Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,333 reviews, last reviewed 10th May 2026
2421800% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best credit card PayPal Credit is an easy, safe way to pay. You get 4 months interest free on purchases over £99 which is fantastic and you also get points for your s... Read more Reviewed on: 10th May 2026
Claire Sharkey's avatar
Claire Sharkey

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103333)

It's always easy and simple to use paypal for everyd...

5
It's always easy and simple to use paypal for everyday shoping. Reviewed on: 10th May 2026

I love PayPal, so helpful and safe.

5
I love PayPal, so helpful and safe. Very good credit company. Never any problems Reviewed on: 10th May 2026

Very Good

5
No issues and everything works well to my satisfaction Reviewed on: 10th May 2026

Great, I have recommended to many people

5
I have used paypal for 5+ years, it is reliable, they have great rates and allow 4 months at 0% on credit. When I have encountered a previous issue customer service fixed it within the day! more and more online sites are now accepting paypal too! Reviewed on: 10th May 2026

Paypal is great

5
Paypal is a great payment method Reviewed on: 10th May 2026

Quack and simple..

5
PayPal is easy to use via the app and a quick and easy way to make payment. With competitive interest rates, PayPal is a great way to borrow money. Reviewed on: 10th May 2026

Would highly recommend

5
Would highly recommend, easy to use and always available Reviewed on: 10th May 2026

Hassle free way of splitting those bills

5
PayPal is a hassle free way of splitting those bigger bills over 4 months.. If you are good at managing your money why not do it.. Reviewed on: 10th May 2026

I believe paypal is a safe and convenient method to...

5
I believe paypal is a safe and convenient method to pay for transaction, plus send money abroad to other paypal users. Reviewed on: 10th May 2026

Safety of PayPal

5
Safe and easy to use good for online purchases Reviewed on: 10th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review