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AXA reviews

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Rated Poor 2.22/5

AXA reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Poor based on 379 product reviews

Average score of 2.22/5
5 star
30%
4 star
17%
3 star
4%
2 star
3%
1 star
46%
Reviews for AXA have trended positively over the past 90 days

Latest positive rating

5.00/5

Superb insurer

Great product. Great customer journey. Simple as that.

{"display":"James A","full_name":"James A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Car insurance
James A 8th October 2025

Latest negative rating

1.00/5

AXA have consistently denied legitimate Claims

AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were... AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were for life threatening medical situations, they have been totally uncaring and disinterested. Leading me to have to self-fund specialist treatments. Frankly anything other than minor problems have been totally denied, costing 10's of thousands of pounds, despite astronomica insurance premiums. Terrible! Axa has responded and below is addtional information on the details. Reply from AXA Health A day ago Hi, Mark Thank you for taking the time to leave us your feedback. We are very sorry to hear of the level of service you have experienced. If you would like us to look into anything for you, please feel free to contact us directly at AXA Online Response Team Kind Regards, Lily. My Response, Hello, I believe AXA confirmed multiple times, they reviewed my claims and found they were within their rights…. Irrespective of my conditions. Let me just explain. I had a initial biopsy in 2017 for a raised PSA, the results were negative. So I did not have prostate cancer. Then in 2023, I had a follow-up PSA test and biopsy with the NHS. This came back as positive for prostate cancer. When I applied for cover, AXA said they had already treated me for Prostate cancer, factually incorrect as the 2017 examination did not find cancer. This led to me having to self-fund a prostate operation costing in excess of £30k !!!! Outrageous. Various other medical claims were subsequently denied. However, in March 2025 I suffered a Cardiac Arrest and was treated by the NHS. As a follow-up I went to have a review and stress test for my heart in May 2025. I raised a claim which was approved for these tests and using that I booked with the Cleveland Clinic in London, when I submitted this claim having funded around £2000 myself, AXA then said they would not pay it because they were in dispute with the Doctor I was given and booked… absolutely ridiculous that with an approved claim, with a industry recognised specialist, because AXA were in some kind of dispute with the DR they refused to fund. As you can imagine, I view all of this with total outrage as my £8000 per year premium is not exactly cheap !!!. If you believe you can get anywhere by all means review, but I have almost no confidence that AXA will reverse any of their decisions as I already made many complaints. Basically, AXA have behaved exactly how many people describe insurance companies, they are pure profit engines primarily designed to maximise fees and minimise payments. Appalling. Read more Read less

{"display":"Mark B","full_name":"Mark B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Health Plan
Mark B 18th May 2026

About AXA

Axa are one of the UK's leading insurance companies looking after millions of customer's insurance needs across car, home, health and business.

Are you looking for the perfect insurance to keep you covered? Our Axa reviews can help you decide if they're the right choice for you.

If you’re considering taking out Insurance or Healthcare with Axa, check out our reviews first. Find out which insurance policyholders have with Axa and how satisfied they’ve been so far. Learn more about the benefits of being a Axa member. All of this and more can be found in our Axa reviews.

Axa believe that when their customers need them...the little things they do to help can sometimes make the biggest difference. Smart Money People is the place for Axa reviews. Read and write reviews to help increase trust and transparency in Financial Services.

AXA at a glance

Reviews for AXA

Showing 11 of 379 company reviews Last reviewed within 7 days

AXA have consistently denied legitimate Claims

Health Plan 18th May 2026

AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were... AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were for life threatening medical situations, they have been totally uncaring and disinterested. Leading me to have to self-fund specialist treatments. Frankly anything other than minor problems have been totally denied, costing 10's of thousands of pounds, despite astronomica insurance premiums. Terrible! Axa has responded and below is addtional information on the details. Reply from AXA Health A day ago Hi, Mark Thank you for taking the time to leave us your feedback. We are very sorry to hear of the level of service you have experienced. If you would like us to look into anything for you, please feel free to contact us directly at AXA Online Response Team Kind Regards, Lily. My Response, Hello, I believe AXA confirmed multiple times, they reviewed my claims and found they were within their rights…. Irrespective of my conditions. Let me just explain. I had a initial biopsy in 2017 for a raised PSA, the results were negative. So I did not have prostate cancer. Then in 2023, I had a follow-up PSA test and biopsy with the NHS. This came back as positive for prostate cancer. When I applied for cover, AXA said they had already treated me for Prostate cancer, factually incorrect as the 2017 examination did not find cancer. This led to me having to self-fund a prostate operation costing in excess of £30k !!!! Outrageous. Various other medical claims were subsequently denied. However, in March 2025 I suffered a Cardiac Arrest and was treated by the NHS. As a follow-up I went to have a review and stress test for my heart in May 2025. I raised a claim which was approved for these tests and using that I booked with the Cleveland Clinic in London, when I submitted this claim having funded around £2000 myself, AXA then said they would not pay it because they were in dispute with the Doctor I was given and booked… absolutely ridiculous that with an approved claim, with a industry recognised specialist, because AXA were in some kind of dispute with the DR they refused to fund. As you can imagine, I view all of this with total outrage as my £8000 per year premium is not exactly cheap !!!. If you believe you can get anywhere by all means review, but I have almost no confidence that AXA will reverse any of their decisions as I already made many complaints. Basically, AXA have behaved exactly how many people describe insurance companies, they are pure profit engines primarily designed to maximise fees and minimise payments. Appalling. Read more Read less

