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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,177 reviews, last reviewed 10th May 2026
2414800% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

So easy to use I love how easy it is to send and receive payments, keep track of purchases and order shipments. I would prefer to have a way to see which of the PayP... Read more Reviewed on: 10th May 2026
Ellie 's avatar
Ellie

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103177)

Easy to use and some good interest free options

5
Easy to use , great credit plans , easy to pay. The interest free options make credit that much easier to pay back Reviewed on: 9th May 2026
andrea 's avatar
andrea

It was great.

5
It was great. Easy to use and most importantly financial freedom in sense of options Reviewed on: 9th May 2026
Umair I's avatar
Umair I

PayPal - one stop shop

5
It’s been convenient for shopping and purchasing online which can sometimes feel unsafe. I feel like Paypal is secure Reviewed on: 9th May 2026
CJH's avatar
CJH

I love the fact that Paypal can get your money back...

4
I love the fact that Paypal can get your money back if you have an issue with your purchases Reviewed on: 9th May 2026
Millicent M's avatar
Millicent M

Unique and convenient

5
PayPal is unique in that if i come across any that doesn't support any of my card's, 99.99 % of site's i can use PayPal. Reviewed on: 9th May 2026
Seamus Rice's avatar
Seamus Rice

Ive been using pay pal for many years always been br...

5
Ive been using pay pal for many years always been brilliant , I’ve never had any issues with any service they provide . I use pay pay pal credit , it’s awesome would defo recommend Reviewed on: 9th May 2026
Cei 's avatar
Cei

Good company, i have had zero problems since i join...

5
Good company, i have had zero problems since i join a few years ago Reviewed on: 9th May 2026
Andy B's avatar
Andy B

I find PayPal a good secure payment service!

5
I find PayPal a good secure payment service! Very helpful and good when things don’t go as planned or expected. Reviewed on: 9th May 2026
Jason F's avatar
Jason F

Very good experience

5
Very good experience easy to use Reviewed on: 9th May 2026
Gurpreet Singh's avatar
Gurpreet Singh

Too quick to charge £12 for late payments.

4
Too quick to charge £12 for late payments. Sometimes losing a card means that the replacement is not ready in time for payments Reviewed on: 9th May 2026
A Wood's avatar
A Wood

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