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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal-been using for 20 years plus.

PayPal-been using for 20 years plus. Never lets you down. Great range of payment services. Reviewed on: 19th June 2025

Very friendly and supportive service thanks.

Very friendly and supportive service thanks. Reviewed on: 19th June 2025

I trust paypal when purchasing items.

I trust paypal when purchasing items. There is protection as a buyer. Also the convenience of Pay in three as well as credit. Reviewed on: 19th June 2025

Not very good customer service ,

Not very good customer service , Reviewed on: 19th June 2025

An easy payment system that offers more.

An easy payment system that offers more than just ‘making a payment’. I feel confident in their security of my bank and card details and I am always kept up to date about the transactions on my account. Reviewed on: 19th June 2025

I always use PayPal as it the where available

I always use PayPal as it the where available Reviewed on: 18th June 2025

Easy to use.

Easy to use. Quick and simple. The PayPal app is a great way to buy things. Stick to the interest free options and pay with direct debit and it gives you the flexibility to pay off move expensive purchases over time Reviewed on: 18th June 2025

Easy & Safe Way To Buy!!

An easy and safe way to buy and pay no interest for 4 months which gives you the chance to pay it off as you go Reviewed on: 18th June 2025

Save paying a lot of interest with Pay-in-3!

Paypal credit has enabled me to buy phones and ipads without getting myself into debt. The pay-in-3 option is very handy. All Paypal services are easy to set up but help is always available if you need it. I wouldn’t use any other service for buying expensive purchases especially when free credit is available Reviewed on: 18th June 2025

Paypal credit is super easy to use

Paypal credit has made purchases so much easier, either pay in 3, or longer but you can adjust easily if you want to pay more. The app is easy and straightforward so you can check how payments are going. Super easy have even got other people using it. Reviewed on: 18th June 2025

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