Rated Terrible 1.00/5
Read more product reviews

AXA consistently denied legitimate claims

Health Plan 15th May 2026

AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were... AXA have consistently denied legitimate… AXA have consistently denied legitimate claims for covered items, even resorting to approving and then denying claims. As these were for life threatening medical situations, they have been totally uncaring and disinterested. Leading me to have to self-fund specialist treatments. Frankly anything other than minor problems have been totally denied, costing 10's of thousands of pounds, despite astronomically insurance premiums. Terrible, Read more Read less

Rated Terrible 1.00/5
Read more product reviews
  • 1.00/5

    AXA are scammers reinventing itself to colapse

    AXA are scammers lies just to get you to sign with them dont honour a claim when left injured disabled find a reputable company avoid... AXA are scammers lies just to get you to sign with them dont honour a claim when left injured disabled find a reputable company avoid axa people died awaiting pension goverment new company in financhall trouble yet still recomended in top 10 avoid they are up same scam Read more Read less

    {"display":"Mr F","full_name":"Mr F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Mr F 17th April 2026
  • 1.00/5

    Don't Insure with AXA

    Unfortunately, after being insured with AXA for several years, when the time came to make a claim following an accident at my property, the process... Unfortunately, after being insured with AXA for several years, when the time came to make a claim following an accident at my property, the process has been extremely disappointing. I have been dragged through the claims process for years with no settlement, no resolution, and very little communication. My claim remains unresolved, and I have been left in the dark with no meaningful support from AXA. Read more Read less

    {"display":"CHARLES BM","full_name":"CHARLES BM","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Landlord Insurance
    CHARLES BM 11th February 2026
  • 1.00/5

    AXA SUCKS/CO-OP SHINES.

    AXA SUCKS/CO-OP SHINES. In nearly 90 years of life no other company has heaped on me anything like the cumulative anguish and misery as is... AXA SUCKS/CO-OP SHINES. In nearly 90 years of life no other company has heaped on me anything like the cumulative anguish and misery as is the case with AXA Trsvel Insurance. Profoundly unorofessional. Numerous are the obstacles they put in my way and they totally failed to provide me with a repatriation flight despite my policy including that provision, which I invoked due to being hospitalised overseas. .As a result, with hours to spare I had to suddenly find and fund a honeward flight costing me over £1k. When I submitted my claim quoting all the policy and reference numbers, flight details and price they replied protesting I hadn't used the correct format, grrrrrrrr! Previously I've used the benchmark excellent CO-OP who rose to the occasion magnificently when I needed them. Avoid AXA, they didn't even get off the ground. Read more Read less

    {"display":"Mr D","full_name":"Mr D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Insurance
    Mr D 18th October 2025
  • 5.00/5

    Superb insurer

    Great product. Great customer journey. Simple as that.

    {"display":"James A","full_name":"James A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    James A 8th October 2025
  • 1.00/5

    Think twice before choosing AXA

    I’m suffering from chest pain, haven’t slept properly for two weeks and they have me entangled with paper work with the GP that could take... I’m suffering from chest pain, haven’t slept properly for two weeks and they have me entangled with paper work with the GP that could take more than a month to sort. Basically they just don’t care Read more Read less

    {"display":"Eye Guru","full_name":"Eye Guru","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1311282.png"}}'s avatar
    Health Plan
    Eye Guru 8th October 2025
  • 1.00/5

    Our family curtailment mishandled

    I submitted a curtailment claim to AXA Travel Insurance on 6th August 2025 for £7,499.66, covering myself, my wife, and our two children after the... I submitted a curtailment claim to AXA Travel Insurance on 6th August 2025 for £7,499.66, covering myself, my wife, and our two children after the sudden passing of my father. On 3rd October, I received a settlement letter for just £2,405.94 a shortfall of over £5,000. The AXA online portal, however, still shows the claim as “Settled” with a value of £7,416.77. I am unsure where this figure has come from, as my original claim was for £7,499.66. AXA have provided no explanation for these discrepancies. The lack of clarity has left me to reasonably conclude that AXA may have treated the claim as if it only applied to my share of the holiday, despite the Policy Schedule clearly listing four insured travellers. However, without an explanation from AXA, this remains unclear. Throughout this process, I have also been given contradictory information on the phone at one point told my claim had been rejected as the person dealing with my claim inputted the wrong amount and another that the offer would be “around £2,000.” The complaints team themselves told me I should never have been given the £2,000 figure, as the claim had not been settled. On another call, when I rang the claims team for an update, I was told they could not answer my questions because the complaints team were now dealing with it, and I would need to speak to them directly. This has been a very distressing and poorly handled experience at an already difficult time. Read more Read less

  • 3.00/5

    Who actually knows?

    It's insurance, only know how good it will be when I need to claim and all the fine details start to appear

    {"display":"Neil Gent","full_name":"Neil Gent","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Neil Gent 7th September 2025
  • 5.00/5

    Perfect from start to finish.

    Perfect from start to finish. Could not have been more helpful throughout the whole process. Wouldn’t hesitate to use again.

  • 5.00/5

    Easy experience when making a large claim following...

    Easy experience when making a large claim following medical treatment abroad, company were very understanding and helpful when filling in claims for substantial amounts, and... Easy experience when making a large claim following medical treatment abroad, company were very understanding and helpful when filling in claims for substantial amounts, and paid directly for extensive medical bills. Could not be more happy! Read more Read less

    {"display":"Peter A","full_name":"Peter A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Insurance
    Peter A 5th September 2025

    Products from AXA

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