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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Thank you for this amazing opportunity!

I’ve had such a positive experience with PayPal Credit — it’s been a real help during moments when I needed extra flexibility. Thank you! Everything is clear and easy to manage, and I always feel safe and supported using it. It's rare to find a service that feels both professional and genuinely human. They are great in customer service and reply and assist when needed. I’m so grateful for how it’s helped me stay on top of things, especially during those tight months — and that peace of mind really means a lot. I’d be truly happy to see PayPal Credit win again because it’s so well-deserved. Fingers crossed, and what an amazing opportunity it is. Thank you all so much, and good luck in the awards! Reviewed on: 27th June 2025

Always There, PayPal.

PayPal has been my go when I'm short of funds and need to purchase something in , pay in 3. I also use PayPal as my preferred payment when shopping online. All in all PayPal is there always there when I need them. Reviewed on: 27th June 2025

Very handy for unexpected costs, easy to use and nic...

Very handy for unexpected costs, easy to use and nice that it is flexible would recommend to family and friends. Reviewed on: 27th June 2025

Easy to use

It is a very good service to use, very easy to use and efficient. It’s very easy to use for apps and payments. However it is hard to pay for individual transactions. I wasn’t aware that I can’t pay for an individual transaction that was ‘paying it back in 4 months interest free’ until I paid back all other transactions that happened after. But I have and still would recommend to people to use. Reviewed on: 26th June 2025

Very prompt easy to use great costumer service good...

Very prompt easy to use great costumer service good rate of interest woanderfool service Reviewed on: 26th June 2025

Have had paypal credit for years and have never had...

Have had paypal credit for years and have never had an issue using paypal and always have paypal customer support when needed Reviewed on: 26th June 2025

I'm able to buy what !I want now and p...

It's good that I'm able to buy what I want now and pay later I.e by spreading the cost over some months or pay in 3 with no interest Reviewed on: 26th June 2025

Always there for support

Always willing to help friendly and good at there job Reviewed on: 25th June 2025

I have good experience with PayPal good customer ser...

I have good experience with PayPal good customer service Reviewed on: 25th June 2025

PayPal makes it really convenient to shop.

PayPal makes it really convenient to shop. I have a problem with my debit card, it gets refused on certain website and the bank does not know why. but I can overcome this issue by paying through PayPal. I feel safe that my data is encripted and the seller will not commit fraud. Reviewed on: 25th June 2025

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