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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,280 reviews, last reviewed 10th May 2026
2419300% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quality service and it’s free. Quality service and it’s free. PayPal give you lots of different services for different people. Reviewed on: 10th May 2026
Racing snake's avatar
Racing snake

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
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Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103280)

It’s good - easy to use, reliable, trustworthy

4
It’s good - easy to use, reliable, trustworthy Reviewed on: 10th May 2026
Dawn Gray's avatar
Dawn Gray

Has always been my go to for fast and secure online...

5
Has always been my go to for fast and secure online check out for over the past 16 years Reviewed on: 10th May 2026
Smarty Pants's avatar
Smarty Pants

PayPal is very helpful for everyday use.

5
PayPal is very helpful for everyday use. Reviewed on: 10th May 2026
ashleigh harnett's avatar
ashleigh harnett

Very easy to use and I’ve never had a bad experience...

5
Very easy to use and I’ve never had a bad experience using PayPal infact I use PayPal all the time as I think it’s the best way to buy items it’s safe and reliable Reviewed on: 10th May 2026
Thomas p's avatar
Thomas p

Always outstanding, I used PP many years and good se...

5
Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026
Vicente's avatar
Vicente

Easy to set up and pay.

5
Easy to set up and pay. Not had a problem so far. Reviewed on: 10th May 2026
Caro F's avatar
Caro F

Secure long distance payment

5
When I ordered my exhaust and can from a company in Brazil it was a very good experience because I had the backing of PayPal which made the transaction so much more secure Reviewed on: 10th May 2026
Kevin N's avatar
Kevin N

Was really stuck for cash and needed to buy a piano.

5
Was really stuck for cash, I had to get something special for my son and was able to buy a piano and had the option on paying in 4 months. I spread the cost for 4 months and that was very helpful. Reviewed on: 10th May 2026
George Nguzo's avatar
George Nguzo

Dont use Paypal.

1
Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my credit score. After I raised a complaint about this, they retaliated by reducing my credit limit and increasing my interest rates. It’s completely unreasonable and unfair. Due to this experience, I have stopped using this company altogether. Reviewed on: 10th May 2026
CK's avatar
CK

Fantastic and stress free payment method

5
Fantastic and best from the west Reviewed on: 10th May 2026
JUSTICE 's avatar
JUSTICE

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