Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

PayPal online is very good i never had a problem whe...

PayPal online is very good i never had a problem when shopping it's so say and secure Reviewed on: 22nd June 2025

Most services are very efficient

Most services are very efficient Reviewed on: 22nd June 2025

Ease of use - top tier.

I’ve been using PayPal credit for a number of years now and it’s super easy to use. You can easily see your outstanding balance. You get reminders before your payment is due. Overall great service. Reviewed on: 22nd June 2025

When life comes at you fast

When life comes at you fast, PayPal credit gives me the breathing room to take it slow. Thank you PayPal credit, you allowed to me travel and see some beautiful things ! Reviewed on: 22nd June 2025

Positive experience

Positive experience overall not needed to speak to customer care Reviewed on: 22nd June 2025

Platform Easy to use and navigate

Platform Easy to use and navigate Reviewed on: 22nd June 2025

Easy to use

Easy to use, wide variety of retailers, easy payments Reviewed on: 22nd June 2025

I don't know what I'd do without them

I have been with paypal for a number of years and never once had an issue Reviewed on: 22nd June 2025

Great service and easy to use.

I have been using PayPal now for a few years and have always found the service easy to use and gives a great service. I would be lost without it. Reviewed on: 22nd June 2025

quick and easy to use, would recommend to family and...

quick and easy to use, would recommend to family and friends Reviewed on: 22nd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.78 from 19909 reviews
Black Diamond Visa
from Vanquis 4.80 from 9 reviews
Fluid Credit Card
from NewDay 4.28 from 103 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub