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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,143 reviews, last reviewed 10th May 2026
2413250% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend I'm using PayPal for almost over 10... Highly recommend I'm using PayPal for almost over 10 years without any issues. Always feel secure with them. Reviewed on: 10th May 2026
Ibrahim s's avatar
Ibrahim s

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103143)

My experience

5
My experience with has been very positive and convenient. I have used PayPal for online shopping, sending money, and receiving payments, and it has always provided a fast and secure service. One thing I appreciate most is how easy the platform is to use. The interface is simple, and transactions can be completed within minutes. Reviewed on: 9th May 2026
Wadad k's avatar
Wadad k

convenient, easy to use, broad store acceptance.

5
convenient, easy to use, broad store acceptance. Reviewed on: 9th May 2026
Olivia W's avatar
Olivia W

Good service but pay in three service needs improving.

4
Good service but pay in three service needs improving. Reviewed on: 9th May 2026
Jahchoice 's avatar
Jahchoice

Financial safety

5
Excellent provider, clear instruction and navigation sites. Secure way to shop online and stay financially responsible. Reviewed on: 9th May 2026
Rowan P's avatar
Rowan P

always helpful if any problems and lots of ways of s...

5
always helpful if any problems and lots of ways of spreading the cost x Reviewed on: 9th May 2026
elaine armstrong young's avatar
elaine armstrong young

The first payment option I look for first.

5
I have always used PayPal for transactions back when they were the first trusted payment option on ebay. Now I use them on a newer daily basis with excellent incentives for payment option. Reviewed on: 9th May 2026
Tony m's avatar
Tony m

All Goid

4
Easy to navigate and safe, I like that pay pal have detailed information on payment and deposits Reviewed on: 9th May 2026
Danna H's avatar
Danna H

Excellent in all areas.

5
Excellent in all areas. Pay pal credit and credit card facility is good for big payments. Reviewed on: 9th May 2026
JAGDEV SINGH 's avatar
JAGDEV SINGH

Experience overall has been good

5
I wanted to express my sincere appreciation for the seamless transfer experience I've had. Your platform has made managing my finances convenient. Furthermore, the customer care I received was exceptional, with a representative who was both helpful and attentive. Reviewed on: 9th May 2026
Dave O's avatar
Dave O

Easy to use and really helpful.

5
Easy to use and really helpful. When I remember to use will be even better as then I can use the point to shop on line Reviewed on: 9th May 2026
Anna K's avatar
Anna K

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