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PayPal: PayPal Credit reviews

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4.92
Based on 30,760 reviews, last reviewed 2nd Apr 2025
No new 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So intuitive and great features! I have been using PayPal Credit for a while now and it is such an easy and intuitive product to use. Couldn't reccomend it enough! Reviewed on: 2nd April 2025
Jack O's avatar
Jack O

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025
Kevin S's avatar
Kevin S
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (30760)

Resolve ment issues resolved ...

5
PayPal has helped me when I have had issues with buyers and getting my money back from people. Reviewed on: 17th June 2024
Kelly J's avatar
Kelly J

PayPal credit is amazing

5
PayPal credit allows me to make larger purchases and helps me organise my finances by spreading the cost Reviewed on: 17th June 2024
Sarah B's avatar
Sarah B

Using the App

3
It was straightforward to get started using PayPal, and easy to use on the App. Reviewed on: 17th June 2024
Paul Davidson 's avatar
Paul Davidson

Excellent customer service and communication

5
Excellent customer service and communication Reviewed on: 17th June 2024
Susan D's avatar
Susan D

Amazing service

5
Amazing service with quick easy payments with just a few clicks of a button. Reviewed on: 17th June 2024
Deidrejs's avatar
Deidrejs

So quick and easy to use and all information needed...

5
So quick and easy to use and all information needed is provided in app Reviewed on: 17th June 2024
Raja D's avatar
Raja D

I use PayPal credit as it offers me 0% interest.

5
I use PayPal credit as it offers me 0% interest. It’s clever because it does make you buy that thing you thought should I. But hey 3/4 months 0% interest just helps. Even when the moneys there it just makes you feel better about spending it, it’s so easy to do. The 3 month one is better as it takes it as a direct debit so you don’t have to do anything with it. Reviewed on: 17th June 2024
Chris Orlando's avatar
Chris Orlando

Great service and features

5
In the past year I have had about 2 issues and both times they have been sorted out so quickly. I enjoy the pay in 3 option as someone who’s not too keen on credit cards this has been the best alternative for me! Reviewed on: 17th June 2024
Soninetyseven's avatar
Soninetyseven

Great customer service and app is great to use

5
Great customer service and app is great to use Reviewed on: 17th June 2024
Ally w's avatar
Ally w

Whenever I have had to call customer services they h...

5
Whenever I have had to call customer services they have helped with my issue. Reviewed on: 17th June 2024
Bernie B's avatar
Bernie B

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