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PayPal: PayPal Credit reviews

4.91
Based on 50,766 reviews, last reviewed 22nd Jun 2025
1838800% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

When life comes at you fast When life comes at you fast, PayPal credit gives me the breathing room to take it slow. Thank you PayPal credit, you allowed to me travel and see some... Read more Reviewed on: 22nd June 2025
Grace S's avatar
Grace S

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

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PayPal PayPal Credit reviews (50766)

The convenience is fantastic but the customer servic...

4
The convenience is fantastic but the customer service is patchy. I don't like the credit statements. Not set out well- everything should be there at a glance- the same as every other financial institution. Reviewed on: 12th June 2025

I always feel safe online when I pay using PayPal as...

5
I always feel safe online when I pay using PayPal as you know that if anything goes wrong with a transaction PayPal is always on your side. I have used PayPal credit many times including pay in three, interest free if you pay in 4 months and twice with interest free if you pay in 12 months. I have brought many good things that I would never of been able to afford without PayPal Credit and I have never paid any interest. Reviewed on: 12th June 2025

PayPal credit does exactly what it says on the tin.

5
PayPal credit does exactly what it says on the tin. Love the 4-month interest free option for purchases >£99. I have used that option many time. Works very well when paired with Curve. Reviewed on: 12th June 2025

PayPal Credit, for those larger purchases.

4
I like to have the option to utilise PayPal Credit for some of those larger purchases, 0% interest for a certain period is a plus too. Reviewed on: 12th June 2025

Easy to navigate website - simple procedure to get P...

4
Easy to navigate website - simple procedure to get PayPal credit set up Reviewed on: 12th June 2025

Really good experience, easy transaction, no issies...

5
Really good experience, easy transaction, no issies at all Reviewed on: 12th June 2025

I am particularly impressed with the funding options...

5
I am particularly impressed with the funding options that are offered as well as the pay back options and interest rate applicable. Reviewed on: 12th June 2025

Flexible, very easy to apply.

5
Flexible, very easy to apply. 4 months interest free credit helps the customers to plan and budget the repayment. Very happy with the service generally Reviewed on: 12th June 2025

Fast, simple and easy to use .

5
Fast, simple and easy to use . I recommend it Reviewed on: 12th June 2025

Best help

5
Useful Help when I need and a convenient time to payback Reviewed on: 12th June 2025

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