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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103386 reviews)

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4.90

Based on 103,386 reviews, last reviewed 10th May 2026

2424350% increase in 5 star reviews

in the past 90 days

7200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

False Claims Once I had a problem with a payment and PayPal easily believed the seller claim without checking the truth. I had to contact the customer service many... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103386)

it is wonderful and all financial transactions are v...

it is wonderful and all financial transactions are very nice Reviewed on: 10th May 2026

Peace of mind

Always safe and reliable , excellent customer service. Flexible options . Peace of mind Reviewed on: 10th May 2026

Easy access helpful advice easy system to navigate

Easy access helpful advice easy system to navigate Reviewed on: 10th May 2026

Always there when you need PayPal, easy hassle free...

Always there when you need PayPal, easy hassle free and always keep you up to date with offers or any changes within your account. Reviewed on: 10th May 2026

Great service

Never had any issues with this. Always there when I need it and easy to pay off. Interest rate is ok and most places except Reviewed on: 10th May 2026

Stress free payments, great credit options.

Always stress free and easy to pay for items. Great knowing that if there are any problems with items I have purchased that the Resolution centre is there to look into it and pay me my money back if applicable, I like to know I'm covered. The interest free credit over 4 montns is a life saver, The app is very easy to navigate even for the older generation, even my 72 year old mother uses it lol! Reviewed on: 10th May 2026

Safe and secure way to purchase items.

Safe and secure way to purchase items. Reviewed on: 10th May 2026

Highly recommend, if you need a little extra

Very helpful when spoke to, good rates and great service they offer. If used right can be a useful account to have sat there, especially with the ability to split payments to pay off sooner. Reviewed on: 10th May 2026

Best experience ever!

Best experience ever! in over 10 years of using paypal i have never had any problems. they are always working on improving services and bringing new services. you feel protected using paypal Reviewed on: 10th May 2026

Paypal Credit Review

I’ve had a really positive experience using PayPal Credit. It’s been convenient for spreading the cost of larger purchases, especially with the interest-free options available on eligible spending. The application process was straightforward, and managing payments through the PayPal app is simple and easy to keep track of. I also like the added security when purchasing online through PayPal, which gives extra peace of mind. Payments are processed quickly, and I’ve found the service reliable overall. As long as repayments are made on time, it’s a useful and flexible credit option for online shopping. Reviewed on: 10th May 2026

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