Pockit reviews
Pockit reviews
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Award winning organisation
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Fully digital service with no in-person branches
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Manage your account or policy via an app or website
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Offers digital wallet and contactless payment support
Review summary
People rate this company as Average based on 574 product reviews
Latest positive rating
Latest negative rating
STOLE OVER £6000
Customer: 561880473 FORMAL COMPLAINT – FINAL NOTICE BEFORE REGULATORY ESCALATION Subject: Final Formal Complaint – Unlawful Account Restriction, Withholding of Funds & Failure to Communicate... Customer: 561880473 FORMAL COMPLAINT – FINAL NOTICE BEFORE REGULATORY ESCALATION Subject: Final Formal Complaint – Unlawful Account Restriction, Withholding of Funds & Failure to Communicate Dear Pockit Complaints Team, This correspondence constitutes a formal complaint and final notice regarding the suspension of my Pockit account and your ongoing failure to provide any explanation, timeframe, or meaningful response. I have been a Pockit customer for nearly three years and have used this account consistently for legitimate personal banking, including receiving income, DWP government benefit payments, routine purchases, lottery transactions, and transfers. All activity conducted through this account is lawful and fully compliant with your terms and conditions. You have placed my account “under review” without justification and are currently withholding over £6,000 of my personal funds, causing significant financial hardship. ⸻ Your Failures • Suspension of my account without providing any reason • Complete lack of communication despite repeated attempts to contact you • No review timeframe or status updates provided • Continued restriction of funds despite full compliance and verification ⸻ Verification Fully Completed • I have uploaded full documentation covering all funds in and out of the account for the last 30 days • In February 2025, I completed enhanced verification to update my phone number, including submission of my driving licence and a live selfie, which was approved and verified by your team • There are no outstanding requests for information or documentation from me ⸻ Regulatory and Legal Position While I acknowledge your obligations under anti-money-laundering and fraud-prevention regulations, these obligations do not permit indefinite restriction of customer funds, nor do they allow a regulated financial institution to ignore a customer or refuse to provide basic information regarding account access. Your continued failure to communicate or resolve this matter may constitute a breach of FCA Principles for Businesses, including: • Principle 6 – Treating Customers Fairly • Principle 7 – Clear, fair and not misleading communications ⸻ Formal Demand I now formally demand that within 14 days of receipt of this complaint you: 1. Provide a written explanation for the account suspension 2. Confirm the status and expected completion date of your review 3. Restore full access to my account or release my funds in full ⸻ Notice of Escalation If this matter is not resolved within the above timeframe, I will immediately escalate this complaint without further notice to: • The Financial Ombudsman Service • The Financial Conduct Authority • Any other relevant regulatory or consumer-protection bodies I will also seek compensation for financial loss, distress, and inconvenience, and I am prepared to pursue further action to ensure this conduct is formally investigated and does not affect other customers. Read more Read less
About Pockit
Pockit is an award-winning digital account.
Pockit launched in 2014 offering a prepaid card and with a mission to build a better banking alternative for customers left behind by high street banks.
The Pockit account comes with a Prepaid Mastercard®.
Pockit at a glance
Contact details
- [email protected]
Reviews for Pockit
Showing 11 of 574 company reviews • Last reviewed within 7 days
STOLE OVER £6000
Customer: 561880473 FORMAL COMPLAINT – FINAL NOTICE BEFORE REGULATORY ESCALATION Subject: Final Formal Complaint – Unlawful Account Restriction, Withholding of Funds & Failure to Communicate... Customer: 561880473 FORMAL COMPLAINT – FINAL NOTICE BEFORE REGULATORY ESCALATION Subject: Final Formal Complaint – Unlawful Account Restriction, Withholding of Funds & Failure to Communicate Dear Pockit Complaints Team, This correspondence constitutes a formal complaint and final notice regarding the suspension of my Pockit account and your ongoing failure to provide any explanation, timeframe, or meaningful response. I have been a Pockit customer for nearly three years and have used this account consistently for legitimate personal banking, including receiving income, DWP government benefit payments, routine purchases, lottery transactions, and transfers. All activity conducted through this account is lawful and fully compliant with your terms and conditions. You have placed my account “under review” without justification and are currently withholding over £6,000 of my personal funds, causing significant financial hardship. ⸻ Your Failures • Suspension of my account without providing any reason • Complete lack of communication despite repeated attempts to contact you • No review timeframe or status updates provided • Continued restriction of funds despite full compliance and verification ⸻ Verification Fully Completed • I have uploaded full documentation covering all funds in and out of the account for the last 30 days • In February 2025, I completed enhanced verification to update my phone number, including submission of my driving licence and a live selfie, which was approved and verified by your team • There are no outstanding requests for information or documentation from me ⸻ Regulatory and Legal Position While I acknowledge your obligations under anti-money-laundering and fraud-prevention regulations, these obligations do not permit indefinite restriction of customer funds, nor do they allow a regulated financial institution to ignore a customer or refuse to provide basic information regarding account access. Your continued failure to communicate or resolve this matter may constitute a breach of FCA Principles for Businesses, including: • Principle 6 – Treating Customers Fairly • Principle 7 – Clear, fair and not misleading communications ⸻ Formal Demand I now formally demand that within 14 days of receipt of this complaint you: 1. Provide a written explanation for the account suspension 2. Confirm the status and expected completion date of your review 3. Restore full access to my account or release my funds in full ⸻ Notice of Escalation If this matter is not resolved within the above timeframe, I will immediately escalate this complaint without further notice to: • The Financial Ombudsman Service • The Financial Conduct Authority • Any other relevant regulatory or consumer-protection bodies I will also seek compensation for financial loss, distress, and inconvenience, and I am prepared to pursue further action to ensure this conduct is formally investigated and does not affect other customers. Read more Read less
Had a transfer of a large amount they suddenly decli...
Had a transfer of a large amount they suddenly declined it, I have tried numerous times to get hold of them with no luck. This... Had a transfer of a large amount they suddenly declined it, I have tried numerous times to get hold of them with no luck. This is my only money and they never sent my funds back we are now day 6 and I have had no response from the umpteen emails I have sent reviews there is now no chat feature on my app and there is no contact number. They restricted my card I sent everything and answered everything they have asked me to but still no response. I do not know what to do Read more Read less
Products from Pockit
Showing all products offered by Pockit
Account
by PockitPockit offer a Prepaid Mastercard® account with no credit checks required. You can get a £50 cash advance before payday and earn cashback on eligible purchases. This account can also...
Account
by PockitPockit offer a Prepaid Mastercard® account with no credit checks required. You can get a £50 cash advance before payday and earn cashback on eligible purchases. This account can also...
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