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PayPal: PayPal Credit reviews

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4.91
Based on 30,761 reviews, last reviewed 5th Apr 2025
100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So intuitive and great features! I have been using PayPal Credit for a while now and it is such an easy and intuitive product to use. Couldn't reccomend it enough! Reviewed on: 2nd April 2025
Jack O's avatar
Jack O

Latest lowest rating:

1

PayPal Credit is committing financial fraud. Without warning or explanation, £288 was taken from my account. When I called customer service, they refused to explain the charge and told me to “rea... Read more Reviewed on: 5th April 2025
Mi's avatar
Mi
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (30761)

Overall good

5
Sometimes it’s difficult to get a response to a query you have but overall it is a good service Reviewed on: 17th June 2024
Lynn A's avatar
Lynn A

Excellent customer service

5
Customer service have always been reassuring & solve the problem at hand when I have had to contact them Reviewed on: 17th June 2024
Sharon c's avatar
Sharon c

Easy to use quick installment plans

5
Easy to use quick installment plans Reviewed on: 17th June 2024
Carly b's avatar
Carly b

I can’t fault the service.

5
I have been using PayPal for a number of years and the experience has always been 1st class. Reviewed on: 17th June 2024
Nicholas B's avatar
Nicholas B

Good for big payments and easy to use

5
Good for big payments and easy to use Reviewed on: 17th June 2024
Niall G's avatar
Niall G

Amazing way to buy something and getting the chance...

5
Amazing way to buy something and getting the chance to pay it up over four months interest free is very handy, would highly recommend to friends and family and will definitely continue to use Reviewed on: 17th June 2024
Abby f's avatar
Abby f

I’ve never had any issues using this service.

5
I’ve never had any issues using this service. I will default to this for larger payments so that I can spread it across a few months with the bonus of 0 interest as long as I pay it all off within 4 months. Reviewed on: 17th June 2024
Adam R's avatar
Adam R

Easy to use and conveniently spread the cost for up...

5
Easy to use and conveniently spread the cost for up to 3 mos. Reviewed on: 17th June 2024
Raphael V's avatar
Raphael V

Best customer service.

5
The customer service team are always on hand to assist you with any questions and queries you have. Also safeguard your account and money you pay for goods before the delivery. Reviewed on: 17th June 2024
Edith U's avatar
Edith U

My favourite way to shop online

5
Good offers on 0% interest periods make this one of my favourite ways to shop online. Paypal credit was simple to set up, allows me full control of any restrictions, and makes me feel safe when i shop online. Customer service is easily accessible and thorough. Reviewed on: 17th June 2024
Thomas M's avatar
Thomas M

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