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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Very good

5
Being able to spread the cost of purchased items easy and convenient. Reviewed on: 20th June 2025

No problem.

5
No problem. Good company. I have never had issues to use this website. Reviewed on: 20th June 2025

PayPal Credit is the best

5
I'm absolutely satisfied by the financial services of PayPal Credit Reviewed on: 20th June 2025

Amazing service for 0% interest purchases for 4 months

5
Amazing service for 0% interest purchases for 4 months Reviewed on: 20th June 2025

I was not expecting that you can be helpful and supp...

5
I was not expecting that you can be helpful and supportive, more than other credit cards. Reviewed on: 20th June 2025

Never had a problem.Making life easier!

5
Never had a problem. Was late with a payment once but all ended well and no penalties as they seem to deduct from my bank a couple of days after said deadline. Really easy to set up and continue use. Reviewed on: 20th June 2025

Easy and efficient

5
Very easy and efficient. Easy to navigate through the different stages. Reviewed on: 20th June 2025

I feel confident using PayPal knowing that any conce...

5
I feel confident using PayPal knowing that any concerns l have are quickly remedied. It is a company that allows you to purchase goods and pay comfortable amounts each month. Reviewed on: 20th June 2025

There when I need it all ways friendly staff to...

5
There when I need it all ways friendly staff to help Reviewed on: 20th June 2025

Paypal account services

5
Quick & easy to use, keeps me informed about my spending & payments very happy with the service I receive Reviewed on: 19th June 2025

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