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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

PayPal is the best!

I like having the extra layer of security using PayPal as a go between my purchases and bank account. I’ve used PayPal for many years now and cannot fault them. If I’ve needed assistance it’s been fairly easy to contact them. I always recommend PayPal to friends and family. Reviewed on: 22nd June 2026

Have been using Pay Pal since the early 2000's and t...

Have been using Pay Pal since the early 2000's and they have never let me down, I trust the service for safety and reliability Reviewed on: 22nd June 2026

Been with PayPal for a long time and have used it fo...

Been with PayPal for a long time and have used it for long term repayment and also short term. Reliable and trustworthy and easy to use Reviewed on: 22nd June 2026

easy to apply and easy to use, good % comparing to c...

easy to apply and easy to use, good % comparing to competitors Reviewed on: 22nd June 2026

Great easy to use app is great too

Great easy to use app is great too Reviewed on: 22nd June 2026

Happy with service and ease of use!

Happy with service and ease of use! Not had to use customer service so went neutral for this! Ease of buying things is great, good rates and easy to set up a direct debit. No issues. Would be great if you provided an actual credit card number Reviewed on: 22nd June 2026

Very convinient.

Very convinient. Easy to use. Great help Reviewed on: 22nd June 2026

Paypal credit is easy to use especially since it was...

Paypal credit is easy to use especially since it was possible to add it to apple wallet. Reviewed on: 22nd June 2026

Excellent for large purchases

I use PayPal credit when available for making relatively large purchases. I especially enjoy the zero interest payment plans which make affording certain items so much easier and more obtainable. The ease and flexibility offered by PayPal credit is excellent, allowing you to make extra payments when you can and it's really easy to use and understand. Reviewed on: 22nd June 2026

Have used several times now!

Have used several times, it's become something I look for now! Very flexible, works well for me! Reviewed on: 22nd June 2026

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