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PayPal: PayPal Credit reviews

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4.90
Based on 74,252 reviews, last reviewed 17th Apr 2026
2160900% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great choice Its been fantastic and very reliable Reviewed on: 17th April 2026
Donna O's avatar
Donna O

Latest lowest rating:

1

Scammed 3 times by the same scammer Got scammed three times in three transactions from the same seller. PayPal would only refund one. Leaving me £200 out of pocket even though it’s clea... Read more Reviewed on: 17th April 2026
brian churm's avatar
brian churm
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (74252)

Got to love PayPal

5
PayPal makes life so much easier, especially when times are tough, gives you so much flexibility and a 4 month window for repayment. Reviewed on: 17th April 2026
Leah 's avatar
Leah

Im happy with all service, me er have problem

5
Im happy with all service, me er have problem Reviewed on: 17th April 2026
Natasha's avatar
Natasha

Great service pay in 3 or more payments

5
Great service pay in 3 or more payments Reviewed on: 17th April 2026
Stephen H's avatar
Stephen H

PayPal remains my go-to for online shopping because...

4
PayPal remains my go-to for online shopping because of its security and wide acceptance. I love that I don’t have to share my card details with every site, and the buyer protection gives me peace of mind with new sellers. However, I’m giving it four stars instead of five because the currency conversion rates are quite high, and the interface can feel a bit cluttered compared to newer payment apps. Still, it’s a reliable staple for digital payments. Reviewed on: 17th April 2026
Ron H's avatar
Ron H

Never had a bad experience.

5
Never had a bad experience. I've been scammed before and they're very helpful. Reviewed on: 17th April 2026
Andrea Tuckwood's avatar
Andrea Tuckwood

Very happy with service provided

5
Very happy with service provided Reviewed on: 17th April 2026
Gary Lee's avatar
Gary Lee

Your Partner for Life’s Needs

5
easy payment, can easily monitor purchases, can use credit to most if not all of the store, your partner for life needs. Reviewed on: 17th April 2026
John LN's avatar
John LN

It’s ok but can do better , could be faster

3
It’s ok but can do better , could be faster Reviewed on: 17th April 2026
j-garner5@sky.com's avatar
[email protected]

So easy to use and quick and you feel safe...

5
So easy to use and quick and you feel safe with them Reviewed on: 17th April 2026
Nicola J's avatar
Nicola J

Brilliant service.

5
Brilliant service. Always easy to access and pay off. Reviewed on: 17th April 2026
Imelda m's avatar
Imelda m

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