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PayPal: PayPal Credit reviews

4.91
Based on 30,758 reviews, last reviewed 5th Apr 2025
100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So intuitive and great features! I have been using PayPal Credit for a while now and it is such an easy and intuitive product to use. Couldn't reccomend it enough! Reviewed on: 2nd April 2025
Jack O's avatar
Jack O

Latest lowest rating:

1

PayPal Credit is committing financial fraud. Without warning or explanation, £288 was taken from my account. When I called customer service, they refused to explain the charge and told me to “rea... Read more Reviewed on: 5th April 2025
Mi's avatar
Mi

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (30758)

Excellent service, able to have a good payment plan...

5
Excellent service, able to have a good payment plan for different purchases Reviewed on: 17th June 2024

Great service

5
Reliable service with protection for users. Always helpful in resolving difficulties Reviewed on: 17th June 2024

Good but need to have better presentation on open co...

4
Good but need to have better presentation on open contract and detailing Reviewed on: 17th June 2024

Haven't had any issues with PayPal

5
Haven't had any issues with PayPal Reviewed on: 17th June 2024

Paypal has been very reliable in terms of emergency...

5
Paypal has been very reliable in terms of emergency purchases particularly big ones like flight tickets. Reviewed on: 17th June 2024

Fantastic credit service and very reliable.

5
Fantastic credit service and very reliable. I use the service frequently and it it the most efficient and easy credit method. Reviewed on: 17th June 2024

easy to make payment

5
Very easy to make payments and very secure never had a problem in all the time I've been with them Reviewed on: 17th June 2024

Overall great experience with PayPal.

5
Overall great experience with PayPal. Really easy to use. The dispute process is really simple to use and PayPal always do a great job. The app is user friendly and easy to navigate. Sending and receiving money is also really simple which makes the overall experience great. Reviewed on: 17th June 2024

Excellent service

5
Just super easy to use, super convenient when you need a larger than normal purchase which you can buy via credit, love the app, everything is in one place. Would recommend to anyone! Has gotten better over the many years I've used PayPal. Reviewed on: 17th June 2024

Good service and i can pay quickly all shopping with...

5
Good service and i can pay quickly all shopping with my paypal.Also there is good credit option. Reviewed on: 17th June 2024

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