AXA reviews
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AXA reviews
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Review summary
People rate this company as Poor based on 379 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Latest positive rating
Superb insurer
Great product. Great customer journey. Simple as that.
Latest negative rating
AXA have consistently denied legitimate Claims
AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were... AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were for life threatening medical situations, they have been totally uncaring and disinterested. Leading me to have to self-fund specialist treatments. Frankly anything other than minor problems have been totally denied, costing 10's of thousands of pounds, despite astronomica insurance premiums. Terrible! Axa has responded and below is addtional information on the details. Reply from AXA Health A day ago Hi, Mark Thank you for taking the time to leave us your feedback. We are very sorry to hear of the level of service you have experienced. If you would like us to look into anything for you, please feel free to contact us directly at AXA Online Response Team Kind Regards, Lily. My Response, Hello, I believe AXA confirmed multiple times, they reviewed my claims and found they were within their rights…. Irrespective of my conditions. Let me just explain. I had a initial biopsy in 2017 for a raised PSA, the results were negative. So I did not have prostate cancer. Then in 2023, I had a follow-up PSA test and biopsy with the NHS. This came back as positive for prostate cancer. When I applied for cover, AXA said they had already treated me for Prostate cancer, factually incorrect as the 2017 examination did not find cancer. This led to me having to self-fund a prostate operation costing in excess of £30k !!!! Outrageous. Various other medical claims were subsequently denied. However, in March 2025 I suffered a Cardiac Arrest and was treated by the NHS. As a follow-up I went to have a review and stress test for my heart in May 2025. I raised a claim which was approved for these tests and using that I booked with the Cleveland Clinic in London, when I submitted this claim having funded around £2000 myself, AXA then said they would not pay it because they were in dispute with the Doctor I was given and booked… absolutely ridiculous that with an approved claim, with a industry recognised specialist, because AXA were in some kind of dispute with the DR they refused to fund. As you can imagine, I view all of this with total outrage as my £8000 per year premium is not exactly cheap !!!. If you believe you can get anywhere by all means review, but I have almost no confidence that AXA will reverse any of their decisions as I already made many complaints. Basically, AXA have behaved exactly how many people describe insurance companies, they are pure profit engines primarily designed to maximise fees and minimise payments. Appalling. Read more Read less
About AXA
Axa are one of the UK's leading insurance companies looking after millions of customer's insurance needs across car, home, health and business.
Are you looking for the perfect insurance to keep you covered? Our Axa reviews can help you decide if they're the right choice for you.
If you’re considering taking out Insurance or Healthcare with Axa, check out our reviews first. Find out which insurance policyholders have with Axa and how satisfied they’ve been so far. Learn more about the benefits of being a Axa member. All of this and more can be found in our Axa reviews.
Axa believe that when their customers need them...the little things they do to help can sometimes make the biggest difference. Smart Money People is the place for Axa reviews. Read and write reviews to help increase trust and transparency in Financial Services.
AXA at a glance
Reviews for AXA
Showing 11 of 379 company reviews • Last reviewed within 7 days
AXA have consistently denied legitimate Claims
AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were... AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were for life threatening medical situations, they have been totally uncaring and disinterested. Leading me to have to self-fund specialist treatments. Frankly anything other than minor problems have been totally denied, costing 10's of thousands of pounds, despite astronomica insurance premiums. Terrible! Axa has responded and below is addtional information on the details. Reply from AXA Health A day ago Hi, Mark Thank you for taking the time to leave us your feedback. We are very sorry to hear of the level of service you have experienced. If you would like us to look into anything for you, please feel free to contact us directly at AXA Online Response Team Kind Regards, Lily. My Response, Hello, I believe AXA confirmed multiple times, they reviewed my claims and found they were within their rights…. Irrespective of my conditions. Let me just explain. I had a initial biopsy in 2017 for a raised PSA, the results were negative. So I did not have prostate cancer. Then in 2023, I had a follow-up PSA test and biopsy with the NHS. This came back as positive for prostate cancer. When I applied for cover, AXA said they had already treated me for Prostate cancer, factually incorrect as the 2017 examination did not find cancer. This led to me having to self-fund a prostate operation costing in excess of £30k !!!! Outrageous. Various other medical claims were subsequently denied. However, in March 2025 I suffered a Cardiac Arrest and was treated by the NHS. As a follow-up I went to have a review and stress test for my heart in May 2025. I raised a claim which was approved for these tests and using that I booked with the Cleveland Clinic in London, when I submitted this claim having funded around £2000 myself, AXA then said they would not pay it because they were in dispute with the Doctor I was given and booked… absolutely ridiculous that with an approved claim, with a industry recognised specialist, because AXA were in some kind of dispute with the DR they refused to fund. As you can imagine, I view all of this with total outrage as my £8000 per year premium is not exactly cheap !!!. If you believe you can get anywhere by all means review, but I have almost no confidence that AXA will reverse any of their decisions as I already made many complaints. Basically, AXA have behaved exactly how many people describe insurance companies, they are pure profit engines primarily designed to maximise fees and minimise payments. Appalling. Read more Read less
AXA consistently denied legitimate claims
AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were... AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were for life threatening medical situations, they have been totally uncaring and disinterested. Leading me to have to self-fund specialist treatments. Frankly anything other than minor problems have been totally denied, costing 10's of thousands of pounds, despite astronomically insurance premiums. Terrible, Read more Read less
Products from AXA
Car insurance
by AXAAXA car insurance has two levels of cover to choose from. AXA offer a multi-car discount for cars registered at your home address. There are optional extras you can add...
