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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Easy to use.

Easy to use. Quick and simple. The PayPal app is a great way to buy things. Stick to the interest free options and pay with direct debit and it gives you the flexibility to pay off move expensive purchases over time Reviewed on: 18th June 2025

Easy & Safe Way To Buy!!

An easy and safe way to buy and pay no interest for 4 months which gives you the chance to pay it off as you go Reviewed on: 18th June 2025

Save paying a lot of interest with Pay-in-3!

Paypal credit has enabled me to buy phones and ipads without getting myself into debt. The pay-in-3 option is very handy. All Paypal services are easy to set up but help is always available if you need it. I wouldn’t use any other service for buying expensive purchases especially when free credit is available Reviewed on: 18th June 2025

Paypal credit is super easy to use

Paypal credit has made purchases so much easier, either pay in 3, or longer but you can adjust easily if you want to pay more. The app is easy and straightforward so you can check how payments are going. Super easy have even got other people using it. Reviewed on: 18th June 2025

My experience with PayPal credit

So far my experience with PayPal credit has been so great and I love it Reviewed on: 18th June 2025

Interest free

Had a few months interest free on a purchase allowing some time for me to pay it off. Reviewed on: 18th June 2025

It's easy to use, with no issues or hassles.

It's easy to use, with no issues or hassles. I've used the PayPal credit a number of times to offset payments. Reviewed on: 18th June 2025

Top as usual, always is easier with PayPal credit to...

Top as usual, always is easier with PayPal credit to make your shop. Reviewed on: 18th June 2025

PayPal is the best.

PayPal is the best. I have always been able to count on PayPal in the most difficult times. PayPal has never let me down. Reviewed on: 18th June 2025

Confusing understanding payments.

When buying at different times working out my future payments was very confusing. Reviewed on: 18th June 2025

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