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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145359 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145359)

Really like the pay in 3 method gives me more option...

Really like the pay in 3 method gives me more options when I am shopping Reviewed on: 25th June 2026

Quick and easy to use app is good for showing balanc...

Quick and easy to use app is good for showing balances etc Reviewed on: 25th June 2026

PayPal credit is a fast, reliable and safe way to p...

PayPal credit is a fast, reliable and safe way to pay online. You feel secure in the knowledge that in the unlikely event of a bad transaction PayPal have your back and will work with both parties to get a resolution. Reviewed on: 25th June 2026

its transparent it works and ive never had a problem

its transparent it works and ive never had a problem Reviewed on: 25th June 2026

Great app and quick processing.

Great app and quick processing. Helpful customer service when called upon Reviewed on: 25th June 2026

Ease of payment via PayPal

Accepted almost everywhere as a payment method and very simple to use. Reviewed on: 25th June 2026

Quick easy to understand however not giving a run do...

Quick easy to understand however not giving a run down of itemised credit planns is a bit of a let down.. Having the ability to see each item on that credit plan would be greatly helpful and having the ability to pay that single item off would be greatly beneficial Reviewed on: 25th June 2026

Excellent service and quality, ease of use is a big...

Excellent service and quality, ease of use is a big thing for me Reviewed on: 25th June 2026

Excellent

Very easy to use, just pick credit in the app, great for concert tickets so I’ve got longer to pay these off, getting really expensive going to gigs these days Reviewed on: 25th June 2026

PayPal just makes life easier!

PayPal is ubiquitous and makes everything so much easier because of it. I trust PayPal instantly and if I ever have the option to use it for payment, it’s my first choice every time. Reviewed on: 25th June 2026

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