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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,437 reviews, last reviewed 10th May 2026
2426650% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is convenient and highly secured. PayPal Credit is convenient and highly secured. Reviewed on: 10th May 2026
M W's avatar
M W

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103437)

Been using PayPal since 2018 great service, had to c...

5
Been using PayPal since 2018 great service, had to call regarding pqyment issues and had a great response…no issues good company. And I know my transactions are safe! Reviewed on: 10th May 2026
Steve D's avatar
Steve D

PayPal is great

5
I have found PayPal easy to use, and are quick to resolve issues, and refund finances from rogue traders with ease. Reviewed on: 10th May 2026
Jain D's avatar
Jain D

Pay pal pay in 3 one of the best options spreading t...

5
Pay pal pay in 3 one of the best options spreading the cost, Reviewed on: 10th May 2026
Raw's avatar
Raw

Customer service sometimes not very good

4
Customer service sometimes not very good Reviewed on: 10th May 2026
Denis d's avatar
Denis d

Spreads the cost

5
Easy to use, spreads the cost. Great if you really want something and can't pay straight away. You want to buy it before someone else grabs it! Reviewed on: 10th May 2026
John S's avatar
John S

Always had good experience with paypal credit.

5
Always had good experience with paypal credit. Always handy to fall back on. Reviewed on: 10th May 2026
LN's avatar
LN

Never had any problems with my PayPal account, makes...

5
Never had any problems with my PayPal account, makes purchases super easy Reviewed on: 10th May 2026
Sharon W's avatar
Sharon W

Great way to buy with time to pay.

5
Great way to buy with time to pay. Increases amount of credit when you pay back on time Reviewed on: 10th May 2026
Katie Edginton's avatar
Katie Edginton

Brilliant

5
Excellent service and very secure Reviewed on: 10th May 2026
KS's avatar
KS

Never had any issues, any payment disputes, they are...

5
Never had any issues, any payment disputes, they are quick to sort and action. Fantastic service Reviewed on: 10th May 2026
Michael B's avatar
Michael B

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