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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

When ever there is an issue with PayPal.

When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Easy to use giving options how to pay

Easy to use giving options how to pay Reviewed on: 28th July 2026

I have had a very good experience with PayPal.

I have had a very good experience with PayPal. The service is easy to use, convenient, and gives me confidence when making online payments. Transactions are quick and straightforward, and I feel that PayPal provides a good level of security. Overall, I am very satisfied with the service and would recommend PayPal to others. Reviewed on: 28th July 2026

Simple and easy to understand.

Simple and easy to understand. Payment plan is laid out simply. Reviewed on: 28th July 2026

Love to use my PayPal account

Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Easy to access, simple procedure

Easy to access, simple procedure Reviewed on: 27th July 2026

PayPal Credit has allowed me to pay for purchases at...

PayPal Credit has allowed me to pay for purchases at home and abroad and have a really clear handle on my finances, as the service allows you to pay things back, understand where you could save money, etc. Reviewed on: 27th July 2026

Resolution of complaints

You can make a complaint if a seller fails to do what they're supposed to do or takes too long to deliver your order. Reviewed on: 27th July 2026

It always feel safer using PayPal.

It always feel safer using PayPal.easy to do and the pay in three is excellent Reviewed on: 27th July 2026

PayPal Credit is very helpful in emergency situation...

PayPal Credit is very helpful in emergency situations where you don't have cash at the moment. I recommend Reviewed on: 27th July 2026

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