Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,100 reviews, last reviewed 10th May 2026
2411450% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paupal charges are so minimal that you don't even ha... Paupal charges are so minimal that you don't even hardly notice the pound or two extra on your next bill. So handy to use when you purchase an item on... Read more Reviewed on: 10th May 2026
linda m's avatar
linda m

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103101)

Good service but pay in three service needs improving.

4
Good service but pay in three service needs improving. Reviewed on: 9th May 2026

Financial safety

5
Excellent provider, clear instruction and navigation sites. Secure way to shop online and stay financially responsible. Reviewed on: 9th May 2026

always helpful if any problems and lots of ways of s...

5
always helpful if any problems and lots of ways of spreading the cost x Reviewed on: 9th May 2026

The first payment option I look for first.

5
I have always used PayPal for transactions back when they were the first trusted payment option on ebay. Now I use them on a newer daily basis with excellent incentives for payment option. Reviewed on: 9th May 2026

All Goid

4
Easy to navigate and safe, I like that pay pal have detailed information on payment and deposits Reviewed on: 9th May 2026

Excellent in all areas.

5
Excellent in all areas. Pay pal credit and credit card facility is good for big payments. Reviewed on: 9th May 2026

Experience overall has been good

5
I wanted to express my sincere appreciation for the seamless transfer experience I've had. Your platform has made managing my finances convenient. Furthermore, the customer care I received was exceptional, with a representative who was both helpful and attentive. Reviewed on: 9th May 2026

Easy to use and really helpful.

5
Easy to use and really helpful. When I remember to use will be even better as then I can use the point to shop on line Reviewed on: 9th May 2026

Never had an issue with PayPal services.

5
Never had an issue with PayPal services. Not even when my xbox got hacked and someone in China bought points. Reviewed on: 9th May 2026

So easy to use.

5
So easy to use. Quick and convenient and secure which gives one confidence to use it Reviewed on: 9th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48675 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products