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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 22nd Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

An unusually long interest free period A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. ... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Love Paypal!

Love Paypal! Would recommend it to everyone. Reviewed on: 17th June 2025

Good customer service and always there to help.

Good customer service and always there to help. Reviewed on: 17th June 2025

nothing more to add service is good

nothing more to add service is good Reviewed on: 17th June 2025

It’s good app where u can send money

It’s good app where u can send money Reviewed on: 17th June 2025

Recommendations

I got recommended it by a friend so I downloaded it and I’ve had it since. I’ve very much found it useful and very easy to use too. I’ve recommended it to a few other friends too, I’d definitely recommend it to more people in the future :) Reviewed on: 17th June 2025

Easy Peasy Lemon Squeezy

I’ve used PayPal for years and it works easily. I have repeat payments set up, I have direct debits come from my account and it’s really easy as I don’t have to do anything, I just make sure there’s money in there and it does the work for me! Reviewed on: 17th June 2025

pay pal credit is goated get on it

pay pal credit is goated get on it Reviewed on: 17th June 2025

PayPal is trusted and accepted in many places which...

PayPal is trusted and accepted in many places which makes it very convenient. I never had issues with it and I use it and prefer it above other payment methods. Reviewed on: 17th June 2025

had paypal since i been in school days.

had paypal since i been in school days. never had any problems or anything 100% good to use if you want to feel safe . worldwide you can use it pretty sure in any country Reviewed on: 17th June 2025

Highly Recommend PayPal Pay in 3!

Use PayPal Pay in 3 regularly and it helps spread the costs of holidays and treats. Reviewed on: 17th June 2025

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