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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Amazing customer service, feel very safe and secure...

Amazing customer service, feel very safe and secure using PayPal and would recommend to my friends and family. So easy to use and simple, money can be overwhelming but using PayPal takes away the guesswork and anxiety. Reviewed on: 16th June 2025

I find pay pals pay pal credit to be super helpful t...

I find pay pals pay pal credit to be super helpful to use for the big purchases I wouldn’t be able to get in one go. For example last year I lost my job and not long after my laptop I was using to apply for jobs broke - without Paypal credit and being able to use that to pay for a laptop I might not have found a job as easily. Reviewed on: 16th June 2025

A very good initiative.

A very good initiative. Very needed in my everyday spending Reviewed on: 16th June 2025

Simple to use with great deals and customer service

Simple to use with great deals and customer service Reviewed on: 16th June 2025

Perfect came in handy when I needed it most.

Perfect came in handy when I needed it most. Very appreciative. Reviewed on: 16th June 2025

Very easy to use

Very easy to use and I have used it a lot it helps me a lot when I need it Reviewed on: 16th June 2025

Absolutely brilliant.

Absolutely brilliant. Great service, amazing experience always and I couldn't recommend more. PayPal credit gives me a way to manage my finances more and I couldn't live without it! It's really incredible and the team are fantastic. Reviewed on: 16th June 2025

Reliable and protected.

PayPal are my heroes, every time I shop I look for a PayPal option to pay, my money is safe and the transactions are always smooth, I've had issues with companies and sellers (eBay) and every time PayPal helps me, they always resolve the situation and I know that I never have to worry. The customer service is always on point, they always keep me in the loop and update me on the case. I don't have to worry. Reviewed on: 16th June 2025

Regularly use this option for booking holidays

Regularly use this option for booking holidays Reviewed on: 16th June 2025

Easiest service to use, great benefits

Easiest service to use, great benefits Reviewed on: 16th June 2025

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