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PayPal: PayPal Credit reviews

4.73
Based on 144,806 reviews, last reviewed 24th Jun 2026
4319700% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026
Matt's avatar
Matt

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144939)

Been a PayPal customer for many years and I cannot r...

5
Been a PayPal customer for many years and I cannot recommend them enough. I have literally never had an issue with them. Just excellent. Reviewed on: 25th June 2026

Excellent

5
Excellent with PayPal credit 0% for 4 months over £99 really helps with cost of living Reviewed on: 25th June 2026

Perfect for paying something that can be paid off later

5
Perfect for paying something that can be paid off later Reviewed on: 25th June 2026

Easy payments, most retailers accepting paypal

5
Easy payments, most retailers accepting paypal Reviewed on: 25th June 2026

It was quick to setup and there was a good promotion...

5
It was quick to setup and there was a good promotional 0% interest period Reviewed on: 25th June 2026

They are the best.

5
They are the best. So such to use and very reliable when contacting for support. Reviewed on: 25th June 2026

Easy to use and great value for money.

5
Easy to use and great value for money. The repayments are not overpriced like some companies and they are very fair on a mislaid payment. Great to use. Reviewed on: 25th June 2026

Paypal credit

5
I like using PayPal credit, it’s convenient for me. Reviewed on: 25th June 2026

PayPal makes it easy to pay for things online with a...

5
PayPal makes it easy to pay for things online with added security and also borrow small amounts flexibly. Reviewed on: 25th June 2026

PayPal is always handy when it comes to shopping onl...

5
PayPal is always handy when it comes to shopping online Reviewed on: 25th June 2026

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