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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145248 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145248)

Always there for secure internet purchases

Always there for secure internet purchases and a good credit back up when things get tight Reviewed on: 25th June 2026

It wss very convenient, easy process.

It wss very convenient, easy process.. no lengthy paperwork Reviewed on: 25th June 2026

It’s very easy to talk to the advisors when calling...

It’s very easy to talk to the advisors when calling customer service very helpful Reviewed on: 25th June 2026

Paypal is best in credit card category and now they...

Paypal is best in credit card category and now they have introduced point earning by paying which is very benificial and they have also included tap to pay with digitla cards Reviewed on: 25th June 2026

Easy to use and convenient, you can pay later or spr...

Easy to use and convenient, you can pay later or spread the cost to suit you Reviewed on: 25th June 2026

PayPal is helpful

I don't go mad with spending, and PayPal is helping with the little extra. It makes a difference in how I spend my money, and I love the fact that once direct debit set up, I do not have to worry about when things are due. Easy to use, and extremely well-designed app/service. Reviewed on: 25th June 2026

So easy to use.

So easy to use. Loyalty points are fantastic and saving me money Reviewed on: 25th June 2026

Easy to use and convbrienience

Easy to use and convenience added to my wallet so easy now I only have to open and use, also you can see all payments straight away and keep account of what your spending Reviewed on: 25th June 2026

Safe as ever 5 *s nice way to spend your money

Safe as ever 5 *s highly recommended Reviewed on: 25th June 2026

Nice and easy .

Nice and easy . Always accessible Reviewed on: 25th June 2026

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