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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145168 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145168)

PayPal is so easy with great payment options I alway...

PayPal is so easy with great payment options I always take advantage of the 0% for 4 months options and your purchases are protected Reviewed on: 25th June 2026

Fab!!.highly recommend

So easy to use,love the pay in 3 option.customer service is amazing!.love its available in so many retail outlets . Reviewed on: 25th June 2026

Used PayPal for many years.

Used PayPal for many years. It has provided a convenient money platform. Reviewed on: 25th June 2026

quick and easy to purchase manage money via the app.

Very easy to manage money especially on the app. Easy to track refunds especially using the history feature Reviewed on: 25th June 2026

I like paypal !

My experience using PayPal so far has been very good ! Would definitely recommend . I use the pay in 3, pay in 4 when I have to. It’s definitely helped me make big payments in small chunks without breaking the bank. Reviewed on: 25th June 2026

Less stress

PayPal has always been great, I use it if I have a larger expense, such as a clutch kit plus labour on my car. Big help nowadays! Reviewed on: 25th June 2026

PayPal services excellent

Used PayPal for years no problems at all Reviewed on: 25th June 2026

Safe way to pay

PayPal is super easy to use. The app is very secure and user friendly. It’s an easy way to pay that doesn’t require much stress or hassle. It’s easy to double check what you’re doing before making a purchase. Very good app and way to pay. Reviewed on: 25th June 2026

Interest free periods really help me manage my finan...

Interest free periods really help me manage my finances Reviewed on: 25th June 2026

Excellent

Great. Fantastic supporting team. Quick answers and resolutions Reviewed on: 25th June 2026

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