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PayPal: PayPal Credit reviews

4.74
Based on 118,940 reviews, last reviewed 2nd Jun 2026
3141800% increase in 5 star reviews
in the past 90 days
9250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

International perfection Rather brilliant way to pay even when im out with work and stuff makes transferring monney I tarnation a brreaze Reviewed on: 2nd June 2026
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Boiknows

Latest lowest rating:

1

The overlapping promo trap The overlapping promo trap impossible to clear old debts first! The payment allocation logic on PayPal Credit feels intentionally designed to force us... Read more Reviewed on: 2nd June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (118940)

Customer Satisfaction with Paypal

5
I am happy paying by Paypal credit rather than my bank credit as paypal offers 4 months free interest which less stressful to clear the balance also 3 payment plan through paypal credit is another advantage of paypal. Reviewed on: 2nd June 2026

PayPal is reliable and helpful staff

5
PayPal is reliable and helpful staff Reviewed on: 2nd June 2026

I use PayPal for both business and personal and it’s...

5
I use PayPal for both business and personal and it’s fantastic. There is nothing else like PayPal in the uk as far as I’m concerned and I’ve been a loyal customer for nearly 20 years Reviewed on: 2nd June 2026

Getting a refund is nice and easy

5
Getting a refund is nice and easy Reviewed on: 2nd June 2026

Pay pal has always been user friendly and when there...

5
Pay pal has always been user friendly and when there is an issue they are always very quick to sort it with great communication throughout. Reviewed on: 2nd June 2026

Is an easy way to pay .

5
Is an easy way to pay . I am very pleased by the services. Reviewed on: 2nd June 2026

Amazing and easy to navigate, the app makes everythi...

5
Amazing and easy to navigate, the app makes everything simple and secure Reviewed on: 2nd June 2026

Easy to manage

5
Easy to manage the payments from one app Reviewed on: 2nd June 2026

My Go To payment provider

5
PayPal have helped me with disputes and helped me with pay in 3 and PayPal credit. They are my go to at a checkout as I can rely on them. Reviewed on: 2nd June 2026

Really good payment option very pleased

5
Really good payment option very pleased Reviewed on: 2nd June 2026

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