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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145321 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145321)

Easy to setup, and simple to use.

Easy to setup, and simple to use. Super simple integration into existing paypal products and offers simple ways to monitor transactions and balance and also to make repayments. The app lets me know what is outstanding payments there are so i'm always informed. Reviewed on: 25th June 2026

Easy to use, good interest rate, a very convenient t...

Easy to use, good interest rate, a very convenient tool for those important purchases when your available funds are temporarily low. Reviewed on: 25th June 2026

Always helpful with any problems

Always helpful with any problems Reviewed on: 25th June 2026

Oportunity.credit account to buy some goo...

Just I use my pay pal credit account to buy some goods from Ebay and I was pleased for the option that pay pal gave me , so I could have all the goods what I want.Very happy with my PayPal.I would like to have that facility and for other seller from abroad. Reviewed on: 25th June 2026

It’s good for when you need something and haven’t go...

It’s good for when you need something and haven’t got all the money at once Reviewed on: 25th June 2026

Easy, Efficient and Trustworthy

I use PayPal at every opportunity, as it’s so quick, efficient and easy and, most importantly, I trust it completely. Reviewed on: 25th June 2026

Been using PayPal for years.

Been using PayPal for years. Ease to use and good offers. Reviewed on: 25th June 2026

Pretty fair enough with credit monthly payments

Pretty fair enough with credit monthly payments Reviewed on: 25th June 2026

Good customer service

Good customer service easy to contact to solve issues Reviewed on: 25th June 2026

I’ve had no bad experiences with this account it’s b...

I’ve had no bad experiences with this account it’s been excellent Reviewed on: 25th June 2026

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