Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

I’ve used PayPal for years and I’ve mostly had a gre...

I’ve used PayPal for years and I’ve mostly had a great time with it . Not sure how to answer great value for money , however the service has been good Reviewed on: 16th June 2025

PayPal is the way forward.

PayPal is the way forward. Best way to pay your friends, locally and internationally without all the extra banking hidden fees. Reviewed on: 16th June 2025

Easy to use and understand.

Easy to use and understand, never had a problem. Reviewed on: 16th June 2025

Fun , safe and great when in a pinch

Fun , safe and great when in a pinch Reviewed on: 16th June 2025

Mostly good experience.

Mostly good experience. Quicker, easier and safer transaction on the sites which accepts paypal Reviewed on: 16th June 2025

Confusing payment/direct debit process

Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages regarding my issue I was told that he would transer me to the department that dealt with 'that'. 2 days later, no messages and the chat string had been closed. I rang to speak with someone instead who explained what had happened. The direct debit/make a payment process is confusing, if you edit the payment it seems to cancel it - even the operative I was on the phopne with said it was confusing so what chance does a customer have!. I wouldn't recommend Paypal credit, the only reason I even use it is because of the occasional 4 months free credit offers. Reviewed on: 16th June 2025

Great, quick and easy to pay and feels secure

Great, quick and easy to pay and feels secure Reviewed on: 16th June 2025

Easy to use

Paypal is VERY easy to use,along with the security aspects of them.if there are any problems they sort them out as fast as possible. Virtually every seller/buyer on the Internet uses PayPal as its a well trusted brand Reviewed on: 16th June 2025

PayPal experience for pc monitor

I’ve bought a expensive monitor from dell for my pc and used PayPal to make my payment, it was super easy to set up and link my primary bank account and set up a direct debit and things have been great I would recommend to anyone making any sort of payments. Reviewed on: 16th June 2025

Loyal Paypal customer

I have used Paypal for years now and been using its many services such as paypal credit. Never had any issues with using the app and customer services have always helped if I have any questions Reviewed on: 16th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.54 from 3 reviews
Partnership Card
from John Lewis 1.32 from 882 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub