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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Easy payment on pretty much every sitr

Easy payment on pretty much every sitr Reviewed on: 19th July 2025

just overall helpful.

just overall helpful. beezer. gghjddjkbffn ggjkkhffghjj Reviewed on: 19th July 2025

Very straightforward customer experience

Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Pay pal has always been helpful and excellent

Pay pal has always been helpful and excellent Reviewed on: 14th July 2025

Easy process, quick decisions

Easy process, quick decisions and able to pay in multiple online shops with this option Reviewed on: 13th July 2025

I do love PayPal.

I do love PayPal. The credit is so easy to manage especially on the app. I do wish it was easier to contact them Reviewed on: 11th July 2025

Easy to use.

Easy to use. No complicated steps to go through and the different payment options are useful. Reviewed on: 11th July 2025

Mainly use it for Ebay purchases because you can eit...

Mainly use it for Ebay purchases because you can either spread the payment over 3 months or use the credit option on pay monthly when on a tight budget with very affordable payments.Did use PayPal for a laptop purchase recently made a lot easier with the pay over three months option which was hassle free and easy to set up. Reviewed on: 10th July 2025

Very secure transaction.

Very secure transaction. Very safe. Peace of mind when paying to someone new. Worry less. I don't hesitate when paying because I know I will get refunded as soon as possible. Reviewed on: 10th July 2025

Easy to use, handy, and peace of mind.

Easy to use, handy, and peace of mind. Reviewed on: 10th July 2025

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