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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Happy with service and easy to use.

Happy with service and easy to use. Reviewed on: 17th July 2026

All products from PayPal is very good

All products from PayPal is very good , usable and easy to setting. Thank you PayPal. Reviewed on: 17th July 2026

Easy to use, reliable, have previously used pay in 3...

Easy to use, reliable, have previously used pay in 3 and now using PayPal credit paid everything back within the 4 months meaning no interest incured, simple effect and reassuring stability offered Reviewed on: 17th July 2026

Cars fixed with no delay

PayPal credit made affording car repairs a breeze as I could spread the cost of the parts easily and interest free Reviewed on: 17th July 2026

Always very easy to use and have different paying me...

Always very easy to use and have different paying methods Reviewed on: 17th July 2026

PayPal has been very helpful and understanding throu...

PayPal has been very helpful and understanding throughout. Reviewed on: 17th July 2026

Hassle free, easy to use, informative.

Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Does what it says on the tin !

Does what it says on the tin ! Any problems get sorted Reviewed on: 17th July 2026

This has saved me a few times when an unexpected pur...

This has saved me a few times when an unexpected purchase has come up and if there was been errors I can submit a request easily and the team will review the evidence or information and help where possible. You get reminders when payments are due so you can manage your upcoming payments and stay on top of your credit Reviewed on: 17th July 2026

Very easy and convenient

Very easy to use and convenient, now available through many outlets, I have never had any issues and find the app particularly user friendly. Reviewed on: 17th July 2026

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