Car insurance
by AXAAXA car insurance has two levels of cover to choose from. AXA offer a multi-car discount for cars registered at your home address. There are optional extras you can add...
Home insurance
by AXAAXA have three home insurance policies to choose from. AXA Home Insurance is the most basic cover, AXA Plus Home Insurance is mid-tier and AXA Premier Home Insurance is a...
Home insurance
by AXAAXA have three home insurance policies to choose from. AXA Home Insurance is the most basic cover, AXA Plus Home Insurance is mid-tier and AXA Premier Home Insurance is a...
Travel Insurance
by AXADo you buy travel insurance before going abroad? There are hundreds of different travel insurance policies on the market, all designed to help you stay protected while travelling...and giving you...
Travel Insurance
by AXADo you buy travel insurance before going abroad? There are hundreds of different travel insurance policies on the market, all designed to help you stay protected while travelling...and giving you...
Health Plan
by AXAThe AXA Health Plan lets you build and adapt the right health care cover for your circumstances. Pick from four cover options, have different cover for different family members and...
Health Plan
by AXAThe AXA Health Plan lets you build and adapt the right health care cover for your circumstances. Pick from four cover options, have different cover for different family members and...
Business Insurance
by AXAAxa business insurance reviews can help you to find out what other businesses think about having an insurance policy with Axa is like. How easy to understand are the policy...
Business Insurance
by AXAAxa business insurance reviews can help you to find out what other businesses think about having an insurance policy with Axa is like. How easy to understand are the policy...
Health Cash Plan
by AXAAxa health insurance reviews can help to you to get the inside track on life as a Axa health insurance customer before you take out a policy. Making sure that...
Health Cash Plan
by AXAAxa health insurance reviews can help to you to get the inside track on life as a Axa health insurance customer before you take out a policy. Making sure that...
Pension
by AXAAt Smart Money People, we collect AXA Pension reviews from customers like you. If you're thinking of getting an AXA Pension check out our reviews, or if you're an existing...
Pension
by AXAAt Smart Money People, we collect AXA Pension reviews from customers like you. If you're thinking of getting an AXA Pension check out our reviews, or if you're an existing...
Landlord Insurance
by AXALandlord Insurance
by AXABreakdown Insurance
by AXALike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Breakdown Insurance
by AXALike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Pet Insurance
by AXAAxa offer pet insurance policies designed to help keep your beloved pet safe and sound. With pet owners understandably wanting to make sure that they choose the best pet insurance...
Pet Insurance
by AXAAxa offer pet insurance policies designed to help keep your beloved pet safe and sound. With pet owners understandably wanting to make sure that they choose the best pet insurance...
Liability Insurance
by AXAAt Smart Money People, we collect AXA Liability Insurance reviews from customers like you. If you're thinking of getting AXA Liability Insurance check out our reviews, or if you're an...
Liability Insurance
by AXAAt Smart Money People, we collect AXA Liability Insurance reviews from customers like you. If you're thinking of getting AXA Liability Insurance check out our reviews, or if you're an...
Dental Insurance
by AXAAxa dental reviews from our Smart Money People can help you to decide how well Axa will look after your dental health! With a range of providers out there, finding...
Dental Insurance
by AXAAxa dental reviews from our Smart Money People can help you to decide how well Axa will look after your dental health! With a range of providers out there, finding...
Van Insurance
by AXAFor many van owners, their van is used for everday driving as well as work, meaning that choosing the best van insurance to keep it on the road is essential....
Van Insurance
by AXAFor many van owners, their van is used for everday driving as well as work, meaning that choosing the best van insurance to keep it on the road is essential....
Stocks and Shares ISA
by AXAAxa ISA reviews from our Smart Money People can help you to give you the inside track on what having an ISA with Axa is really like. Oh, and if...
Stocks and Shares ISA
by AXAAxa ISA reviews from our Smart Money People can help you to give you the inside track on what having an ISA with Axa is really like. Oh, and if...
Trading Account
by AXAAxa investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with Axa is really like. Oh, and if you...
Trading Account
by AXAAxa investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with Axa is really like. Oh, and if you...
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