esure reviews

esure reviews
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Review summary
People rate this company as Poor based on 490 product reviews
Latest positive rating
Esure Home Emergency
Had to call home emergency when toilet stopped flushing - Esure were very professional and quick and plumber was out and problem sorted within a... Had to call home emergency when toilet stopped flushing - Esure were very professional and quick and plumber was out and problem sorted within a few hours - and at Easter weekend - superb service Read more Read less

Latest negative rating
Worst Insurance Experience
If you want peace of mind when something goes wrong, avoid esure. My car was stolen and recovered on 3rd July 2025. I reported it... If you want peace of mind when something goes wrong, avoid esure. My car was stolen and recovered on 3rd July 2025. I reported it straight away, gave them every document and answer they asked for, and expected my claim to be handled quickly. Instead, here we are over a month later and nothing has been resolved. My case handler, Chloe Gardner, has not provided clear updates or a realistic timescale for resolution despite my repeated follow-ups. Communication has been minimal and vague, leaving me completely in the dark. This delay has ruined our summer holiday plans, as we were supposed to drive to Europe. We’ve been left stuck, stressed, and without the car we’ve paid to insure. I trusted esure to be there when I needed them. They’ve shown me they’re happy to take your premiums, but when you make a claim, be prepared for long delays, poor communication, and endless frustration. Read more Read less

About esure
Esure reviews written by our Smart Money People can help you to find out more about this insurance company. Smart Money People is the UK's independent financial services review site. Read and write Esure insurance reviews, and together we can help to increase trust and transparency in financial services.
esure at a glance
Reviews for esure
Showing 11 of 490 company reviews • Last reviewed within 7 days
Worst Insurance Experience
If you want peace of mind when something goes wrong, avoid esure. My car was stolen and recovered on 3rd July 2025. I reported it... If you want peace of mind when something goes wrong, avoid esure. My car was stolen and recovered on 3rd July 2025. I reported it straight away, gave them every document and answer they asked for, and expected my claim to be handled quickly. Instead, here we are over a month later and nothing has been resolved. My case handler, Chloe Gardner, has not provided clear updates or a realistic timescale for resolution despite my repeated follow-ups. Communication has been minimal and vague, leaving me completely in the dark. This delay has ruined our summer holiday plans, as we were supposed to drive to Europe. We’ve been left stuck, stressed, and without the car we’ve paid to insure. I trusted esure to be there when I needed them. They’ve shown me they’re happy to take your premiums, but when you make a claim, be prepared for long delays, poor communication, and endless frustration. Read more Read less
Read their general policy guidelines!
I agree that their cover looks competitive. Unfortunately I only read the reviews on their prices and didn't read reviews on how they handled claims.... I agree that their cover looks competitive. Unfortunately I only read the reviews on their prices and didn't read reviews on how they handled claims. I took out home insurance with esure including accidental damage, 24-hour emergency cover, and all the usual protections — expecting to be covered for common household problems like leaks. A leak appeared from the bathroom into my kitchen. Despite only having moved into the house 2 months ago with no way to know of any hidden defects, esure immediately denied my claim, citing “poor workmanship” from a previous owner and apparently they don't cover for that. Worse still, I wasn't given the opportunity to submit my complaint in writing until after it had already been passed to the complaints department, which I discovered when I rang to check when a Manager would be calling me. I’ve since sent in a written complaint and have asked simply for a receipt that this has been received, and have followed up multiple times but still not received any acknowledgement of this. I am without a properly working bathroom and can’t carry out repairs without fear of invalidating my cover, but I am aware that they can take up to 8 weeks to reply. They are aware that I only have the 1 bathroom and that this is not in full working order. The exclusions are applied so strictly that it feels almost impossible to get support for real-world issues. I’ve since discovered that other insurers may still cover the resulting damage even where workmanship is excluded — but esure has taken no such approach. Even if you are covered for accidental damage and leakage of water - check your exclusions. They exclude:- leaking / burst pipes - classing that as wear and tear. Leaking from taps that have been left running. Damage caused by any work being carried out. Floods. Sealant failure. And poor workmanship. I cannot see any way in which leaking of water would actually be covered. I urge others to read the fine print very carefully — and consider how the exclusions may leave you exposed when you need help the most. And don't just check your policy documents - they may not all be on there. Check their general policy for the fine print. Read more Read less
Products from esure
Car insurance
by esureesure car insurance has two options for cover: esure and esure Flex. esure Flex has increased coverage inclusions and higher limits. You can choose from third party, fire and theft...
Car insurance
by esureesure car insurance has two options for cover: esure and esure Flex. esure Flex has increased coverage inclusions and higher limits. You can choose from third party, fire and theft...
Home Insurance
by esureYour home is likely your most valuable asset, so protecting the building and the contents within it is vital. We collect Esure home insurance reviews to help you make an...
Home Insurance
by esureYour home is likely your most valuable asset, so protecting the building and the contents within it is vital. We collect Esure home insurance reviews to help you make an...
Travel Insurance
by esureSearching for travel insurance should always be on your to-do list when taking a trip, and choosing the right provider and policy is crucial. Here at Smart Money People, we...
Travel Insurance
by esureSearching for travel insurance should always be on your to-do list when taking a trip, and choosing the right provider and policy is crucial. Here at Smart Money People, we...
Pet Insurance
by esureEsure offer pet insurance policies designed to help keep your beloved pet safe and sound. With pet owners understandably wanting to make sure that they choose the best pet insurance...
Pet Insurance
by esureEsure offer pet insurance policies designed to help keep your beloved pet safe and sound. With pet owners understandably wanting to make sure that they choose the best pet insurance...
Motorbike Insurance
by esureEsure motorbike insurance reviews can help motorcyclists like you to find the best motorbike insurance provider. Take a look at our Esure motorbike insurance reviews to find out what being...
Motorbike Insurance
by esureEsure motorbike insurance reviews can help motorcyclists like you to find the best motorbike insurance provider. Take a look at our Esure motorbike insurance reviews to find out what being...
Van Insurance
by esureFor many van owners, their van is used for everday driving as well as work, meaning that choosing the best van insurance to keep it on the road is essential....
Van Insurance
by esureFor many van owners, their van is used for everday driving as well as work, meaning that choosing the best van insurance to keep it on the road is essential....
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