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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy to use app

Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

I’ve always found it exceptionally easy and accessib...

I’ve always found it exceptionally easy and accessible to use. Reviewed on: 26th July 2026

Great services

Great experience excellent customer services Reviewed on: 25th July 2026

Works for me

I love being able to get what I want and split my payments over 3 months to suit me. So, I don't need to become overdrawn or dip into my savings. Reviewed on: 25th July 2026

Very easy to use and integrates well into lots of on...

Very easy to use and integrates well into lots of online shops. Reviewed on: 25th July 2026

PayPal makes shopping easy with PayPal Credit

I pay for my more expensive purchases with PayPal Credit. This lessens the burden on my bank account due to PayPal Credits' affordable monthly payments and agreeable apr, which also helps boost my credit rating. Reviewed on: 25th July 2026

I've always enjoyed using Paypal credit as it's so e...

I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Easy to use and manage my money.

Easy to use and manage my money. With PayPal credit the 4 months interest free is my go to when buying expensive items. Who needs a credit card. Reviewed on: 25th July 2026

Top service!

Happy with the excellent service! Reviewed on: 24th July 2026

Pay pal is safe and give me more confidence.

Pay pal is safe and give me more confidence.. Reviewed on: 24th July 2026

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