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Saga reviews

Saga Logo
Rated Excellent 4.80/5

Saga reviews

Verified business Last reviewed within 14 days Insurance choice awards winner
  • FCA approved and regulated
    FCA approved and regulated
  • Award winning organisation
    Award winning organisation
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website

Review summary

People rate this company as Excellent based on 14,308 product reviews

Average score of 4.80/5
5 star
91%
4 star
7%
3 star
0%
2 star
0%
1 star
2%
Reviews for Saga have trended positively over the past 90 days

Saga's car insurance is praised for competitive pricing, helpful staff, and easy renewals, especially with their fixed-rate deals. Travel and health insurance get credit for good coverage and caring service when claims are needed. However, home insurance and some claims experiences often frustrate with poor communication, big price hikes, and slow or unhelpful responses.

Positive themes

  • Saga Car insurance is loved for competitive prices and helpful, friendly staff. (58 mentions)
  • Saga Car insurance renewals are easy and often come with fixed or reduced premiums. (17 mentions)
  • Saga Travel insurance offers good value and helpful service with clear policies. (5 mentions)

Negative themes

  • Saga Home insurance often frustrates with huge price hikes and poor claims service. (9 mentions)
Summarised by AI
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About Saga

Saga is a UK company that provides products and services to people aged 50 and over.

It was originally founded in 1951 by Sidney and Margery De Haan who wanted to offer affordable off-peak holidays to retired people. Saga began offering insurance and financial services in 1987.

Saga offer a range of products including insurance, travel, personal finance and healthcare products and services.

Saga at a glance

Contact details

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Reviews for Saga

Showing 11 of 14308 company reviews Last reviewed within 14 days

happy holidays

Travel insurance 3rd July 2026

My first experience of Saga was a claim for medical treatment when ill abroad. Handled smoothly, sympathetically and medical fees were refunded. This was in... My first experience of Saga was a claim for medical treatment when ill abroad. Handled smoothly, sympathetically and medical fees were refunded. This was in great contrast to an inexperience with another company. Since then I have always insured with them and have had excellent service in all communications with them. Read more Read less

{"display":"JAB","full_name":"JAB","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
JAB
Rated Excellent 5.00/5
Read more product reviews

DO NOT USE SAGA TRAVEL INSURANCE2

Travel insurance 27th June 2026

We are both 73 years old and took out an annual travel insurance policy with Saga in November 2025. This cost £221.28 in late December... We are both 73 years old and took out an annual travel insurance policy with Saga in November 2025. This cost £221.28 in late December my wife had to be admitted to hospital with low down chest pains. After 8 hours at A and E she was told it was suspected gallstones. A scan in January confirmed this. I reported all this to Saga. They told me because it was undiagnosed not to pay the balance due on the holiday until it had been confirmed by a consultant. My GP consulted the hospital and confirmed it was gallstones. I reported this to Saga who then charged me an extra £342. 3 days before our holiday my wife finally got a telephone consultation with the surgeon at the hospital who confirmed gallbladder removal was the best course of action. I reported this to Saga who kindly told me that they were cancelling my policy as they could not cover my wife. After much outrage on my part they said they could do a single trip policy for an extra £295 !! We had no choice but to take it out with the holiday 3 days away. I asked about a refund on the annual policy and the guy said it should be about £192. When we returned from holiday I found out they had refunded just £112. It therefore cost us a staggering £746 for a one week holiday insurance. The moral of the story here is if you take out travel insurance with Saga DO NOT GET ILL. Needless to say never again with these shysters. It is an outrage and is just legalised ransom money. Read more Read less

Rated Terrible 1.00/5
Read more product reviews
  • 5.00/5

    caring attetion

    caring attetion towards health issues

  • 1.00/5

    Real scammers, do not contact this company.

    Real scammers, do not contact this company. They sell their insurance. and it requires the client to provide proof of an accident-free ride bonus. not... Real scammers, do not contact this company. They sell their insurance. and it requires the client to provide proof of an accident-free ride bonus. not at the beginning of the insurance period, but from the moment of sale. If you buy in advance, it is impossible for you to do this. Avoid this company, as they are. They make a refund. And it holds 50 pounds. They're just robbers. Read more Read less

  • 5.00/5

    Superb claims service.

    Booked a river cruise with Saga and took their included travel insurance. About two weeks before we were due to go I was taken to... Booked a river cruise with Saga and took their included travel insurance. About two weeks before we were due to go I was taken to A&E and found to have heart failure. We had to cancel our trip and once I had a letter from my doctor confirming I was unable to travel Saga paid the claim. No fuss, no quibble. Wonderful company Read more Read less

    {"display":"Ian T","full_name":"Ian T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel insurance
    Ian T 18th June 2026
  • 1.00/5

    Cancelled my policy due to having a chest infection.

