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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

98% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Paypal Credit is worth it!

Paypal credit has provided me with the opportunity to make purchases that I'd otherwise not be able to afford. The ability to pay this back over 4 months interest free has helped me so much with budgeting whilst still being able to enjoy my life. Even if I am unable to payback the entire amount past those 4 months, the interest is still so low that it is barely noticeable! Reviewed on: 21st June 2025

PayPal credit is giving 4 months free interest credi...

PayPal credit is giving 4 months free interest credit which is very helpful for money wise purchases, I feel it has given me time to pay off without interest in 4 months time. I definitely recommended to others about it ! Reviewed on: 21st June 2025

Paypal credit

Helps you spread monthly payments out to help make life affordable. Very easy to check what you owe and make early payments if wanted Reviewed on: 21st June 2025

I have never had any issues with using PayPal at all...

I have never had any issues with using PayPal at all and the ability to use it in different scenarios is absolutely fantastic. PayPal credit lets me get what I need or want faster than having to save for it. Reviewed on: 21st June 2025

Easy to use, well explained and a sometimes lifeline

Easy to use, well explained and a sometimes lifeline Reviewed on: 20th June 2025

Easy app - always works well.

Easy app - always works well. Good way to budget also. Reviewed on: 20th June 2025

Best app ever

I have been using paypal for a while now and they are i would recommend people to use paypal Reviewed on: 20th June 2025

I've had very little issues over the years using Pay...

I've had very little issues over the years using PayPal Credit, and always found support from the customer service. It's a good and handy product. Reviewed on: 20th June 2025

Very good

Being able to spread the cost of purchased items easy and convenient. Reviewed on: 20th June 2025

No problem.

No problem. Good company. I have never had issues to use this website. Reviewed on: 20th June 2025

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