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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144806 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144806)

Really good

Really good and easy to navigate Reviewed on: 23rd June 2026

Simply put.

Simply put. PayPal credit is a lifesaver. A service I could no longer live without. It is FANTASTIC because when I buy online and use PPC I know I am protected and to me that is very important. Reviewed on: 23rd June 2026

Paypal credit is amazing !

Really helpful customer service easy to navigate and easy to use highly recommended Reviewed on: 23rd June 2026

PayPal customer Care

First of all the opportunity that paypal credit is giving in order to clear the amount in long term ( 4 mouth) on %0 interest charge. Another valuable experience I had with the value paypal care about customer’s money value as I was tempted to buy crypto through my payPal account however I have not had enough knowledge and skills on crypto trading, so when PayPal ask me to answer some questions regarding crypto, I believe that I most probably lose my money and not ready to go for these kind of trading. Reviewed on: 22nd June 2026

PayPal made life easier

Love that you can have credit - pay in 3 - or use as a debit card, additional benefit of points on spending is great Reviewed on: 22nd June 2026

A flexible, value for money Credit scheme

A flexible, value for money Credit scheme that I find helps my cash flow Reviewed on: 22nd June 2026

Very smooth experience in all

Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

great points system, lets you get some decent cashba...

great points system, lets you get some decent cashback on purchases Reviewed on: 22nd June 2026

Loving my debit and credit card

I have used my debit card abroad on my trip to Lima-Peru and had no problems at all,it's very motivated to get points with that card,and my credit card I have just using not long ago and again all good Reviewed on: 22nd June 2026

Having the option to use 4 months free credit is great!

Having the option to use 4 months free credit is great! Reviewed on: 22nd June 2026

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