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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Great experience always happy that when had a proble...

Great experience always happy that when had a problem i have been refunded straightaway Reviewed on: 22nd July 2026

Jaroslaw

Very easy. Recommends for fast and efficient service Reviewed on: 22nd July 2026

When i required some information, i called PayPal an...

When i required some information, i called PayPal and the associate was extremely friendly and with exceptional product knowledge, managed to answer my query almost immediately, also the App is so user friendly and resourceful Reviewed on: 22nd July 2026

Great service and easy to use.

Great service and easy to use. I have been using PayPal credit for years and wouldn’t stop. Reviewed on: 22nd July 2026

Great communication

Not needed customer service often but when I have they resolved my issue Reviewed on: 22nd July 2026

Useful and easy to use the only thing that’s confusi...

Useful and easy to use the only thing that’s confusing is the repayments Reviewed on: 22nd July 2026

Excellent service

Very simple and easy to use. Nothing to complain Reviewed on: 22nd July 2026

PayPalplus is amazing

Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Always ready to help.

Always ready to help. Peace of mind with my purchases. Reviewed on: 22nd July 2026

Good credit limits, easy to use app, transferring mo...

Good credit limits, easy to use app, transferring money to friends and colleagues quick and easy. Preferred payment option for online purchases and short term credit facilities allow you to budget for larger purchases. Reviewed on: 22nd July 2026

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