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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 24th Aug 2025

42% decrease in 5 star reviews

in the past 90 days

37% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50807)

Ease of use - top tier.

I’ve been using PayPal credit for a number of years now and it’s super easy to use. You can easily see your outstanding balance. You get reminders before your payment is due. Overall great service. Reviewed on: 22nd June 2025

When life comes at you fast

When life comes at you fast, PayPal credit gives me the breathing room to take it slow. Thank you PayPal credit, you allowed to me travel and see some beautiful things ! Reviewed on: 22nd June 2025

Positive experience

Positive experience overall not needed to speak to customer care Reviewed on: 22nd June 2025

Platform Easy to use and navigate

Platform Easy to use and navigate Reviewed on: 22nd June 2025

Easy to use

Easy to use, wide variety of retailers, easy payments Reviewed on: 22nd June 2025

I don't know what I'd do without them

I have been with paypal for a number of years and never once had an issue Reviewed on: 22nd June 2025

Great service and easy to use.

I have been using PayPal now for a few years and have always found the service easy to use and gives a great service. I would be lost without it. Reviewed on: 22nd June 2025

quick and easy to use, would recommend to family and...

quick and easy to use, would recommend to family and friends Reviewed on: 22nd June 2025

Great- trustworthy and quick.

Great- trustworthy and quick. No issues Reviewed on: 21st June 2025

Brilliantj service confident my moneys safe

Brilliant service confident my moneys safe Reviewed on: 21st June 2025

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