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PayPal: PayPal Credit reviews

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4.90
Based on 103,131 reviews, last reviewed 10th May 2026
2412800% increase in 5 star reviews
in the past 90 days
7100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure, easy and quick Paypal is a secure way to buy and you can pay, send and receive money Reviewed on: 10th May 2026
M Patricia's avatar
M Patricia

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026
CK's avatar
CK
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103131)

Good service but pay in three service needs improving.

4
Good service but pay in three service needs improving. Reviewed on: 9th May 2026
Jahchoice 's avatar
Jahchoice

Financial safety

5
Excellent provider, clear instruction and navigation sites. Secure way to shop online and stay financially responsible. Reviewed on: 9th May 2026
Rowan P's avatar
Rowan P

always helpful if any problems and lots of ways of s...

5
always helpful if any problems and lots of ways of spreading the cost x Reviewed on: 9th May 2026
elaine armstrong young's avatar
elaine armstrong young

The first payment option I look for first.

5
I have always used PayPal for transactions back when they were the first trusted payment option on ebay. Now I use them on a newer daily basis with excellent incentives for payment option. Reviewed on: 9th May 2026
Tony m's avatar
Tony m

All Goid

4
Easy to navigate and safe, I like that pay pal have detailed information on payment and deposits Reviewed on: 9th May 2026
Danna H's avatar
Danna H

Excellent in all areas.

5
Excellent in all areas. Pay pal credit and credit card facility is good for big payments. Reviewed on: 9th May 2026
JAGDEV SINGH 's avatar
JAGDEV SINGH

Experience overall has been good

5
I wanted to express my sincere appreciation for the seamless transfer experience I've had. Your platform has made managing my finances convenient. Furthermore, the customer care I received was exceptional, with a representative who was both helpful and attentive. Reviewed on: 9th May 2026
Dave O's avatar
Dave O

Easy to use and really helpful.

5
Easy to use and really helpful. When I remember to use will be even better as then I can use the point to shop on line Reviewed on: 9th May 2026
Anna K's avatar
Anna K

Never had an issue with PayPal services.

5
Never had an issue with PayPal services. Not even when my xbox got hacked and someone in China bought points. Reviewed on: 9th May 2026
Arron 's avatar
Arron

So easy to use.

5
So easy to use. Quick and convenient and secure which gives one confidence to use it Reviewed on: 9th May 2026
Stainsbygirl's avatar
Stainsbygirl

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