Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Perfect for my needs.

Perfect for my needs. No fuss and everything is always easy to find Reviewed on: 23rd July 2026

Easy to use and super simple application process

Easy to use and super simple application process Reviewed on: 23rd July 2026

It's incredibly easy to and the safest option for on...

It's incredibly easy to and the safest option for online transactions. Reviewed on: 22nd July 2026

A service I trust

I’ve used PayPal for years and have always had an excellent experience. It’s fast, secure, and incredibly easy to use. I especially appreciate the buyer protection and how smoothly transactions are handled. A service I can genuinely trust and highly recommend. Reviewed on: 22nd July 2026

Customer service is excellent and they truly listen...

Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Just use it every time when you need it

Very helpful in many different ways Reviewed on: 22nd July 2026

PayPal is a convenience place

It's been so easy for me to shop with PayPal. Reviewed on: 22nd July 2026

Options always available.

Options always available. Choices clear and concise. Excellent processes Reviewed on: 22nd July 2026

Good service

Easy to use, clear terms and conditions, quick process Reviewed on: 22nd July 2026

Best credit app ever

I've been using the Paypal app for 10+ years and I have never been disappointed Reviewed on: 22nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub