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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Very useful facility.

5
Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Pay pal has been there, allowing me to purchase item...

5
Pay pal has been there, allowing me to purchase items and pay off later or in small amounts regularly- sometime I don’t know where I’d be without PPal Reviewed on: 31st July 2026

Had zero problems so far ,using responsibil

5
Had zero problems so far ,using responsibil Reviewed on: 31st July 2026

Business with rest of mind

5
Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Easy all the way.

5
Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

It’s easy to use PayPal credit or pay in 3 when you...

5
It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Used PayPal for many years.

5
Used PayPal for many years. Never had any problems and easy to make payments Reviewed on: 30th July 2026

Reliable trusted finance that’s good value

5
Reliable trusted finance that’s good value Reviewed on: 29th July 2026

After seamless payments and tracking what I owe mont...

5
After seamless payments and tracking what I owe monthly in real time through the intuitive app, I felt more in control of my finances than ever. Reviewed on: 29th July 2026

Handy way for payments.

5
Paypal is useful for me when I want to split the cost in few payments. Never had any issue with the company. Reviewed on: 29th July 2026

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