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PayPal: PayPal Credit reviews

4.74
Based on 115,470 reviews, last reviewed 27th May 2026
2981050% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Experience so far using paypal Very good Experience so far using paypal Reviewed on: 27th May 2026
Adam Walker 's avatar
Adam Walker

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (115470)

I have used PayPal credit for a long time its a good...

5
I have used PayPal credit for a long time its a good service that helps you get what you need Reviewed on: 27th May 2026

Always found it easy to use and payment reminders an...

5
Always found it easy to use and payment reminders any issues dealt with quickly Reviewed on: 27th May 2026

Seamless, convenient and transparent

5
Always the most seamless, convenient and transparent online payment service. I've used them for years to send and receive payment internationally and nationally. They've never let me down. Reviewed on: 27th May 2026

Fantastic service plus online protection spreading y...

5
Fantastic service plus online protection spreading your payments it’s flexible and convenient Reviewed on: 27th May 2026

PayPal is my go to for finance if I need it, it sets...

5
PayPal is my go to for finance if I need it, it sets up direct debits very easily so you never miss a payment Reviewed on: 27th May 2026

Perfect for any reason

5
Very happy with PayPal. You have money in your hand everywhere Reviewed on: 27th May 2026

Amazing and so easy and value for money

5
Amazing and so easy and value for money Reviewed on: 27th May 2026

Easy to use app with lots of great benefits

5
Easy to use app with lots of great benefits Reviewed on: 27th May 2026

Easy to use.

5
Easy to use. Always eager to help when I call for support Reviewed on: 27th May 2026

My trusted payment provider for twenty years.

5
My trusted payment provider for twenty years. Reviewed on: 27th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review