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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

Easy to use and understand.

Easy to use and understand, never had a problem. Reviewed on: 16th June 2025

Fun , safe and great when in a pinch

Fun , safe and great when in a pinch Reviewed on: 16th June 2025

Mostly good experience.

Mostly good experience. Quicker, easier and safer transaction on the sites which accepts paypal Reviewed on: 16th June 2025

Confusing payment/direct debit process

Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages regarding my issue I was told that he would transer me to the department that dealt with 'that'. 2 days later, no messages and the chat string had been closed. I rang to speak with someone instead who explained what had happened. The direct debit/make a payment process is confusing, if you edit the payment it seems to cancel it - even the operative I was on the phopne with said it was confusing so what chance does a customer have!. I wouldn't recommend Paypal credit, the only reason I even use it is because of the occasional 4 months free credit offers. Reviewed on: 16th June 2025

Great, quick and easy to pay and feels secure

Great, quick and easy to pay and feels secure Reviewed on: 16th June 2025

Easy to use

Paypal is VERY easy to use,along with the security aspects of them.if there are any problems they sort them out as fast as possible. Virtually every seller/buyer on the Internet uses PayPal as its a well trusted brand Reviewed on: 16th June 2025

PayPal experience for pc monitor

I’ve bought a expensive monitor from dell for my pc and used PayPal to make my payment, it was super easy to set up and link my primary bank account and set up a direct debit and things have been great I would recommend to anyone making any sort of payments. Reviewed on: 16th June 2025

Loyal Paypal customer

I have used Paypal for years now and been using its many services such as paypal credit. Never had any issues with using the app and customer services have always helped if I have any questions Reviewed on: 16th June 2025

Good and trustful service tested for a years.

Good and trustful service tested for a years. Reviewed on: 16th June 2025

Customer service is neutral because I've never had t...

Customer service is neutral because I've never had to use it. Reviewed on: 16th June 2025

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