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Waggel: Pet insurance reviews

4.12
Based on 1,259 reviews, last reviewed 2nd Sep 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Great triage system with an app which is super helpf... Great triage system with an app which is super helpful and not always pushing for vet visits. Reasonable price but I do have quite a high excess to ge... Read more Reviewed on: 2nd September 2026
Dan-'s avatar
Dan-

Latest lowest rating:

1

Triage service sucks They have this policy where you have to first go through a digital call with a vet before you can visit a vet. If you visit a vet first and don’t do ... Read more Reviewed on: 31st July 2026
Ken B's avatar
Ken B

About this product

Waggel offers lifetime pet insurance policies that cover the big stuff like dental care, cancer and diabetes.

Waggel gives all members access to 24/7 vet care, a triage service, behaviour and nutrition support.

Waggel pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Waggel before, you can also leave a review and share your experience.

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Waggel Pet insurance reviews (1259)

Great triage system with an app which is super helpf...

5
Great triage system with an app which is super helpful and not always pushing for vet visits. Reasonable price but I do have quite a high excess to get that. Easy set up and billing experience Reviewed on: 2nd September 2026

Excellent pet insurance offer, greet value coverage...

5
Excellent pet insurance offer, greet value coverage and options for my cat, very happy with them. Reviewed on: 2nd September 2026

Wonderful easy to use service.

5
Waggel have very good and clearly laid out simple pricing. Their policy documents are very clear. They have an easy to use clear service. When I have had occasion to contact them responses have been quick Overall excellent and I would highly recommend them. Reviewed on: 20th August 2026

I haven’t had any problems with Waggel.

5
I haven’t had any problems with Waggel. It’s cheap, I know they’ve got my back and they also send in offers regularly for other pet related products which is good. The only thing is, I don’t really have anything else to compare it to because I’ve only ever used them but yeah, good experience so far. Reviewed on: 20th August 2026

Waggel are wonderful

5
Waggel have been an absolute Godsend. I have insurance with them for my cats and dog. I can talk to a vet 24/7 and they are fantastic. I would never insure my pets with anyone else. They also cover dental! Phenomenal! Reviewed on: 20th August 2026

Great Pet Insurance company

4
Last year my pet needed several rounds of antibiotics and tests and needed 2 surgeries. It was so easy to make a claim and add on each additional treatment. They covered everything until I reached the limit. It made a very stressful situation that bit easier. Reviewed on: 20th August 2026

No hassle claim process

5
Had to make a claim which was straightforward and without hassle. Reviewed on: 20th August 2026

Triage service sucks

1
They have this policy where you have to first go through a digital call with a vet before you can visit a vet. If you visit a vet first and don’t do the digital call they will not pay out the claim. Terrible experience. Reviewed on: 31st July 2026

Dental NOT included!!!

1
Being over 60 and living alone im not that computer savvy. So when i saw waggel i decided to insure my older rescue moggy. 3 months in and his breath was very smelly. My vet said he needed £600 of dental work. I contacted waggel then took him back for treatment. Waggel have now decided they wont pay as i hadnt taken him for a dental check beforehand. So hidden in the small print is their get out clause. Disgusted and feeling misled and ripped off! Dont use this company! Reviewed on: 15th June 2026

I deeply regret choosing Waggel pet insurance provider.

1
I deeply regret choosing this pet insurance provider. What's marketed as comprehensive cover is riddled with unreasonably low policy limits that bear no relation to real veterinary costs, and the small print is deliberately designed to create grounds for refusing claims rather than paying them. When my pet needed treatment, I discovered just how many traps were buried in the policy wording — exclusions, sub-limits, and technicalities that exist for one purpose: to avoid paying out. The limits are so low they're essentially meaningless in any serious situation. I'd strongly urge anyone considering this provider to read every line of the policy document before buying, compare the actual limits against typical vet bills in your area, and ask yourself whether this cover would genuinely protect you when it matters. For us, it didn't. Avoid. Reviewed on: 21st May 2026

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