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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy process, quick decisions

Easy process, quick decisions and able to pay in multiple online shops with this option Reviewed on: 13th July 2025

I do love PayPal.

I do love PayPal. The credit is so easy to manage especially on the app. I do wish it was easier to contact them Reviewed on: 11th July 2025

Easy to use.

Easy to use. No complicated steps to go through and the different payment options are useful. Reviewed on: 11th July 2025

Mainly use it for Ebay purchases because you can eit...

Mainly use it for Ebay purchases because you can either spread the payment over 3 months or use the credit option on pay monthly when on a tight budget with very affordable payments.Did use PayPal for a laptop purchase recently made a lot easier with the pay over three months option which was hassle free and easy to set up. Reviewed on: 10th July 2025

Very secure transaction.

Very secure transaction. Very safe. Peace of mind when paying to someone new. Worry less. I don't hesitate when paying because I know I will get refunded as soon as possible. Reviewed on: 10th July 2025

Easy to use, handy, and peace of mind.

Easy to use, handy, and peace of mind. Reviewed on: 10th July 2025

Can't replace real human support when you need help

been a PayPal customer for years and every now and then you need to contact them and its nice to know that there are real people on the end of the phone and not just AI chat bots. This is what bring the value to me and I hope it doesn't go away. Reviewed on: 10th July 2025

6 month , no interest !

6 month , no interest ! I love this Reviewed on: 10th July 2025

Gives positive assurance on purchases

Gives a very warm fussy feeling paying with pay pal credit and it provides good value for money Reviewed on: 9th July 2025

I'm very happy with PayPal experience

I'm very happy with PayPal experience Reviewed on: 9th July 2025

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