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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

It has really helped me finance the things I need li...

It has really helped me finance the things I need like devices and build my business Reviewed on: 27th July 2026

Easy to use and the app is great

Easy to use and the app is great Reviewed on: 27th July 2026

buying with paypal

Every purchase has been easy to complete, although with some retailers, it is not easy to see when to click on the Pay-in-3. Reviewed on: 27th July 2026

I love paypal credit.

I love paypal credit. I use the PayPal credit card for almost everything these days. Especially my big purchases. Before I couldn’t use paypal credit in store but since the credit card I love it. Reviewed on: 27th July 2026

Paypal is so easy to use and money is available inst...

Paypal is so easy to use and money is available instantly Reviewed on: 26th July 2026

It's a God send!

My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is my most proffered choice as there's no interest to pay and it allows me to stay in control of my finances better. The ease of it, the freedom and the clarity of it all makes it my go to choice Reviewed on: 26th July 2026

My reviews

Fast and most reliable way to make money useful Reviewed on: 26th July 2026

Easy to follow instructions

Easy to follow instructions, clear information. Used at most retail stores. Reviewed on: 26th July 2026

Trust worthy and reliable.

Trust worthy and reliable. When I purchase using PayPal I know my purchase is protected Reviewed on: 26th July 2026

Paypal is easy to use and a great way to transfer or...

Paypal is easy to use and a great way to transfer or receive money especially trying to root out the scams Reviewed on: 26th July 2026

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