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PayPal: PayPal Credit reviews

4.90
Based on 103,213 reviews, last reviewed 10th May 2026
2416500% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always there when you need PayPal, easy hassle free... Always there when you need PayPal, easy hassle free and always keep you up to date with offers or any changes within your account. Reviewed on: 10th May 2026
John M's avatar
John M

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103213)

I am grateful for that service

5
I am grateful for that service as my tiny salary is not allowing to make some serious purchases, but PayPal always helps to spread the payments. Reviewed on: 9th May 2026

Very helpful

5
Very helpful and made the problem go away Reviewed on: 9th May 2026

Very easy and reliable to use as a new online shopper.

5
Very easy and reliable to use as a new online shopper. Reviewed on: 9th May 2026

Happy with all transactions with paypal.

5
Happy with all transactions with paypal. Very convenient. If any dispute easy to dispute using paypal. I will recommend to family and friends Reviewed on: 9th May 2026

Online experience is good but physically not good

5
Online experience is good but physically not good Reviewed on: 9th May 2026

Good experience.

5
Good experience. I enjoy using PayPal and feel safe when using it Reviewed on: 9th May 2026

Payment Resolution Query

5
I have recently had a dispute with a supplier for a purchase who did not make it clear on the purchase that I bought as actually signing up for a subscription and when raised with PP you did not resolve in my favour so I don't as out of pocket and not happy Reviewed on: 9th May 2026

Finally got a good credit card and contactless option

5
Finally got a good credit card and contactless option Reviewed on: 9th May 2026

Simplicity

5
It’s so easy to order online using PayPal with out worrying about using your card details, personally I’d be lost with out PayPal it’s handy with great rates Reviewed on: 9th May 2026

Easy fast and convenient

5
Easy fast and convenient no hassle at all. Reviewed on: 9th May 2026

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