    I took out a Saga travel insurance policy expecting the premium service and peace of mind they promise to older travellers. Unfortunately, my experience has... I took out a Saga travel insurance policy expecting the premium service and peace of mind they promise to older travellers. Unfortunately, my experience has been highly disappointing. The Issue: My policy was an annual policy covering worldwide travel. I had informed them of a diagnosis of a benign tumour that didn’t require surgery to keep me alive, but I elected to have to allow me to continue cycling for leisure. The surgery was done in January and I was given the results confirming the diagnosis in April. In May I was diagnosed with a chest infection but I planned to fly to Italy on holiday so spoke to my GP who said I was fit to fly as my symptoms were mild with no fever. I rang Saga to inform them of this and they said my policy was being cancelled with immediate effect. When I asked them for the reason behind their decision I was told it was due to having two conditions within the last 12 months, which breached their criteria for cover. The Service: When I phoned them to renew my policy last December I told them about my investigations of a “lump” which was probably just a benign cyst and I was phoned back by the policy underwriters who interviewed me for 30 minutes about this and then informed they would not cover me for any travel until my diagnosis was confirmed and all treatment had been completed. Conclusion: I chose Saga because they advertise themselves as specialists for over-50s, but when I actually needed the protection I paid for, they let me down. I would not recommend this policy to others and will not be using them or recommending them ever again. I was able to get travel insurance with another company a lot cheaper on-line without any of the hassle that Saga gave me. Read more Read less

  • 1.00/5

    DO NOT USE SAGA

    DO NOT USE SAGA DO NOT USE, CUSTOMER SERVICE IS NON EXISTENT. SAGA as a company is not fit for purpose. Car insurance, i rang... DO NOT USE SAGA DO NOT USE, CUSTOMER SERVICE IS NON EXISTENT. SAGA as a company is not fit for purpose. Car insurance, i rang to cancel the automatic renewal (that i declined when taking out the policy)!! The assistant confirmed at the end of the call she had cancelled my current policy and confirmed my renewal. It's 2 days later and I am still fighting this incompetent company to reinstate my current policy. I did point out the fact that if i called to take a policy they would cover me immediately. Just proving that I am being lied to, repeatedly. DO NOT USE. Read more Read less

    {"display":"Linda","full_name":"Linda","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Linda 24th April 2026
  • 5.00/5

    Car insurance

    Value for money and stayed competitive

    {"display":"M E","full_name":"M E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    M E 22nd April 2026
  • 4.00/5

    Overall good service.

    Saga give early reminders of renewal dates and staff are polite and helpful, I like their 3 year fixed rates.

    {"display":"Thomas B","full_name":"Thomas B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Thomas B 27th March 2026
  • 5.00/5

    Car Insurance Claims Excess Made Clear

    Car insurance clearly set out policy contents and benefits. For example policy maybe more expensive than other providers though accidents claims excess is cheaper in... Car insurance clearly set out policy contents and benefits. For example policy maybe more expensive than other providers though accidents claims excess is cheaper in comparison to other car insurance providers excess. Read more Read less

    {"display":"Jamie S","full_name":"Jamie S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Jamie S 24th March 2026
  • 1.00/5

    Pedantic claim procedure designed to wear you down!

    I booked SAGA as I had some medical issues involving high BP and atrial Fib so the usual suspects (Bank) refused cover under standard terms... I booked SAGA as I had some medical issues involving high BP and atrial Fib so the usual suspects (Bank) refused cover under standard terms so I was forced to pay circa £500 for annual cover! Some great friends and my wife and I booked a dream trip to Mexico, Belize and Panama but shortly after booking I was diagnosed with Cancer! Initially the holiday wasn't in jeopardy however when I was told I needed Chemotherapy that meant the trip was a no go! I appealed to the operators of our independent traveller trip and several were great and although terms were no cancellation they refunded but some were not so charitable. We booked several of the hotels through a single agent who provided a print out stating what was booked, how much was paid and what had been refunded. I had paid for all 4 of us at some of the hotels and our friends had done the same for others. I claimed for 25% of the amounts totalling just over £1000. Our Bank HSBC covered my wifes 25% and they wonderfully understood how awful life was being to us and paid out her £1000 within 15 minutes and didn't ask for any forms. Thank you HSBC Premier for being compassionate and super helpful. SAGA on the other hand asked for bank statements, proof of cancellation, etc etc although I had sent the travel companies docs, medical reports etc etc totalling 21 pages they always want more. The Panama hotel refused a refund and refused to send a cancellation so we had to no show but that is not acceptable to SAGA so I have asked to remove that element from the claim. I am at present having Chemo and SAGA being pedantic is the last thing I need. If they wont pay up then send me my original policy payment back! Useless springs to mind. AVOID AVOID AVOID Read more Read less

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