Smart Money People Logo

Voting in the Consumer credit awards 2025 is open - Vote here

Share this page

Napo reviews

Napo's logo
Rated Good 3.80/5

Napo reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • On-line application and approval process
    On-line application and approval process

Review summary

People rate this company as Good based on 25 product reviews

Average score of 3.80/5
5 star
64%
4 star
0%
3 star
4%
2 star
0%
1 star
32%

Latest positive rating

5/5

When I needed help they were there 100%

When I needed help they were there 100% there customer services was first rate in helping me solve my problem a big thank you to Lou.

{"display":"Stephen H","full_name":"Stephen H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Pet insurance
Stephen H 7th April 2025

Latest negative rating

1/5

NOT PAYING OUT

Wr have been paying them lot's of money each month to make sure we are covered for our dog. They take months in getting back... Wr have been paying them lot's of money each month to make sure we are covered for our dog. They take months in getting back when a payment is due and then decline it eleven though the vets backed us and wrote to them saying the policy had covered it. We are now taking it further due to there response and time to pay what is owed. It's disgusting how they do this and warn everyone not to ho with them. Read more Read less

{"display":"Tanya B","full_name":"Tanya B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Pet insurance
Tanya B 28th October 2024

About Napo

Napo is an award-winning pet insurer in the UK.

Napo’s ethos is to help pet owners prevent vet bills in the first place by giving you free access to pet care services, so that your pet stays happy and healthy. Napo also offers a multi-pet discount.

Napo provides a comprehensive policy and a £99 excess you only pay once a year, per condition claimed.

Napo at a glance

Contact details

Email
[email protected]
Social media

Reviews for Napo

Showing 11 of 25 company reviews

When I needed help they were there 100%

Pet insurance 7th April 2025

When I needed help they were there 100% there customer services was first rate in helping me solve my problem a big thank you to Lou.

Rated Excellent 5/5
Read more product reviews

Very expedient experience

Pet insurance 16th March 2025

Very expedient experience, from the start the vet dealt with injury and then sent details to NAPO. Correspondence was received quickly and confirmation of acceptance... Very expedient experience, from the start the vet dealt with injury and then sent details to NAPO. Correspondence was received quickly and confirmation of acceptance was very swift. All good experience, just awaiting the money in to the bank. Excellent service Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Straightforward claims process

    I’ve had to claim twice now from Napo, once in July 2024 when I sadly lost my black lab, and recently for my other lab... I’ve had to claim twice now from Napo, once in July 2024 when I sadly lost my black lab, and recently for my other lab who had a cyst diagnosed as benign. On both occasions I found the claims process very simple and the communications from Napo during the process was first rate. Especially with the lab I sadly lost as flowers and a card were sent which was very unexpected but very kindly received. Thanks Napo Read more Read less

    {"display":"Ioanna N","full_name":"Ioanna N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Ioanna N 9th March 2025
  • 5/5

    This company really is brilliant

    This company really is brilliant! They care about your pets, and their customer service is top class (Sam). Little things like sending your pet a... This company really is brilliant! They care about your pets, and their customer service is top class (Sam). Little things like sending your pet a birthday treat really go a long way. We all have insurance for one reason, and that is for times of need. And that’s when you see the real side to insurers. My dog became unwell recently, and although the claim hasn’t been settled yet, their customer service has been top class, and I’ve been kept informed. Everyone worries about small print, etc., and the ways insurance companies get out of bits, but honestly, Napo doesn’t seem like that at all. They have been straightforward and crystal clear. I’ll hopefully update once the claim’s completed, but honestly, I can’t fault them at all. Even down to their vets' portal—simple and easy to use for vets. Took less than 5 minutes for my vets to register and complete the forms. So thumbs up from them too. Read more Read less

    {"display":"Tom B","full_name":"Tom B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Tom B 10th February 2025
  • 5/5

    Great service

    My beloved boy Zane, an exempt XL Bully 'type' dog, sadly went on his way over the rainbow bridge on 19/12/24. Napo has been nothing... My beloved boy Zane, an exempt XL Bully 'type' dog, sadly went on his way over the rainbow bridge on 19/12/24. Napo has been nothing but compassionate and has given fantastic customer service during this difficult time. Firstly, I received a beautiful pot plant from them with a message of condolence. Such a thoughtful thing to do. Considering my claim was over the Christmas period, it was dealt with efficiently, with minimum contact from them. My claim was completed on 10/01/25. My heartfelt thanks to all of the Napo team dealing with my claim, for making this difficult time a little easier for me. Their customer service is second to none. I would highly recommend them to anyone. Read more Read less

    {"display":"Anne C","full_name":"Anne C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Anne C 8th February 2025
  • 5/5

    Caring and timely dealing with the sudden death of o...

    Caring and timely dealing with the sudden death of our lurcher made it easier and personal

    {"display":"Pam","full_name":"Pam","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Pam 5th January 2025
  • 1/5

    NOT PAYING OUT

    Wr have been paying them lot's of money each month to make sure we are covered for our dog. They take months in getting back... Wr have been paying them lot's of money each month to make sure we are covered for our dog. They take months in getting back when a payment is due and then decline it eleven though the vets backed us and wrote to them saying the policy had covered it. We are now taking it further due to there response and time to pay what is owed. It's disgusting how they do this and warn everyone not to ho with them. Read more Read less

    {"display":"Tanya B","full_name":"Tanya B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Tanya B 28th October 2024
  • 1/5

    NAPO: Never Actually Pay Out

    DONT INSURE YOUR DOG WITH NAPO!!!.They will scam you and refuse to pay. We are 2.5k down because of them. Our beautiful rescue cocker, Ted,... DONT INSURE YOUR DOG WITH NAPO!!!.They will scam you and refuse to pay. We are 2.5k down because of them. Our beautiful rescue cocker, Ted, had an emergency op for a piece of ball stuck in his gut. 5 weeks later and I've just found out they won't pay because he has an 'agressive' history. He was a police dog in training and had nipped his handler once so they had to let him go. For the record, Ted is a wonderful and loving dog. Oh, btw, they also ramped up the premium after the first year, despite not making a claim before. Read more Read less

    {"display":"Dan H","full_name":"Dan H","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1067466.png"}}'s avatar
    Pet insurance
    Dan H 8th October 2024
  • 5/5

    Love the company - they care and it shows.

    Love the company - they care and it shows. I received a birthday gift for my Luna 1 year old which I thought was super thoughtful

    {"display":"Peter J","full_name":"Peter J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Peter J 7th September 2024
  • 5/5

    Excellent insurance for pets

    Excellent insurance for pets, they were so helpful when our pet suffered an injury and made the process of claiming simple. It was always a... Excellent insurance for pets, they were so helpful when our pet suffered an injury and made the process of claiming simple. It was always a personal service, the emails were written in a way that felt like they cared. They even sent a gift for our cats’ birthdays Read more Read less

    {"display":"Becky","full_name":"Becky","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Becky 4th September 2024
  • 5/5

    Exceptional coverage and peace of mind for my pup

    I never write a review but this company definitely deserves one!I couldn’t be happier with Napo for my dog. From the moment I signed up,... I never write a review but this company definitely deserves one!I couldn’t be happier with Napo for my dog. From the moment I signed up, with Napo the process was straightforward. Last month, my dog unexpectedly needed surgery, and the cost was significant. The claims process was quick, with clear communication throughout. They genuinely care about the wellbeing of my dog, at least that’s how they made me feel. Read more Read less

    {"display":"Ioanna N","full_name":"Ioanna N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Ioanna N 4th September 2024

    Products from Napo

    Showing all products offered by Napo

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice