I, as a customer supposed to know where the leak is coming from without demolishing my conservatory at a significant cost to me that as the icing on the cake may provide evidence of damage that may not be covered anyway. Absolutely terrible customer service after waiting nearly an hour for a human to answer to be told BY AN INSURANCE company THAT I AM supposed to carry out the leak invest. Not happy, I will definitly not be renewing my home insurance with this joke of a company. Read more Read less

Rated Terrible 1/5
Read more product reviews

I've been with esure for about 7 months and seemingl...

Car insurance 9th October 2025

I've been with esure for about 7 months and seemingly all good till you have to claim. i was informed by the repair centre that... I've been with esure for about 7 months and seemingly all good till you have to claim. i was informed by the repair centre that they expected me to £1200 ecses despite the accident not being my fault I tried to explained I'm disabled and suffering from PTSD and on the day of the accident I didn't have any phone signal so the Esure app wouldn't work and I can't afford to pay the£1200 to their so called customer service department but every answer was have you got the registration number again explained my situation but just kept answering did I have the registration number? I was past from customer service to claims department and back 6 times over 45 minutes by this time I was getting really annoyed so asked to speak to a manager but told there's no one there asked for a manager to call me back but unbelievably told they don't do that!! The service was horrendous unhelpful rude and ignorant I couldn't believe what I was hearing then she just hung up? Called back explained everything again to Claims department and still just got I will get money back when settled by the other driver insurance!! I'm fully comprehensive and not at fault but beware if they can't get liability from other drivers insurance you've lost any hope of getting money back and they've got your car? So my car remains damaged completely unacceptable dreadful money grabbing company DON'T GO ANYWHERE NEAR ESURE THEY'VE EVEN BEEN INVESTIGATED BY THE BBC FOR UNBELIEVABLE AND HORRIBLE CUSTOMER SERVICE. WOULD GIVE THEM 0 IF I COULD Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 1/5

    Be very careful with Ensure Car Insurance!

    Be very careful with Ensure Car Insurance! They charged me £880 for changing my car and adding a new driver without my authorisation. I never... Be very careful with Ensure Car Insurance! They charged me £880 for changing my car and adding a new driver without my authorisation. I never signed or agreed to pay this — I believed it was just my annual renewal fee. Two months later, I discovered they had increased my monthly payments to £912, without ever sending me new contract documents or asking for my approval. They took the money directly from my account and refused to refund me when I questioned it. I have a 10-year-old car and a clean driving licence for 20 years — who would ever agree to pay £912 a month for insurance like this? They play with words and take your money without consent. Stay alert — they are not to be trusted.Now anyone know how to get my money back from them? Read more Read less

    {"display":"Nurcan I","full_name":"Nurcan I","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Nurcan I 8th October 2025
  • 5/5

    Competitive price with a comprehensive home cover

    Competitive price with a comprehensive home cover and paid a claim after a damage. It took a few years but we're happy and stayed customers afterwards.

    {"display":"Mira","full_name":"Mira","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Mira 23rd September 2025
  • 1/5

    Don't use this company

    Awful left us without a car for weeks after we had a crash that wasn't our fault. Had to call daily to ask them what... Awful left us without a car for weeks after we had a crash that wasn't our fault. Had to call daily to ask them what was happening. They were rude and unhelpful at every turn. Read more Read less

    {"display":"Emma ","full_name":"Emma ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Emma 17th September 2025
  • 5/5

    Superb service

    Offered a very competitive renewal price, and was able to improve on that more when contacted by phone

    {"display":"Chris Milden","full_name":"Chris Milden","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Chris Milden 9th September 2025
  • 4/5

    Pretty reasonable

    I received a car insurance renewal quote which was actually lower than the previous year and compared well to other providers. It was easy enough... I received a car insurance renewal quote which was actually lower than the previous year and compared well to other providers. It was easy enough to contact customer services via live chat and phone - I’ve never made a claim so can’t comment on this aspect of the service. Read more Read less

    {"display":"Kristen C","full_name":"Kristen C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Kristen C 5th September 2025
  • 5/5

    Good value

    My insurance is good value for money for fully comprehensive insurance, all my queries have been answered quickly and satisfactorialy. Thankfully I haven't had to... My insurance is good value for money for fully comprehensive insurance, all my queries have been answered quickly and satisfactorialy. Thankfully I haven't had to make a claim so cannot comment on that process. Read more Read less

    {"display":"Sam Roelich","full_name":"Sam Roelich","avatar":{"url":"\/assets\/uploads\/avatars\/users\/88896.png"}}'s avatar
    Car insurance
    Sam Roelich 5th September 2025
  • 5/5

    They have always helped me out in the best way possi...

    They have always helped me out in the best way possible they are very very helpful they are so professional in every way possible. they are nothing but the best

    {"display":"Miranda a","full_name":"Miranda a","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Miranda a 5th September 2025
  • 4/5

    esure were able to beat the renewal quote my old com...

    esure were able to beat the renewal quote my old company gave me, whilst also offering extra benefits to the insurance package. Not had any... esure were able to beat the renewal quote my old company gave me, whilst also offering extra benefits to the insurance package. Not had any issues since taking out the policy, they have a website & mobile app that’s easy to navigate & access your important documents. Read more Read less

    {"display":"Chelsea B","full_name":"Chelsea B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Chelsea B 5th September 2025
  • 5/5

    Esure are great

    I’ve been with Esure for a few years now and the customer service is amazing. Excellent value for money and a superb products.

    {"display":"Matt B","full_name":"Matt B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Matt B 5th September 2025

    Products from esure

    Showing products offered by esure

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice