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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Good and trustful service tested for a years.

5
Good and trustful service tested for a years. Reviewed on: 16th June 2025

Customer service is neutral because I've never had t...

5
Customer service is neutral because I've never had to use it. Reviewed on: 16th June 2025

Reliable back up

5
I have been with PayPal for a few years, never had an issue. Great service. Reviewed on: 15th June 2025

I use PayPal credit for everything.

5
I use PayPal credit for everything. It is the most convenient way of paying and plenty of options to pay money back Reviewed on: 15th June 2025

The only way I pay for anything online!

5
The only way I pay for anything online! I’ve had such a good experience with them helping me get refunds, so easy and reliable. I also use the “pay later” option frequently. It’s nice being able to spread the cost with no interest over 4 months. I would recommend to anyone! Reviewed on: 15th June 2025

It really helpful on the current ecocomy situation

5
It really helpful on the current ecocomy situation Reviewed on: 15th June 2025

Easy to use and love the 0% interest on purchases up...

5
Easy to use and love the 0% interest on purchases up to 4 months. Helped me out a lot Reviewed on: 15th June 2025

It allows you to make purchases with a little more t...

5
It allows you to make purchases with a little more time to pay interest free. Reviewed on: 15th June 2025

I love paypal

5
PayPal makes online payments fast, safe, and incredibly easy. I love being able to shop, send money, and manage my transactions all in one place. The buyer protection gives me peace of mind, and the app is super user-friendly. I wouldn’t shop online without it Reviewed on: 15th June 2025

Excellent service easy to understand statements and...

5
Excellent service easy to understand statements and make payments or direct debit Reviewed on: 15th June 2025

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