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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 25th Jan 2026

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Highly Recommend PayPal Pay in 3!

Use PayPal Pay in 3 regularly and it helps spread the costs of holidays and treats. Reviewed on: 17th June 2025

Always get first class customer service Paypal is th...

Always get first class customer service Paypal is the best Reviewed on: 17th June 2025

Paypay Credit experience is so easy.......

The whole Paypay experience is easy and allows much flexibility both in purchase and credit flexibility. Reviewed on: 16th June 2025

Amazing customer service, feel very safe and secure...

Amazing customer service, feel very safe and secure using PayPal and would recommend to my friends and family. So easy to use and simple, money can be overwhelming but using PayPal takes away the guesswork and anxiety. Reviewed on: 16th June 2025

I find pay pals pay pal credit to be super helpful t...

I find pay pals pay pal credit to be super helpful to use for the big purchases I wouldn’t be able to get in one go. For example last year I lost my job and not long after my laptop I was using to apply for jobs broke - without Paypal credit and being able to use that to pay for a laptop I might not have found a job as easily. Reviewed on: 16th June 2025

A very good initiative.

A very good initiative. Very needed in my everyday spending Reviewed on: 16th June 2025

Simple to use with great deals and customer service

Simple to use with great deals and customer service Reviewed on: 16th June 2025

Perfect came in handy when I needed it most.

Perfect came in handy when I needed it most. Very appreciative. Reviewed on: 16th June 2025

Very easy to use

Very easy to use and I have used it a lot it helps me a lot when I need it Reviewed on: 16th June 2025

Absolutely brilliant.

Absolutely brilliant. Great service, amazing experience always and I couldn't recommend more. PayPal credit gives me a way to manage my finances more and I couldn't live without it! It's really incredible and the team are fantastic. Reviewed on: 16th June 2025

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