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PayPal: PayPal Credit reviews

4.91
Based on 50,690 reviews, last reviewed 16th Jun 2025
1831900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loyal Paypal customer I have used Paypal for years now and been using its many services such as paypal credit. Never had any issues with using the app and customer services... Read more Reviewed on: 16th June 2025
Craig L's avatar
Craig L

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50690)

Easy to use and safe

5
I have enjoyed using PayPal for easy transactions for peace of mind also using PayPal credit is great for the bank balance Reviewed on: 12th June 2025

Super easy to use!

5
Super easy to use! All works seamlessly! Reviewed on: 12th June 2025

PayPal is really useful.

5
I have used PayPal for years. It is always useful for me when I run out of funds to use the PayPal credit service. Reviewed on: 12th June 2025

Easy to use and quick response.

5
Easy to use and quick response. I will always recommend PayPal credit. Reviewed on: 12th June 2025

The convenience is fantastic but the customer servic...

4
The convenience is fantastic but the customer service is patchy. I don't like the credit statements. Not set out well- everything should be there at a glance- the same as every other financial institution. Reviewed on: 12th June 2025

I always feel safe online when I pay using PayPal as...

5
I always feel safe online when I pay using PayPal as you know that if anything goes wrong with a transaction PayPal is always on your side. I have used PayPal credit many times including pay in three, interest free if you pay in 4 months and twice with interest free if you pay in 12 months. I have brought many good things that I would never of been able to afford without PayPal Credit and I have never paid any interest. Reviewed on: 12th June 2025

PayPal credit does exactly what it says on the tin.

5
PayPal credit does exactly what it says on the tin. Love the 4-month interest free option for purchases >£99. I have used that option many time. Works very well when paired with Curve. Reviewed on: 12th June 2025

PayPal Credit, for those larger purchases.

4
I like to have the option to utilise PayPal Credit for some of those larger purchases, 0% interest for a certain period is a plus too. Reviewed on: 12th June 2025

Easy to navigate website - simple procedure to get P...

4
Easy to navigate website - simple procedure to get PayPal credit set up Reviewed on: 12th June 2025

Really good experience, easy transaction, no issies...

5
Really good experience, easy transaction, no issies at all Reviewed on: 12th June 2025

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